Compare Granby, CO Car Insurance Rates (2022)

Car insurance in Granby, CO averages $308 a month. Granby, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Granby car insurance rates, compare quotes from the top car insurance companies in Granby, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest car insurance company in Granby for teen drivers is USAA
  • Average car insurance rates in Granby, CO after a DUI are $4,406/year
  • The cheapest car insurance company in Granby is Liberty Mutual

If you need to buy Granby, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Granby, CO is right here.

You’ll find Granby car insurance rates, the cheapest Granby, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Granby, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Boulder car insurance rates.

Ready to find affordable Granby, CO car insurance today? Enter your ZIP code for fast, free Granby car insurance quotes.

Cheapest Granby, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Granby, CO car insurance rates? Every Granby, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Granby, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,696 $2,611 $2,637 $10,131 $10,653 $3,158 $3,172
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,814 $2,799 $2,548 $2,736 $10,538 $10,664 $3,097 $3,149
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $2,020 $1,968 $1,718 $1,888 $5,663 $6,164 $2,033 $2,053
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,395 $2,241 $2,081 $2,076 $8,132 $9,088 $2,702 $2,628
State Farm $2,063 $2,063 $1,848 $1,848 $5,883 $7,433 $2,306 $2,743
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

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Minimum Car Insurance in Granby, CO

Every driver must carry the minimum car insurance in Granby, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Granby, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Granby, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Granby, CO. Compare credit history car insurance rates in Granby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Granby, Colorado

Insurance Company Poor Fair Good
Allstate $6,040 $4,663 $3,528
American Family $4,893 $3,473 $2,906
Farmers $5,562 $4,520 $4,297
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,212 $2,561 $2,041
Nationwide $4,245 $3,363 $2,929
Progressive $4,454 $3,804 $3,495
State Farm $4,542 $2,921 $2,356
USAA $4,786 $2,717 $2,174

Cheapest Granby, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Granby, CO to rates for a clean record with top companies.

Annual Granby, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,029 $4,643 $5,720 $4,582
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,055 $5,198 $5,125 $4,794
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,563 $3,013 $3,139 $3,039
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,396 $4,733 $3,583 $3,958
State Farm $3,015 $3,532 $3,273 $3,273
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Granby, CO Car Insurance for Teen Drivers

Teen car insurance in Granby, CO can be expensive. Take a look at rates from the top car insurance companies in Granby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Granby, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,131 $10,653
American Family $6,230 $8,345
Farmers $10,538 $10,664
GEICO $6,178 $6,577
Liberty Mutual $5,663 $6,164
Nationwide $5,929 $7,587
Progressive $8,132 $9,088
State Farm $5,883 $7,433
USAA $5,365 $6,151

Cheapest Granby, CO Car Insurance for Seniors

Take a look at Granby, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Granby, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,611 $2,637
American Family $2,316 $2,316
Farmers $2,548 $2,736
GEICO $2,090 $2,332
Liberty Mutual $1,718 $1,888
Nationwide $2,085 $2,204
Progressive $2,081 $2,076
State Farm $1,848 $1,848
USAA $2,054 $2,068

Cheapest Granby, CO Car Insurance Rates After a DUI

A DUI in Granby, CO increases car insurance rates. Compare Granby, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Granby, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,720
American Family $5,160
Farmers $5,125
GEICO $3,949
Liberty Mutual $3,139
Nationwide $4,685
Progressive $3,583
State Farm $3,273
USAA $5,018

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Cheapest Granby, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Granby, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Granby, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,743 $4,743
American Family $3,678 $3,837
Farmers $4,793 $4,793
GEICO $3,075 $3,212
Liberty Mutual $2,938 $2,938
Nationwide $3,512 $3,512
Progressive $3,918 $3,918
State Farm $3,195 $3,351
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Granby, CO

Take a look at a side-by-side comparison of the top car insurance companies in Granby, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Granby, Colorado

Insurance Company Average Annual Rates
Allstate $4,743
American Family $3,757
Farmers $4,793
GEICO $3,143
Liberty Mutual $2,938
Nationwide $3,512
Progressive $3,918
State Farm $3,273
USAA $3,226

Category Winners: Cheapest Car Insurance in Granby, Colorado

Find the cheapest car insurance companies in Granby, CO for each category right here.

Best Annual Car Insurance Rates by Company in Granby, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Granby, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Granby car insurance rates. Find the cheapest Granby, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Granby, Colorado

Insurance Company Low Medium High
Allstate $4,501 $4,728 $5,002
American Family $3,605 $3,834 $3,832
Farmers $4,219 $4,725 $5,435
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,765 $2,926 $3,125
Nationwide $3,535 $3,511 $3,491
Progressive $3,636 $3,930 $4,187
State Farm $3,077 $3,273 $3,470
USAA $3,096 $3,225 $3,356

What affects car insurance rates in Granby, Colorado?

What factors can have an impact on Granby, CO car insurance? There are several reasons why Granby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Granby, Colorado.

Commute Time in Granby

The more time you spend in your car the higher the risk of an accident. The average commute length in Granby, CO is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Granby, CO

Ready to find affordable Granby, Colorado car insurance today? Enter your ZIP code for fast, free Granby, CO car insurance quotes.

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