Compare Plattsmouth, NE Car Insurance Rates (2021)

Car insurance in Plattsmouth, NE averages $282 a month. Plattsmouth, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Plattsmouth car insurance rates, compare quotes from the top car insurance companies in Plattsmouth, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Plattsmouth is USAA
  • Average car insurance rates in Plattsmouth, NE are $3,383/year
  • The cheapest car insurance company in Plattsmouth for teen drivers is American Family

If you need to buy Plattsmouth, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Plattsmouth, NE is right here.

You’ll find Plattsmouth car insurance rates, the cheapest Plattsmouth, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Plattsmouth, Nebraska car insurance rates to Omaha car insurance rates, Hastings car insurance rates, and Bellevue car insurance rates.

Ready to find affordable Plattsmouth, NE car insurance today? Enter your ZIP code for fast, free Plattsmouth car insurance quotes.

Cheapest Plattsmouth, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Plattsmouth, NE car insurance rates? Every Plattsmouth, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plattsmouth, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,809 $1,809 $1,652 $1,652 $3,066 $4,564 $1,770 $1,923
Farmers $2,422 $2,405 $2,163 $2,286 $9,696 $10,008 $2,742 $2,853
GEICO $2,433 $2,383 $2,393 $2,302 $5,277 $6,849 $2,197 $2,116
Liberty Mutual $3,281 $3,557 $2,592 $3,158 $14,511 $16,310 $3,428 $3,792
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,051 $1,964 $1,689 $1,756 $8,206 $9,241 $2,449 $2,622
State Farm $1,539 $1,539 $1,376 $1,376 $4,517 $5,717 $1,709 $1,931
USAA $1,313 $1,308 $1,203 $1,234 $4,175 $4,966 $1,693 $1,883

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Minimum Car Insurance in Plattsmouth, NE

Every driver must carry the minimum car insurance in Plattsmouth, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Plattsmouth, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Plattsmouth, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Plattsmouth, NE. Compare credit history car insurance rates in Plattsmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Plattsmouth, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,062 $2,083 $1,697
Farmers $4,931 $4,117 $3,918
GEICO $3,703 $3,221 $2,807
Liberty Mutual $9,125 $5,525 $4,337
Nationwide $3,157 $2,512 $2,208
Progressive $4,274 $3,618 $3,350
State Farm $3,579 $2,145 $1,665
USAA $2,951 $2,007 $1,708

Cheapest Plattsmouth, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Plattsmouth, NE to rates for a clean record with top companies.

Annual Plattsmouth, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,235 $2,419 $2,235 $2,235
Farmers $3,653 $4,699 $4,582 $4,353
GEICO $2,106 $3,001 $4,483 $3,384
Liberty Mutual $5,419 $6,405 $6,931 $6,561
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,178 $4,697 $3,559 $3,555
State Farm $2,262 $2,664 $2,463 $2,463
USAA $1,684 $2,127 $3,170 $1,907

Cheapest Plattsmouth, NE Car Insurance for Teen Drivers

Teen car insurance in Plattsmouth, NE can be expensive. Take a look at rates from the top car insurance companies in Plattsmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Plattsmouth, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,066 $4,564
Farmers $9,696 $10,008
GEICO $5,277 $6,849
Liberty Mutual $14,511 $16,310
Nationwide $4,226 $5,274
Progressive $8,206 $9,241
State Farm $4,517 $5,717
USAA $4,175 $4,966

Cheapest Plattsmouth, NE Car Insurance for Seniors

Take a look at Plattsmouth, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Plattsmouth, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,652 $1,652
Farmers $2,163 $2,286
GEICO $2,393 $2,302
Liberty Mutual $2,592 $3,158
Nationwide $1,639 $1,755
Progressive $1,689 $1,756
State Farm $1,376 $1,376
USAA $1,203 $1,234

Cheapest Plattsmouth, NE Car Insurance Rates After a DUI

A DUI in Plattsmouth, NE increases car insurance rates. Compare Plattsmouth, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Plattsmouth, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,235
Farmers $4,582
GEICO $4,483
Liberty Mutual $6,931
Nationwide $3,838
Progressive $3,559
State Farm $2,463
USAA $3,170

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Cheapest Plattsmouth, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Plattsmouth, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Plattsmouth, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,262 $2,299
Farmers $4,322 $4,322
GEICO $3,194 $3,293
Liberty Mutual $6,329 $6,329
Nationwide $2,626 $2,626
Progressive $3,747 $3,747
State Farm $2,400 $2,526
USAA $2,196 $2,248

The Best Cheap Car Insurance Companies in Plattsmouth, NE

Take a look at a side-by-side comparison of the top car insurance companies in Plattsmouth, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Plattsmouth, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,281
Farmers $4,322
GEICO $3,244
Liberty Mutual $6,329
Nationwide $2,626
Progressive $3,747
State Farm $2,463
USAA $2,222

Category Winners: Cheapest Car Insurance in Plattsmouth, Nebraska

Find the cheapest car insurance companies in Plattsmouth, NE for each category right here.

Best Annual Car Insurance Rates by Company in Plattsmouth, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Plattsmouth, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Plattsmouth car insurance rates. Find the cheapest Plattsmouth, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Plattsmouth, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,254 $2,348 $2,240
Farmers $4,127 $4,255 $4,584
GEICO $3,143 $3,240 $3,348
Liberty Mutual $6,135 $6,291 $6,560
Nationwide $2,673 $2,615 $2,589
Progressive $3,542 $3,738 $3,962
State Farm $2,340 $2,459 $2,589
USAA $2,138 $2,219 $2,309

What affects car insurance rates in Plattsmouth, Nebraska?

What factors can have an impact on Plattsmouth, NE car insurance? There are several reasons why Plattsmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Plattsmouth, Nebraska.

Commute Time in Plattsmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Plattsmouth, NE is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Plattsmouth, NE

Ready to find affordable Plattsmouth, Nebraska car insurance today? Enter your ZIP code for fast, free Plattsmouth, NE car insurance quotes.

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