Compare Palm Beach Gardens, FL Car Insurance Rates (2021)

Car insurance in Palm Beach Gardens, FL averages $429 a month. Palm Beach Gardens, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Palm Beach Gardens car insurance rates, compare quotes from the top car insurance companies in Palm Beach Gardens, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palm Beach Gardens, FL after a DUI are $6,234/year
  • The cheapest car insurance company in Palm Beach Gardens for teen drivers is GEICO
  • Average car insurance rates in Palm Beach Gardens, FL are $5,152/year

If you need to buy Palm Beach Gardens, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Palm Beach Gardens, FL is right here.

You’ll find Palm Beach Gardens car insurance rates, the cheapest Palm Beach Gardens, FL car insurance companies, and information on Florida car insurance laws. You can also compare Palm Beach Gardens, Florida car insurance rates to Hialeah car insurance rates, Miami car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Palm Beach Gardens, FL car insurance today? Enter your ZIP code for fast, free Palm Beach Gardens car insurance quotes.

Cheapest Palm Beach Gardens, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palm Beach Gardens, FL car insurance rates? Every Palm Beach Gardens, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palm Beach Gardens, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,850 $4,625 $4,247 $4,301 $16,612 $18,056 $4,757 $4,795
GEICO $3,173 $3,184 $2,973 $2,973 $5,720 $7,194 $3,497 $3,546
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $3,474 $3,428 $3,100 $3,207 $8,336 $10,261 $3,825 $3,978
Progressive $3,949 $3,680 $3,369 $3,620 $11,100 $12,046 $4,707 $4,441
State Farm $2,308 $2,308 $2,103 $2,103 $6,411 $8,221 $2,566 $2,719
USAA $1,881 $1,845 $1,767 $1,746 $6,586 $7,614 $2,348 $2,529

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Minimum Car Insurance in Palm Beach Gardens, FL

Every driver must carry the minimum car insurance in Palm Beach Gardens, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Palm Beach Gardens, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Palm Beach Gardens, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Palm Beach Gardens, FL. Compare credit history car insurance rates in Palm Beach Gardens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Palm Beach Gardens, Florida

Insurance Company Poor Fair Good
Allstate $10,933 $6,871 $5,538
GEICO $5,896 $3,549 $2,652
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $6,212 $4,542 $4,099
Progressive $7,630 $5,441 $4,521
State Farm $4,925 $3,218 $2,634
USAA $5,329 $2,628 $1,912

Cheapest Palm Beach Gardens, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palm Beach Gardens, FL to rates for a clean record with top companies.

Annual Palm Beach Gardens, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,710 $8,051 $8,916 $7,445
GEICO $2,795 $3,585 $5,358 $4,391
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $4,224 $4,638 $6,249 $4,693
Progressive $4,666 $6,820 $5,772 $6,199
State Farm $3,281 $3,903 $3,592 $3,592
USAA $2,561 $3,178 $4,731 $2,688

Cheapest Palm Beach Gardens, FL Car Insurance for Teen Drivers

Teen car insurance in Palm Beach Gardens, FL can be expensive. Take a look at rates from the top car insurance companies in Palm Beach Gardens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palm Beach Gardens, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,612 $18,056
GEICO $5,720 $7,194
Liberty Mutual $9,684 $15,038
Nationwide $8,336 $10,261
Progressive $11,100 $12,046
State Farm $6,411 $8,221
USAA $6,586 $7,614

Cheapest Palm Beach Gardens, FL Car Insurance for Seniors

Take a look at Palm Beach Gardens, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palm Beach Gardens, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,247 $4,301
GEICO $2,973 $2,973
Liberty Mutual $4,075 $4,075
Nationwide $3,100 $3,207
Progressive $3,369 $3,620
State Farm $2,103 $2,103
USAA $1,767 $1,746

Cheapest Palm Beach Gardens, FL Car Insurance Rates After a DUI

A DUI in Palm Beach Gardens, FL increases car insurance rates. Compare Palm Beach Gardens, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palm Beach Gardens, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,916
GEICO $5,358
Liberty Mutual $9,020
Nationwide $6,249
Progressive $5,772
State Farm $3,592
USAA $4,731

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Cheapest Palm Beach Gardens, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palm Beach Gardens, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palm Beach Gardens, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,557 $8,004
GEICO $4,013 $4,052
Liberty Mutual $6,333 $6,771
Nationwide $4,951 $4,951
Progressive $5,864 $5,864
State Farm $3,466 $3,719
USAA $3,252 $3,327

The Best Cheap Car Insurance Companies in Palm Beach Gardens, FL

Take a look at a side-by-side comparison of the top car insurance companies in Palm Beach Gardens, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palm Beach Gardens, Florida

Insurance Company Average Annual Rates
Allstate $7,780
GEICO $4,032
Liberty Mutual $6,552
Nationwide $4,951
Progressive $5,864
State Farm $3,592
USAA $3,290

Category Winners: Cheapest Car Insurance in Palm Beach Gardens, Florida

Find the cheapest car insurance companies in Palm Beach Gardens, FL for each category right here.

Best Annual Car Insurance Rates by Company in Palm Beach Gardens, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Palm Beach Gardens, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palm Beach Gardens car insurance rates. Find the cheapest Palm Beach Gardens, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palm Beach Gardens, Florida

Insurance Company Low Medium High
Allstate $5,812 $8,222 $9,307
GEICO $3,176 $4,193 $4,727
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $3,815 $5,165 $5,873
Progressive $4,692 $6,028 $6,872
State Farm $3,013 $3,686 $4,078
USAA $2,768 $3,426 $3,675

What affects car insurance rates in Palm Beach Gardens, Florida?

What factors can have an impact on Palm Beach Gardens, FL car insurance? There are several reasons why Palm Beach Gardens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palm Beach Gardens, Florida.

Car Theft in Palm Beach Gardens

High levels of vehicle theft can make car insurance more expensive. Palm Beach Gardens, FL car theft statistics from the FBI indicate 74 vehicle thefts a year.

Commute Time in Palm Beach Gardens

The more time you spend in your car the higher the risk of an accident. The average commute length in Palm Beach Gardens, FL is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Palm Beach Gardens, FL

Ready to find affordable Palm Beach Gardens, Florida car insurance today? Enter your ZIP code for fast, free Palm Beach Gardens, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State