Compare Paradise, TX Car Insurance Rates (2021)

Car insurance in Paradise, TX averages $313 a month. Paradise, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Paradise car insurance rates, compare quotes from the top car insurance companies in Paradise, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paradise for teen drivers is USAA
  • The cheapest car insurance company in Paradise is USAA
  • Average car insurance rates in Paradise, TX after a DUI are $4,279/year

If you need to buy Paradise, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Paradise, TX is right here.

You’ll find Paradise car insurance rates, the cheapest Paradise, TX car insurance companies, and information on Texas car insurance laws. You can also compare Paradise, Texas car insurance rates to El Paso car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Paradise, TX car insurance today? Enter your ZIP code for fast, free Paradise car insurance quotes.

Cheapest Paradise, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paradise, TX car insurance rates? Every Paradise, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paradise, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,580 $3,509 $3,509 $9,331 $11,248 $4,380 $4,553
American Family $2,336 $2,588 $2,168 $2,469 $5,982 $7,846 $3,308 $3,768
GEICO $2,662 $2,853 $2,526 $2,830 $5,789 $6,044 $2,884 $2,906
Nationwide $2,433 $2,475 $2,150 $2,277 $6,875 $8,832 $2,856 $3,091
Progressive $2,276 $2,157 $2,028 $2,070 $9,519 $10,574 $2,685 $2,711
State Farm $1,956 $1,956 $1,742 $1,742 $4,702 $5,998 $2,128 $2,198
USAA $1,593 $1,603 $1,519 $1,508 $4,474 $4,878 $2,123 $2,279

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Minimum Car Insurance in Paradise, TX

Every driver must carry the minimum car insurance in Paradise, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Paradise, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paradise, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paradise, TX. Compare credit history car insurance rates in Paradise from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paradise, Texas

Insurance Company Poor Fair Good
Allstate $6,954 $5,077 $4,342
American Family $5,263 $3,285 $2,877
GEICO $5,508 $3,110 $2,068
Nationwide $4,651 $3,730 $3,240
Progressive $4,779 $4,139 $3,839
State Farm $3,969 $2,470 $1,968
USAA $3,676 $2,116 $1,700

Cheapest Paradise, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paradise, TX to rates for a clean record with top companies.

Annual Paradise, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $6,549 $6,811 $4,235
American Family $3,481 $4,402 $3,869 $3,481
GEICO $3,020 $3,975 $3,354 $3,898
Nationwide $3,359 $3,359 $4,980 $3,795
Progressive $3,712 $4,795 $4,326 $4,177
State Farm $2,490 $2,857 $3,374 $2,490
USAA $1,862 $2,747 $3,241 $2,138

Cheapest Paradise, TX Car Insurance for Teen Drivers

Teen car insurance in Paradise, TX can be expensive. Take a look at rates from the top car insurance companies in Paradise for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paradise, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,331 $11,248
American Family $5,982 $7,846
GEICO $5,789 $6,044
Nationwide $6,875 $8,832
Progressive $9,519 $10,574
State Farm $4,702 $5,998
USAA $4,474 $4,878

Cheapest Paradise, TX Car Insurance for Seniors

Take a look at Paradise, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paradise, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,509 $3,509
American Family $2,168 $2,469
GEICO $2,526 $2,830
Nationwide $2,150 $2,277
Progressive $2,028 $2,070
State Farm $1,742 $1,742
USAA $1,519 $1,508

Cheapest Paradise, TX Car Insurance Rates After a DUI

A DUI in Paradise, TX increases car insurance rates. Compare Paradise, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paradise, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,811
American Family $3,869
GEICO $3,354
Nationwide $4,980
Progressive $4,326
State Farm $3,374
USAA $3,241

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Cheapest Paradise, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paradise, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paradise, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,326 $5,589
American Family $3,808 $3,808
GEICO $3,494 $3,630
Nationwide $3,873 $3,873
Progressive $4,252 $4,252
State Farm $2,803 $2,803
USAA $2,466 $2,529

The Best Cheap Car Insurance Companies in Paradise, TX

Take a look at a side-by-side comparison of the top car insurance companies in Paradise, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paradise, Texas

Insurance Company Average Annual Rates
Allstate $5,458
American Family $3,808
GEICO $3,562
Nationwide $3,873
Progressive $4,252
State Farm $2,803
USAA $2,497

Category Winners: Cheapest Car Insurance in Paradise, Texas

Find the cheapest car insurance companies in Paradise, TX for each category right here.

Best Annual Car Insurance Rates by Company in Paradise, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Paradise, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paradise car insurance rates. Find the cheapest Paradise, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paradise, Texas

Insurance Company Low Medium High
Allstate $5,307 $5,401 $5,665
American Family $3,558 $3,676 $4,191
GEICO $3,405 $3,530 $3,751
Nationwide $4,173 $3,708 $3,739
Progressive $4,051 $4,231 $4,476
State Farm $2,668 $2,796 $2,945
USAA $2,417 $2,488 $2,586

What affects car insurance rates in Paradise, Texas?

What factors can have an impact on Paradise, TX car insurance? There are several reasons why Paradise car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paradise, Texas.

Commute Time in Paradise

The more time you spend in your car the higher the risk of an accident. The average commute length in Paradise, TX is 36.8 minutes according to City-Data.

Compare Car Insurance Quotes in Paradise, TX

Ready to find affordable Paradise, Texas car insurance today? Enter your ZIP code for fast, free Paradise, TX car insurance quotes.

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