Compare Millstadt, IL Car Insurance Rates (2021)

Car insurance in Millstadt, IL averages $293 a month. Millstadt, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Millstadt car insurance rates, compare quotes from the top car insurance companies in Millstadt, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Millstadt is State Farm
  • Average car insurance rates in Millstadt, IL after a DUI are $4,094/year
  • Average car insurance rates in Millstadt, IL are $3,519/year

If you need to buy Millstadt, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Millstadt, IL is right here.

You’ll find Millstadt car insurance rates, the cheapest Millstadt, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Millstadt, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Millstadt, IL car insurance today? Enter your ZIP code for fast, free Millstadt car insurance quotes.

Cheapest Millstadt, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Millstadt, IL car insurance rates? Every Millstadt, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Millstadt, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,259 $3,395 $3,395 $8,424 $10,922 $3,895 $4,206
American Family $2,520 $2,520 $2,307 $2,307 $7,150 $9,916 $2,520 $3,250
Farmers $2,476 $2,475 $2,196 $2,329 $10,724 $11,164 $2,818 $2,932
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,516 $1,638 $1,256 $1,407 $5,140 $5,725 $1,585 $1,674
Nationwide $2,457 $2,496 $2,181 $2,311 $6,897 $8,859 $2,876 $3,118
Progressive $2,555 $2,406 $2,105 $2,201 $9,653 $10,858 $3,062 $3,358
State Farm $1,379 $1,379 $1,242 $1,242 $4,054 $5,140 $1,560 $1,792
Travelers $1,727 $1,823 $1,588 $1,693 $5,166 $6,536 $1,829 $1,928
USAA $1,564 $1,590 $1,459 $1,439 $5,065 $5,573 $2,058 $2,260

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Minimum Car Insurance in Millstadt, IL

Every driver must carry the minimum car insurance in Millstadt, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Millstadt, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Millstadt, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Millstadt, IL. Compare credit history car insurance rates in Millstadt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Millstadt, Illinois

Insurance Company Poor Fair Good
Allstate $6,490 $4,683 $4,104
American Family $5,403 $3,675 $3,107
Farmers $5,271 $4,431 $4,215
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,534 $2,199 $1,746
Nationwide $4,662 $3,756 $3,280
Progressive $5,128 $4,381 $4,065
State Farm $3,229 $1,937 $1,504
Travelers $3,394 $2,742 $2,223
USAA $3,489 $2,404 $1,985

Cheapest Millstadt, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Millstadt, IL to rates for a clean record with top companies.

Annual Millstadt, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $6,208 $5,757 $4,780
American Family $2,987 $4,229 $5,640 $3,389
Farmers $3,918 $5,055 $4,930 $4,654
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $2,072 $2,952 $2,591 $2,356
Nationwide $3,131 $4,069 $4,793 $3,604
Progressive $3,712 $5,570 $4,114 $4,703
State Farm $2,025 $2,422 $2,223 $2,223
Travelers $2,207 $2,903 $3,259 $2,776
USAA $1,871 $2,693 $3,684 $2,256

Cheapest Millstadt, IL Car Insurance for Teen Drivers

Teen car insurance in Millstadt, IL can be expensive. Take a look at rates from the top car insurance companies in Millstadt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Millstadt, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,922
American Family $7,150 $9,916
Farmers $10,724 $11,164
GEICO $5,565 $5,775
Liberty Mutual $5,140 $5,725
Nationwide $6,897 $8,859
Progressive $9,653 $10,858
State Farm $4,054 $5,140
Travelers $5,166 $6,536
USAA $5,065 $5,573

Cheapest Millstadt, IL Car Insurance for Seniors

Take a look at Millstadt, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Millstadt, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,395 $3,395
American Family $2,307 $2,307
Farmers $2,196 $2,329
GEICO $1,670 $2,030
Liberty Mutual $1,256 $1,407
Nationwide $2,181 $2,311
Progressive $2,105 $2,201
State Farm $1,242 $1,242
Travelers $1,588 $1,693
USAA $1,459 $1,439

Cheapest Millstadt, IL Car Insurance Rates After a DUI

A DUI in Millstadt, IL increases car insurance rates. Compare Millstadt, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Millstadt, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
American Family $5,640
Farmers $4,930
GEICO $3,948
Liberty Mutual $2,591
Nationwide $4,793
Progressive $4,114
State Farm $2,223
Travelers $3,259
USAA $3,684

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Cheapest Millstadt, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Millstadt, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Millstadt, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,092
American Family $4,009 $4,114
Farmers $4,639 $4,639
GEICO $2,792 $2,897
Liberty Mutual $2,493 $2,493
Nationwide $3,899 $3,899
Progressive $4,525 $4,525
State Farm $2,166 $2,281
Travelers $2,676 $2,897
USAA $2,552 $2,699

The Best Cheap Car Insurance Companies in Millstadt, IL

Take a look at a side-by-side comparison of the top car insurance companies in Millstadt, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Millstadt, Illinois

Insurance Company Average Annual Rates
Allstate $5,092
American Family $4,061
Farmers $4,639
GEICO $2,844
Liberty Mutual $2,493
Nationwide $3,899
Progressive $4,525
State Farm $2,223
Travelers $2,786
USAA $2,626

Category Winners: Cheapest Car Insurance in Millstadt, Illinois

Find the cheapest car insurance companies in Millstadt, IL for each category right here.

Best Annual Car Insurance Rates by Company in Millstadt, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Millstadt, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Millstadt car insurance rates. Find the cheapest Millstadt, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Millstadt, Illinois

Insurance Company Low Medium High
Allstate $4,911 $5,086 $5,280
American Family $3,896 $4,211 $4,078
Farmers $4,399 $4,525 $4,993
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,342 $2,487 $2,650
Nationwide $3,847 $3,939 $3,912
Progressive $4,185 $4,523 $4,866
State Farm $2,085 $2,226 $2,359
Travelers $2,592 $2,782 $2,984
USAA $2,433 $2,623 $2,822

What affects car insurance rates in Millstadt, Illinois?

What factors can have an impact on Millstadt, IL car insurance? There are several reasons why Millstadt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Millstadt, Illinois.

Commute Time in Millstadt

The more time you spend in your car the higher the risk of an accident. The average commute length in Millstadt, IL is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Millstadt, IL

Ready to find affordable Millstadt, Illinois car insurance today? Enter your ZIP code for fast, free Millstadt, IL car insurance quotes.

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