Compare Palm Beach Gardens, FL Car Insurance Rates [2024]
Car insurance in Palm Beach Gardens, FL averages $429 a month. Palm Beach Gardens, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Palm Beach Gardens car insurance rates, compare quotes from the top car insurance companies in Palm Beach Gardens, FL.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Palm Beach Gardens, FL after a DUI are $6,234/year
- The cheapest car insurance company in Palm Beach Gardens for teen drivers is Geico
- Average car insurance rates in Palm Beach Gardens, FL are $5,152/year
If you need to buy Palm Beach Gardens, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Palm Beach Gardens, FL is right here.
You’ll find Palm Beach Gardens car insurance rates, the cheapest Palm Beach Gardens, FL car insurance companies, and information on Florida car insurance laws. You can also compare Palm Beach Gardens, Florida car insurance rates to Hialeah car insurance rates, Miami car insurance rates, and St. Petersburg car insurance rates.
Ready to find affordable Palm Beach Gardens, FL car insurance today? Enter your ZIP code for fast, free Palm Beach Gardens car insurance quotes.
Cheapest Palm Beach Gardens, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Palm Beach Gardens, FL car insurance rates? Every Palm Beach Gardens, Florida car insurance company weighs these factors differently, so check out the comparison rates. Compare car insurance rates by age and gender to learn more.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,850 | $4,625 | $4,247 | $4,301 | $16,612 | $18,056 | $4,757 | $4,795 |
| Geico | $3,173 | $3,184 | $2,973 | $2,973 | $5,720 | $7,194 | $3,497 | $3,546 |
| Liberty Mutual | $4,468 | $4,468 | $4,075 | $4,075 | $9,684 | $15,038 | $4,468 | $6,140 |
| Nationwide | $3,474 | $3,428 | $3,100 | $3,207 | $8,336 | $10,261 | $3,825 | $3,978 |
| Progressive | $3,949 | $3,680 | $3,369 | $3,620 | $11,100 | $12,046 | $4,707 | $4,441 |
| State Farm | $2,308 | $2,308 | $2,103 | $2,103 | $6,411 | $8,221 | $2,566 | $2,719 |
| USAA | $1,881 | $1,845 | $1,767 | $1,746 | $6,586 | $7,614 | $2,348 | $2,529 |
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Minimum Car Insurance in Palm Beach Gardens, FL
How much car insurance do you need? Every driver must carry the minimum car insurance in Palm Beach Gardens, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Palm Beach Gardens, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Palm Beach Gardens, FL. Compare credit history car insurance rates in Palm Beach Gardens from top companies for good, fair, and poor credit. You can find the best car insurance companies for bad credit by searching online.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,933 | $6,871 | $5,538 |
| Geico | $5,896 | $3,549 | $2,652 |
| Liberty Mutual | $8,505 | $6,182 | $4,969 |
| Nationwide | $6,212 | $4,542 | $4,099 |
| Progressive | $7,630 | $5,441 | $4,521 |
| State Farm | $4,925 | $3,218 | $2,634 |
| USAA | $5,329 | $2,628 | $1,912 |
Cheapest Palm Beach Gardens, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Palm Beach Gardens, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,710 | $8,051 | $8,916 | $7,445 |
| Geico | $2,795 | $3,585 | $5,358 | $4,391 |
| Liberty Mutual | $4,631 | $6,111 | $9,020 | $6,446 |
| Nationwide | $4,224 | $4,638 | $6,249 | $4,693 |
| Progressive | $4,666 | $6,820 | $5,772 | $6,199 |
| State Farm | $3,281 | $3,903 | $3,592 | $3,592 |
| USAA | $2,561 | $3,178 | $4,731 | $2,688 |
Cheapest Palm Beach Gardens, FL Car Insurance for Teen Drivers
Teen car insurance in Palm Beach Gardens, FL can be expensive. Compare car insurance rates for teen drivers from the top car insurance companies in Palm Beach Gardens for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $16,612 | $18,056 |
| Geico | $5,720 | $7,194 |
| Liberty Mutual | $9,684 | $15,038 |
| Nationwide | $8,336 | $10,261 |
| Progressive | $11,100 | $12,046 |
| State Farm | $6,411 | $8,221 |
| USAA | $6,586 | $7,614 |
Cheapest Palm Beach Gardens, FL Car Insurance for Seniors
Take a look at Palm Beach Gardens, FL car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,247 | $4,301 |
| Geico | $2,973 | $2,973 |
| Liberty Mutual | $4,075 | $4,075 |
| Nationwide | $3,100 | $3,207 |
| Progressive | $3,369 | $3,620 |
| State Farm | $2,103 | $2,103 |
| USAA | $1,767 | $1,746 |
Cheapest Palm Beach Gardens, FL Car Insurance Rates After a DUI
A DUI in Palm Beach Gardens, FL increases car insurance rates. Compare car insurance rates after a DUI in Palm Beach Gardens, Florida by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,916 |
| Geico | $5,358 |
| Liberty Mutual | $9,020 |
| Nationwide | $6,249 |
| Progressive | $5,772 |
| State Farm | $3,592 |
| USAA | $4,731 |
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Cheapest Palm Beach Gardens, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Palm Beach Gardens, FL by commute? Get lower car insurance by driving less. Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,557 | $8,004 |
| Geico | $4,013 | $4,052 |
| Liberty Mutual | $6,333 | $6,771 |
| Nationwide | $4,951 | $4,951 |
| Progressive | $5,864 | $5,864 |
