Compare Plano, IL Car Insurance Rates (2021)

Car insurance in Plano, IL averages $264 a month. Plano, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Plano car insurance rates, compare quotes from the top car insurance companies in Plano, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Plano for teen drivers is GEICO
  • Average car insurance rates in Plano, IL are $3,168/year
  • The cheapest car insurance company in Plano is GEICO

If you need to buy Plano, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Plano, IL is right here.

You’ll find Plano car insurance rates, the cheapest Plano, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Plano, Illinois car insurance rates to Champaign car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.

Ready to find affordable Plano, IL car insurance today? Enter your ZIP code for fast, free Plano car insurance quotes.

Cheapest Plano, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plano, IL car insurance rates? Every Plano, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plano, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,200 $3,343 $3,343 $8,407 $10,930 $3,834 $4,145
American Family $2,423 $2,423 $2,223 $2,223 $6,940 $9,585 $2,423 $3,133
Farmers $2,391 $2,388 $2,117 $2,244 $10,529 $10,976 $2,735 $2,853
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,427 $1,537 $1,180 $1,317 $4,989 $5,546 $1,493 $1,574
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,884 $1,766 $1,558 $1,636 $7,067 $7,910 $2,240 $2,414
State Farm $1,534 $1,534 $1,384 $1,384 $4,583 $5,793 $1,738 $2,010
Travelers $1,499 $1,579 $1,384 $1,473 $4,484 $5,660 $1,584 $1,667
USAA $1,524 $1,542 $1,420 $1,389 $4,992 $5,487 $2,000 $2,184

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Minimum Car Insurance in Plano, IL

Every driver must carry the minimum car insurance in Plano, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Plano, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Plano, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plano, IL. Compare credit history car insurance rates in Plano from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plano, Illinois

Insurance Company Poor Fair Good
Allstate $6,421 $4,652 $4,072
American Family $5,207 $3,551 $3,006
Farmers $5,137 $4,331 $4,119
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,367 $2,108 $1,673
Nationwide $3,134 $2,540 $2,224
Progressive $3,767 $3,200 $2,961
State Farm $3,626 $2,173 $1,686
Travelers $2,938 $2,382 $1,929
USAA $3,410 $2,351 $1,941

Cheapest Plano, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plano, IL to rates for a clean record with top companies.

Annual Plano, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,164 $5,742 $4,730
American Family $2,883 $4,088 $5,444 $3,270
Farmers $3,820 $4,936 $4,813 $4,547
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,978 $2,826 $2,476 $2,251
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,722 $4,063 $3,018 $3,434
State Farm $2,268 $2,722 $2,495 $2,495
Travelers $1,920 $2,521 $2,815 $2,408
USAA $1,827 $2,636 $3,601 $2,205

Cheapest Plano, IL Car Insurance for Teen Drivers

Teen car insurance in Plano, IL can be expensive. Take a look at rates from the top car insurance companies in Plano for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plano, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,407 $10,930
American Family $6,940 $9,585
Farmers $10,529 $10,976
GEICO $4,524 $4,715
Liberty Mutual $4,989 $5,546
Nationwide $4,616 $5,894
Progressive $7,067 $7,910
State Farm $4,583 $5,793
Travelers $4,484 $5,660
USAA $4,992 $5,487

Cheapest Plano, IL Car Insurance for Seniors

Take a look at Plano, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plano, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,343 $3,343
American Family $2,223 $2,223
Farmers $2,117 $2,244
GEICO $1,429 $1,724
Liberty Mutual $1,180 $1,317
Nationwide $1,503 $1,585
Progressive $1,558 $1,636
State Farm $1,384 $1,384
Travelers $1,384 $1,473
USAA $1,420 $1,389

Cheapest Plano, IL Car Insurance Rates After a DUI

A DUI in Plano, IL increases car insurance rates. Compare Plano, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plano, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,742
American Family $5,444
Farmers $4,813
GEICO $3,243
Liberty Mutual $2,476
Nationwide $3,213
Progressive $3,018
State Farm $2,495
Travelers $2,815
USAA $3,601

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Cheapest Plano, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plano, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plano, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,048 $5,048
American Family $3,871 $3,972
Farmers $4,529 $4,529
GEICO $2,338 $2,425
Liberty Mutual $2,383 $2,383
Nationwide $2,632 $2,632
Progressive $3,310 $3,310
State Farm $2,432 $2,558
Travelers $2,322 $2,511
USAA $2,495 $2,639

The Best Cheap Car Insurance Companies in Plano, IL

Take a look at a side-by-side comparison of the top car insurance companies in Plano, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plano, Illinois

Insurance Company Average Annual Rates
Allstate $5,048
American Family $3,922
Farmers $4,529
GEICO $2,382
Liberty Mutual $2,383
Nationwide $2,632
Progressive $3,310
State Farm $2,495
Travelers $2,416
USAA $2,567

Category Winners: Cheapest Car Insurance in Plano, Illinois

Find the cheapest car insurance companies in Plano, IL for each category right here.

Best Annual Car Insurance Rates by Company in Plano, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Plano, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plano car insurance rates. Find the cheapest Plano, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plano, Illinois

Insurance Company Low Medium High
Allstate $4,891 $5,044 $5,210
American Family $3,776 $4,065 $3,924
Farmers $4,301 $4,418 $4,868
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,254 $2,378 $2,517
Nationwide $2,596 $2,658 $2,643
Progressive $3,024 $3,292 $3,612
State Farm $2,350 $2,499 $2,636
Travelers $2,258 $2,413 $2,577
USAA $2,389 $2,565 $2,748

What affects car insurance rates in Plano, Illinois?

What factors can have an impact on Plano, IL car insurance? There are several reasons why Plano car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plano, Illinois.

Commute Time in Plano

The more time you spend in your car the higher the risk of an accident. The average commute length in Plano, IL is 33.1 minutes according to City-Data.

Compare Car Insurance Quotes in Plano, IL

Ready to find affordable Plano, Illinois car insurance today? Enter your ZIP code for fast, free Plano, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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