Compare Granite Bay, CA Car Insurance Rates (2021)

Car insurance in Granite Bay, CA averages $287 a month. Granite Bay, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Granite Bay car insurance rates, compare quotes from the top car insurance companies in Granite Bay, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Granite Bay for teen drivers is USAA
  • The cheapest car insurance company in Granite Bay is GEICO
  • Average car insurance rates in Granite Bay, CA after a DUI are $4,846/year

If you need to buy Granite Bay, California car insurance, the options can be confusing. Everything you need to know about car insurance in Granite Bay, CA is right here.

You’ll find Granite Bay car insurance rates, the cheapest Granite Bay, CA car insurance companies, and information on California car insurance laws. You can also compare Granite Bay, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Granite Bay, CA car insurance today? Enter your ZIP code for fast, free Granite Bay car insurance quotes.

Cheapest Granite Bay, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Granite Bay, CA car insurance rates? Every Granite Bay, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Granite Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,729 $2,731 $1,992 $2,006 $7,527 $9,461 $3,470 $3,801
Farmers $2,429 $2,429 $2,191 $2,191 $7,742 $12,673 $2,877 $3,203
GEICO $1,596 $1,597 $1,501 $1,501 $4,843 $4,929 $2,290 $2,344
Liberty Mutual $2,237 $2,114 $2,077 $2,011 $4,816 $5,144 $2,516 $2,545
Nationwide $3,085 $2,946 $2,714 $2,559 $7,812 $8,642 $3,681 $3,628
Progressive $1,709 $1,756 $1,475 $1,738 $4,627 $5,541 $2,471 $2,652
State Farm $3,164 $3,164 $2,827 $2,827 $5,845 $7,272 $3,500 $3,606
Travelers $2,297 $2,223 $2,032 $2,012 $4,734 $5,375 $2,970 $2,909
USAA $1,876 $1,777 $1,830 $1,837 $4,276 $4,297 $2,593 $2,451

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Minimum Car Insurance in Granite Bay, CA

Every driver must carry the minimum car insurance in Granite Bay, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Granite Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Granite Bay, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Granite Bay, CA to rates for a clean record with top companies.

Annual Granite Bay, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,547 $4,260 $6,715 $3,336
Farmers $3,305 $4,498 $5,600 $4,466
GEICO $1,802 $2,776 $3,488 $2,235
Liberty Mutual $2,545 $3,410 $3,079 $2,697
Nationwide $3,058 $3,924 $6,628 $3,924
Progressive $1,794 $3,064 $3,538 $2,588
State Farm $2,874 $3,427 $6,467 $3,335
Travelers $2,055 $3,339 $3,866 $3,016
USAA $1,739 $2,588 $4,236 $1,905

Cheapest Granite Bay, CA Car Insurance for Teen Drivers

Teen car insurance in Granite Bay, CA can be expensive. Take a look at rates from the top car insurance companies in Granite Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Granite Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,527 $9,461
Farmers $7,742 $12,673
GEICO $4,843 $4,929
Liberty Mutual $4,816 $5,144
Nationwide $7,812 $8,642
Progressive $4,627 $5,541
State Farm $5,845 $7,272
Travelers $4,734 $5,375
USAA $4,276 $4,297

Cheapest Granite Bay, CA Car Insurance for Seniors

Take a look at Granite Bay, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Granite Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $2,006
Farmers $2,191 $2,191
GEICO $1,501 $1,501
Liberty Mutual $2,077 $2,011
Nationwide $2,714 $2,559
Progressive $1,475 $1,738
State Farm $2,827 $2,827
Travelers $2,032 $2,012
USAA $1,830 $1,837

Cheapest Granite Bay, CA Car Insurance Rates After a DUI

A DUI in Granite Bay, CA increases car insurance rates. Compare Granite Bay, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Granite Bay, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
Farmers $5,600
GEICO $3,488
Liberty Mutual $3,079
Nationwide $6,628
Progressive $3,538
State Farm $6,467
Travelers $3,866
USAA $4,236

Cheapest Granite Bay, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Granite Bay, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Granite Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $4,634
Farmers $4,053 $4,881
GEICO $2,339 $2,811
Liberty Mutual $2,691 $3,174
Nationwide $3,876 $4,890
Progressive $2,489 $3,003
State Farm $3,877 $4,174
Travelers $2,765 $3,373
USAA $2,412 $2,822

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The Best Cheap Car Insurance Companies in Granite Bay, CA

Take a look at a side-by-side comparison of the top car insurance companies in Granite Bay, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Granite Bay, California

Insurance Company Average Annual Rates
Allstate $4,215
Farmers $4,467
GEICO $2,575
Liberty Mutual $2,933
Nationwide $4,383
Progressive $2,746
State Farm $4,026
Travelers $3,069
USAA $2,617

Category Winners: Cheapest Car Insurance in Granite Bay, California

Find the cheapest car insurance companies in Granite Bay, CA for each category right here.

Best Annual Car Insurance Rates by Company in Granite Bay, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Granite Bay, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Granite Bay car insurance rates. Find the cheapest Granite Bay, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Granite Bay, California

Insurance Company Low Medium High
Allstate $3,966 $4,255 $4,424
Farmers $4,156 $4,502 $4,743
GEICO $2,343 $2,603 $2,779
Liberty Mutual $2,726 $2,958 $3,114
Nationwide $3,894 $4,467 $4,789
Progressive $2,412 $2,843 $2,984
State Farm $3,583 $4,103 $4,391
Travelers $2,657 $3,155 $3,395
USAA $2,372 $2,668 $2,811

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What affects car insurance rates in Granite Bay, California?

What factors can have an impact on Granite Bay, CA car insurance? There are several reasons why Granite Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Granite Bay, California.

Commute Time in Granite Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Granite Bay, CA is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Granite Bay, CA

Ready to find affordable Granite Bay, California car insurance today? Enter your ZIP code for fast, free Granite Bay, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State