| State Farm | $3,466 | $3,719 |
| USAA | $3,252 | $3,327 |
The Best Cheap Car Insurance Companies in Palm Beach Gardens, FL
Take a look at a side-by-side comparison of the best car insurance companies in Palm Beach Gardens, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,780 |
| Geico | $4,032 |
| Liberty Mutual | $6,552 |
| Nationwide | $4,951 |
| Progressive | $5,864 |
| State Farm | $3,592 |
| USAA | $3,290 |
Category Winners: Cheapest Car Insurance in Palm Beach Gardens, Florida
Find the cheapest car insurance companies in Palm Beach Gardens, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Palm Beach Gardens, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Palm Beach Gardens car insurance rates. Find the cheapest Palm Beach Gardens, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,812 | $8,222 | $9,307 |
| Geico | $3,176 | $4,193 | $4,727 |
| Liberty Mutual | $6,003 | $6,667 | $6,987 |
| Nationwide | $3,815 | $5,165 | $5,873 |
| Progressive | $4,692 | $6,028 | $6,872 |
| State Farm | $3,013 | $3,686 | $4,078 |
| USAA | $2,768 | $3,426 | $3,675 |
What affects car insurance rates in Palm Beach Gardens, Florida?
What factors can have an impact on Palm Beach Gardens, FL car insurance? There are several reasons why Palm Beach Gardens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palm Beach Gardens, Florida.
Car Theft in Palm Beach Gardens
High levels of vehicle theft can make car insurance more expensive. Palm Beach Gardens, FL car theft statistics from the FBI indicate 74 vehicle thefts a year.
Commute Time in Palm Beach Gardens
The more time you spend in your car the higher the risk of an accident. The average commute length in Palm Beach Gardens, FL is 23.0 minutes according to City-Data.
Compare Car Insurance Quotes in Palm Beach Gardens, FL
Ready to find affordable Palm Beach Gardens, Florida car insurance today? Enter your ZIP code for fast, free Palm Beach Gardens, FL car insurance quotes.
Frequently Asked Questions
How can I compare car insurance quotes in Palm Beach Gardens, FL?
To compare car insurance quotes in Palm Beach Gardens, FL, you can follow these steps:
- Gather necessary information about your vehicle, such as make, model, and year.
- Prepare your personal information, including driver’s license number and driving history.
- Research reputable insurance companies that offer coverage in Palm Beach Gardens, FL.
- Visit the websites of these companies or use online insurance comparison tools.
- Provide accurate information and request quotes from multiple insurers.
- Review the coverage options, deductibles, and premiums offered by each company.
- Consider factors like customer reviews, financial stability, and customer service reputation.
- Choose the insurance policy that best suits your needs and budget.
What factors influence car insurance rates in Palm Beach Gardens, FL?
Several factors can influence car insurance rates in Palm Beach Gardens, FL, including:
- Your age, gender, and marital status
- Your driving record and claims history
- The type of vehicle you drive and its safety features
- Your annual mileage and usage patterns
- Your credit history
- Your ZIP code and location in Palm Beach Gardens, FL
- The coverage limits and deductibles you choose
Are there any specific car insurance requirements in Palm Beach Gardens, FL?
In Palm Beach Gardens, FL, drivers must meet the minimum car insurance requirements set by the state of Florida. These requirements include:
- $10,000 personal injury protection (PIP) coverage
- $10,000 property damage liability coverage
What additional coverage options should I consider in Palm Beach Gardens, FL?
While meeting the minimum requirements is mandatory, there are additional coverage options you may want to consider for enhanced protection in Palm Beach Gardens, FL. These can include:
- Bodily injury liability coverage: Provides coverage for injuries caused to others in an accident where you are at fault.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with an uninsured or underinsured driver.
- Collision coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Medical payments coverage: Pays for medical expenses for you and your passengers in case of an accident.
- Rental car reimbursement: Helps cover the cost of a rental car while your vehicle is being repaired after an accident.
- Roadside assistance: Provides assistance in case of breakdowns, flat tires, or other roadside emergencies.
How can I lower my car insurance premiums in Palm Beach Gardens, FL?
To potentially lower your car insurance premiums in Palm Beach Gardens, FL, consider the following:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Bundle your car insurance with other policies, such as homeowners or renters insurance.
- Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs if needed.
- Install safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Take a defensive driving course to demonstrate responsible driving behavior.
- Shop around and compare quotes from different insurance companies to ensure you’re getting the best rate.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.