Compare Laurel, MD Car Insurance Rates (2021)

Car insurance in Laurel, MD averages $431 a month. Laurel, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Laurel car insurance rates, compare quotes from the top car insurance companies in Laurel, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laurel for teen drivers is USAA
  • Average car insurance rates in Laurel, MD after a DUI are $6,097/year
  • The cheapest ZIP code in Laurel is 20723

If you need to buy Laurel, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Laurel, MD is right here.

You’ll find Laurel car insurance rates, the cheapest Laurel, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Laurel, Maryland car insurance rates to Bowie car insurance rates, Frederick car insurance rates, and Rockville car insurance rates.

Ready to find affordable Laurel, MD car insurance today? Enter your ZIP code for fast, free Laurel car insurance quotes.

Cheapest Laurel, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurel, MD car insurance rates? Every Laurel, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurel, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,954 $3,780 $3,792 $3,892 $11,894 $14,007 $3,541 $3,575
GEICO $2,669 $2,924 $3,039 $3,520 $8,049 $9,145 $2,285 $2,398
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,153 $2,161 $1,946 $2,004 $5,037 $6,627 $2,492 $2,684
Progressive $2,662 $2,390 $2,313 $2,367 $9,563 $10,437 $3,093 $3,006
State Farm $2,626 $2,626 $2,421 $2,421 $8,134 $10,399 $2,937 $3,305
USAA $2,148 $2,109 $2,010 $2,002 $4,782 $5,637 $2,470 $2,754

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Minimum Car Insurance in Laurel, MD

Every driver must carry the minimum car insurance in Laurel, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Laurel, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Laurel, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurel, MD. Compare credit history car insurance rates in Laurel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurel, Maryland

Insurance Company Poor Fair Good
Allstate $7,855 $5,473 $4,836
GEICO $4,823 $3,994 $3,945
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $4,016 $2,836 $2,562
Progressive $5,642 $4,242 $3,552
State Farm $6,378 $3,782 $2,915
USAA $3,987 $2,734 $2,247

Cheapest Laurel, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurel, MD to rates for a clean record with top companies.

Annual Laurel, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,345 $7,149 $5,345 $6,379
GEICO $3,014 $4,699 $5,722 $3,580
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,760 $3,709 $2,953 $3,130
Progressive $3,817 $5,079 $4,622 $4,397
State Farm $3,902 $4,917 $4,308 $4,308
USAA $2,348 $2,884 $4,195 $2,529

Cheapest Laurel, MD Car Insurance for Teen Drivers

Teen car insurance in Laurel, MD can be expensive. Take a look at rates from the top car insurance companies in Laurel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurel, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,894 $14,007
GEICO $8,049 $9,145
Liberty Mutual $15,242 $22,580
Nationwide $5,037 $6,627
Progressive $9,563 $10,437
State Farm $8,134 $10,399
USAA $4,782 $5,637

Cheapest Laurel, MD Car Insurance for Seniors

Take a look at Laurel, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurel, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,792 $3,892
GEICO $3,039 $3,520
Liberty Mutual $7,771 $7,771
Nationwide $1,946 $2,004
Progressive $2,313 $2,367
State Farm $2,421 $2,421
USAA $2,010 $2,002

Cheapest Laurel, MD Car Insurance Rates After a DUI

A DUI in Laurel, MD increases car insurance rates. Compare Laurel, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurel, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,345
GEICO $5,722
Liberty Mutual $15,533
Nationwide $2,953
Progressive $4,622
State Farm $4,308
USAA $4,195

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Cheapest Laurel, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurel, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurel, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,968 $6,141
GEICO $4,181 $4,326
Liberty Mutual $10,649 $11,233
Nationwide $3,138 $3,138
Progressive $4,479 $4,479
State Farm $4,245 $4,472
USAA $2,896 $3,082

Cheapest Laurel, MD Car Insurance Rates by ZIP Code

Laurel car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Laurel, MD.

Annual Car Insurance Rates by ZIP Code in Laurel, Maryland

ZIP Code Average Annual Rates
20708 $4,523
20723 $4,277

The Best Cheap Car Insurance Companies in Laurel, MD

Take a look at a side-by-side comparison of the top car insurance companies in Laurel, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurel, Maryland

Insurance Company Average Annual Rates
Allstate $6,055
GEICO $4,254
Liberty Mutual $10,941
Nationwide $3,138
Progressive $4,479
State Farm $4,359
USAA $2,989

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Category Winners: Cheapest Car Insurance in Laurel, Maryland

Find the cheapest car insurance companies in Laurel, MD for each category right here.

Best Annual Car Insurance Rates by Company in Laurel, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Laurel, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurel car insurance rates. Find the cheapest Laurel, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurel, Maryland

Insurance Company Low Medium High
Allstate $5,879 $6,008 $6,277
GEICO $4,095 $4,225 $4,442
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $3,006 $3,148 $3,259
Progressive $4,264 $4,478 $4,695
State Farm $4,121 $4,372 $4,583
USAA $2,828 $2,999 $3,140

What affects car insurance rates in Laurel, Maryland?

What factors can have an impact on Laurel, MD car insurance? There are several reasons why Laurel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurel, Maryland.

Car Theft in Laurel

High levels of vehicle theft can make car insurance more expensive. Laurel, MD car theft statistics from the FBI indicate 78 vehicle thefts a year.

Commute Time in Laurel

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurel, MD is 35.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Laurel, MD

Ready to find affordable Laurel, Maryland car insurance today? Enter your ZIP code for fast, free Laurel, MD car insurance quotes.

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