Compare Gardena, CA Car Insurance Rates (2021)

Car insurance in Gardena, CA averages $343 a month. Gardena, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gardena car insurance rates, compare quotes from the top car insurance companies in Gardena, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Gardena, CA after a DUI are $5,781/year
  • The cheapest car insurance company in Gardena for teen drivers is USAA
  • Average car insurance rates in Gardena, CA are $4,114/year

If you need to buy Gardena, California car insurance, the options can be confusing. Everything you need to know about car insurance in Gardena, CA is right here.

You’ll find Gardena car insurance rates, the cheapest Gardena, CA car insurance companies, and information on California car insurance laws. You can also compare Gardena, California car insurance rates to Sacramento car insurance rates, Anaheim car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Gardena, CA car insurance today? Enter your ZIP code for fast, free Gardena car insurance quotes.

Cheapest Gardena, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gardena, CA car insurance rates? Every Gardena, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gardena, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,333 $3,326 $2,422 $2,444 $9,352 $11,746 $4,275 $4,681
Farmers $3,193 $3,193 $2,892 $2,892 $10,178 $16,597 $3,784 $4,217
GEICO $1,855 $1,855 $1,744 $1,744 $5,655 $5,747 $2,666 $2,722
Liberty Mutual $2,531 $2,376 $2,372 $2,290 $5,448 $5,872 $2,830 $2,881
Nationwide $3,577 $3,411 $3,147 $2,962 $9,115 $10,086 $4,255 $4,193
Progressive $1,934 $1,992 $1,639 $1,950 $5,173 $6,249 $2,794 $3,007
State Farm $3,778 $3,778 $3,375 $3,375 $6,941 $8,636 $4,176 $4,302
Travelers $2,822 $2,725 $2,489 $2,464 $5,946 $6,755 $3,684 $3,598
USAA $2,037 $1,928 $1,989 $1,995 $4,653 $4,670 $2,812 $2,655

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gardena, CA

Every driver must carry the minimum car insurance in Gardena, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Gardena, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Gardena, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gardena, CA to rates for a clean record with top companies.

Annual Gardena, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,118 $5,282 $8,291 $4,099
Farmers $4,343 $5,911 $7,353 $5,866
GEICO $2,095 $3,242 $4,059 $2,599
Liberty Mutual $2,887 $3,863 $3,492 $3,059
Nationwide $3,550 $4,556 $7,710 $4,556
Progressive $2,022 $3,439 $3,994 $2,914
State Farm $3,420 $4,080 $7,710 $3,970
Travelers $2,514 $4,164 $4,819 $3,745
USAA $1,887 $2,811 $4,604 $2,068

Cheapest Gardena, CA Car Insurance for Teen Drivers

Teen car insurance in Gardena, CA can be expensive. Take a look at rates from the top car insurance companies in Gardena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gardena, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,352 $11,746
Farmers $10,178 $16,597
GEICO $5,655 $5,747
Liberty Mutual $5,448 $5,872
Nationwide $9,115 $10,086
Progressive $5,173 $6,249
State Farm $6,941 $8,636
Travelers $5,946 $6,755
USAA $4,653 $4,670

Cheapest Gardena, CA Car Insurance for Seniors

Take a look at Gardena, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gardena, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,422 $2,444
Farmers $2,892 $2,892
GEICO $1,744 $1,744
Liberty Mutual $2,372 $2,290
Nationwide $3,147 $2,962
Progressive $1,639 $1,950
State Farm $3,375 $3,375
Travelers $2,489 $2,464
USAA $1,989 $1,995

Cheapest Gardena, CA Car Insurance Rates After a DUI

A DUI in Gardena, CA increases car insurance rates. Compare Gardena, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gardena, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,291
Farmers $7,353
GEICO $4,059
Liberty Mutual $3,492
Nationwide $7,710
Progressive $3,994
State Farm $7,710
Travelers $4,819
USAA $4,604

Cheapest Gardena, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gardena, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gardena, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,688 $5,707
Farmers $5,323 $6,414
GEICO $2,724 $3,273
Liberty Mutual $3,050 $3,600
Nationwide $4,495 $5,692
Progressive $2,806 $3,379
State Farm $4,618 $4,973
Travelers $3,425 $4,196
USAA $2,619 $3,066

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gardena, CA Car Insurance Rates by ZIP Code

Gardena car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gardena, CA.

Annual Car Insurance Rates by ZIP Code in Gardena, California

ZIP Code Average Annual Rates
90247 $5,718
90249 $5,821

The Best Cheap Car Insurance Companies in Gardena, CA

Take a look at a side-by-side comparison of the top car insurance companies in Gardena, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gardena, California

Insurance Company Average Annual Rates
Allstate $5,197
Farmers $5,868
GEICO $2,999
Liberty Mutual $3,325
Nationwide $5,093
Progressive $3,092
State Farm $4,795
Travelers $3,810
USAA $2,842

Category Winners: Cheapest Car Insurance in Gardena, California

Find the cheapest car insurance companies in Gardena, CA for each category right here.

Best Annual Car Insurance Rates by Company in Gardena, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gardena, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gardena car insurance rates. Find the cheapest Gardena, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gardena, California

Insurance Company Low Medium High
Allstate $4,914 $5,242 $5,436
Farmers $5,435 $5,917 $6,253
GEICO $2,702 $3,034 $3,260
Liberty Mutual $3,054 $3,358 $3,564
Nationwide $4,521 $5,185 $5,574
Progressive $2,783 $3,182 $3,312
State Farm $4,288 $4,879 $5,220
Travelers $3,280 $3,920 $4,231
USAA $2,562 $2,901 $3,064

What affects car insurance rates in Gardena, California?

What factors can have an impact on Gardena, CA car insurance? There are several reasons why Gardena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gardena, California.

Car Theft in Gardena

High levels of vehicle theft can make car insurance more expensive. Gardena, CA car theft statistics from the FBI indicate 315 vehicle thefts a year.

Commute Time in Gardena

The more time you spend in your car the higher the risk of an accident. The average commute length in Gardena, CA is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gardena, CA

Ready to find affordable Gardena, California car insurance today? Enter your ZIP code for fast, free Gardena, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State