Compare Mankato, MN Car Insurance Rates [2023]
Car insurance in Mankato, MN averages $339 a month. Mankato, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Mankato car insurance rates, compare quotes from the top car insurance companies in Mankato, MN.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Dec 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Mankato for teen drivers is State Farm
- Average car insurance rates in Mankato, MN are $4,065/year
- The cheapest car insurance company in Mankato is State Farm
If you need to buy Mankato, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Mankato, MN is right here.
You’ll find Mankato car insurance rates, the cheapest Mankato, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Mankato, Minnesota car insurance rates to St. Paul car insurance rates, St. Cloud car insurance rates, and Woodbury car insurance rates.
Ready to find affordable Mankato, MN car insurance today? Enter your ZIP code for fast, free Mankato car insurance quotes.
Cheapest Mankato, MN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mankato, MN car insurance rates? Every Mankato, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,899 | $2,899 | $2,794 | $2,794 | $6,695 | $9,699 | $3,529 | $3,703 |
| American Family | $2,100 | $2,100 | $1,904 | $1,904 | $5,686 | $8,253 | $2,100 | $2,372 |
| Farmers | $1,702 | $1,699 | $1,641 | $1,734 | $4,764 | $4,795 | $2,220 | $2,122 |
| Geico | $2,363 | $2,341 | $2,250 | $2,187 | $5,137 | $6,497 | $2,210 | $2,311 |
| Liberty Mutual | $8,472 | $8,472 | $8,390 | $8,390 | $16,596 | $24,865 | $8,472 | $11,765 |
| Nationwide | $1,753 | $1,758 | $1,564 | $1,656 | $4,515 | $5,475 | $2,063 | $2,142 |
| State Farm | $1,425 | $1,425 | $1,276 | $1,276 | $3,154 | $3,895 | $1,654 | $1,357 |
| USAA | $1,730 | $1,715 | $1,577 | $1,573 | $4,636 | $5,073 | $2,256 | $2,395 |
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Minimum Car Insurance in Mankato, MN
Every driver must carry the minimum car insurance required by the state in Mankato, MN. Take a look at the Minnesota car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Mankato, MN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mankato, MN. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Mankato from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,398 | $3,491 | $3,242 |
| American Family | $4,489 | $2,999 | $2,419 |
| Farmers | $3,247 | $2,331 | $2,177 |
| Geico | $3,795 | $3,106 | $2,586 |
| Liberty Mutual | $16,628 | $10,753 | $8,403 |
| Nationwide | $3,107 | $2,513 | $2,228 |
| State Farm | $2,818 | $1,723 | $1,257 |
| USAA | $4,097 | $2,010 | $1,751 |
Cheapest Mankato, MN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Mankato, MN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,122 | $4,613 | $5,622 | $4,150 |
| American Family | $2,212 | $4,026 | $4,463 | $2,508 |
| Farmers | $2,215 | $2,787 | $2,828 | $2,510 |
| Geico | $2,111 | $3,339 | $4,937 | $2,262 |
| Liberty Mutual | $8,692 | $11,968 | $17,679 | $9,373 |
| Nationwide | $2,087 | $2,754 | $3,159 | $2,464 |
| State Farm | $1,771 | $2,094 | $1,933 | $1,933 |
| USAA | $1,945 | $2,479 | $3,740 | $2,313 |
Cheapest Mankato, MN Car Insurance for Teen Drivers
Teen car insurance in Mankato, MN can be expensive. Take a look at rates from the top car insurance companies in Mankato for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,695 | $9,699 |
| American Family | $5,686 | $8,253 |
| Farmers | $4,764 | $4,795 |
| Geico | $5,137 | $6,497 |
| Liberty Mutual | $16,596 | $24,865 |
| Nationwide | $4,515 | $5,475 |
| State Farm | $3,154 | $3,895 |
| USAA | $4,636 | $5,073 |
Cheapest Mankato, MN Car Insurance for Seniors
Take a look at Mankato, MN rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,794 | $2,794 |
| American Family | $1,904 | $1,904 |
| Farmers | $1,641 | $1,734 |
| Geico | $2,250 | $2,187 |
| Liberty Mutual | $8,390 | $8,390 |
| Nationwide | $1,564 | $1,656 |
| State Farm | $1,276 | $1,276 |
| USAA | $1,577 | $1,573 |
Cheapest Mankato, MN Car Insurance Rates After a DUI
A DUI in Mankato, MN increases car insurance rates. Compare Mankato, Minnesota car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,622 |
| American Family | $4,463 |
| Farmers | $2,828 |
| Geico | $4,937 |
| Liberty Mutual | $17,679 |
| Nationwide | $3,159 |
| State Farm | $1,933 |
| USAA | $3,740 |
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Cheapest Mankato, MN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mankato, MN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,377 | $4,377 |
| American Family | $3,264 | $3,341 |
| Farmers | $2,585 | $2,585 |
| Geico | $3,119 | $3,205 |
| Liberty Mutual | $11,580 | $12,275 |
| Nationwide | $2,616 | $2,616 |
| State Farm | $1,880 | $1,985 |
| USAA | $2,585 | $2,653 |
Cheapest Mankato, MN Car Insurance Rates by ZIP Code
Mankato car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mankato, MN.
| ZIP Code | Average Annual Rates |
|---|---|
| 56001 | $3,081 |
| 56003 | $3,123 |
The Best Cheap Car Insurance Companies in Mankato, MN
Take a look at a side-by-side comparison of the top car insurance companies in Mankato, MN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,377 |
| American Family | $3,302 |
| Farmers | $2,585 |
| Geico | $3,162 |
| Liberty Mutual | $11,928 |
| Nationwide | $2,616 |
| State Farm | $1,933 |
| USAA | $2,619 |
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Category Winners: Cheapest Car Insurance in Mankato, Minnesota
Find the cheapest car insurance companies in Mankato, MN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Mankato, MN Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Mankato car insurance rates. Find the cheapest Mankato, MN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,317 | $4,374 | $4,440 |
| American Family | $3,295 | $3,394 | $3,219 |
| Farmers | $2,480 | $2,596 | $2,680 |
| Geico | $3,057 | $3,162 | $3,266 |
| Liberty Mutual | $11,607 | $11,939 | $12,237 |
| Nationwide | $2,475 | $2,636 | $2,736 |
| State Farm | $1,848 | $1,940 | $2,009 |
| USAA | $2,543 | $2,618 | $2,697 |
What affects car insurance rates in Mankato, Minnesota?
What are the factors that affect car insurance rates in Mankato, MN? There are several reasons why Mankato car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mankato, Minnesota.
Commute Time in Mankato
The more time you spend in your car the higher the risk of an accident. The average commute length in Mankato, MN is 16.5 minutes according to City-Data.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Mankato, MN
Ready to find affordable Mankato, Minnesota car insurance today? Enter your ZIP code for fast, free Mankato, MN car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.