Compare Macomb, IL Car Insurance Rates (2022)

Car insurance in Macomb, IL averages $250 a month. Macomb, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Macomb car insurance rates, compare quotes from the top car insurance companies in Macomb, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Macomb, IL are $2,997/year
  • The cheapest car insurance company in Macomb for teen drivers is State Farm
  • Average car insurance rates in Macomb, IL after a DUI are $3,498/year

If you need to buy Macomb, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Macomb, IL is right here.

You’ll find Macomb car insurance rates, the cheapest Macomb, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Macomb, Illinois car insurance rates to Peoria car insurance rates, Elgin car insurance rates, and Cicero car insurance rates.

Ready to find affordable Macomb, IL car insurance today? Enter your ZIP code for fast, free Macomb car insurance quotes.

Cheapest Macomb, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Macomb, IL car insurance rates? Every Macomb, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Macomb, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,181 $2,183 $1,942 $2,047 $8,954 $9,323 $2,487 $2,613
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,318 $1,424 $1,103 $1,229 $4,091 $4,544 $1,378 $1,456
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,866 $1,779 $1,535 $1,600 $6,532 $7,345 $2,234 $2,429
State Farm $1,256 $1,256 $1,108 $1,108 $3,403 $4,327 $1,415 $1,619
Travelers $1,385 $1,459 $1,249 $1,331 $3,819 $4,723 $1,470 $1,548
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Macomb, IL

Every driver must carry the minimum car insurance in Macomb, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Macomb, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Macomb, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Macomb, IL. Compare credit history car insurance rates in Macomb from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Macomb, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $4,812 $3,260 $2,751
Farmers $4,524 $3,778 $3,596
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,924 $1,823 $1,457
Nationwide $3,164 $2,550 $2,235
Progressive $3,615 $3,058 $2,823
State Farm $2,815 $1,686 $1,308
Travelers $2,597 $2,078 $1,694
USAA $3,661 $2,516 $2,074

Cheapest Macomb, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Macomb, IL to rates for a clean record with top companies.

Annual Macomb, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,354 $4,308 $4,201 $4,002
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,731 $2,433 $2,149 $1,959
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,616 $3,851 $2,890 $3,305
State Farm $1,783 $2,090 $1,937 $1,937
Travelers $1,701 $2,216 $2,450 $2,125
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Macomb, IL Car Insurance for Teen Drivers

Teen car insurance in Macomb, IL can be expensive. Take a look at rates from the top car insurance companies in Macomb for teenagers.

Annual Car Insurance Rates for Teen Drivers in Macomb, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,270 $8,739
Farmers $8,954 $9,323
GEICO $4,847 $5,129
Liberty Mutual $4,091 $4,544
Nationwide $4,593 $5,910
Progressive $6,532 $7,345
State Farm $3,403 $4,327
Travelers $3,819 $4,723
USAA $5,289 $5,831

Cheapest Macomb, IL Car Insurance for Seniors

Take a look at Macomb, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Macomb, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,069 $2,069
Farmers $1,942 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,103 $1,229
Nationwide $1,517 $1,611
Progressive $1,535 $1,600
State Farm $1,108 $1,108
Travelers $1,249 $1,331
USAA $1,527 $1,507

Cheapest Macomb, IL Car Insurance Rates After a DUI

A DUI in Macomb, IL increases car insurance rates. Compare Macomb, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Macomb, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,762
American Family $5,001
Farmers $4,201
GEICO $3,482
Liberty Mutual $2,149
Nationwide $3,250
Progressive $2,890
State Farm $1,937
Travelers $2,450
USAA $3,858

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Cheapest Macomb, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Macomb, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Macomb, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,561 $3,655
Farmers $3,966 $3,966
GEICO $2,519 $2,617
Liberty Mutual $2,068 $2,068
Nationwide $2,650 $2,650
Progressive $3,165 $3,165
State Farm $1,889 $1,984
Travelers $2,041 $2,205
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Macomb, IL

Take a look at a side-by-side comparison of the top car insurance companies in Macomb, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Macomb, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,608
Farmers $3,966
GEICO $2,568
Liberty Mutual $2,068
Nationwide $2,650
Progressive $3,165
State Farm $1,937
Travelers $2,123
USAA $2,750

Category Winners: Cheapest Car Insurance in Macomb, Illinois

Find the cheapest car insurance companies in Macomb, IL for each category right here.

Best Annual Car Insurance Rates by Company in Macomb, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Macomb, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Macomb car insurance rates. Find the cheapest Macomb, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Macomb, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,503 $3,739 $3,582
Farmers $3,789 $3,882 $4,228
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,962 $2,064 $2,178
Nationwide $2,654 $2,667 $2,629
Progressive $2,954 $3,158 $3,384
State Farm $1,849 $1,939 $2,022
Travelers $2,014 $2,121 $2,234
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Macomb, Illinois?

What factors can have an impact on Macomb, IL car insurance? There are several reasons why Macomb car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Macomb, Illinois.

Commute Time in Macomb

The more time you spend in your car the higher the risk of an accident. The average commute length in Macomb, IL is 13.4 minutes according to City-Data.

Compare Car Insurance Quotes in Macomb, IL

Ready to find affordable Macomb, Illinois car insurance today? Enter your ZIP code for fast, free Macomb, IL car insurance quotes.

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