Compare Salinas, CA Car Insurance Rates (2021)

Car insurance in Salinas, CA averages $278 a month. Salinas, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Salinas car insurance rates, compare quotes from the top car insurance companies in Salinas, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Salinas is GEICO
  • The cheapest ZIP code in Salinas is 93908
  • Average car insurance rates in Salinas, CA are $3,337/year

If you need to buy Salinas, California car insurance, the options can be confusing. Everything you need to know about car insurance in Salinas, CA is right here.

You’ll find Salinas car insurance rates, the cheapest Salinas, CA car insurance companies, and information on California car insurance laws. You can also compare Salinas, California car insurance rates to Fresno car insurance rates, San Diego car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Salinas, CA car insurance today? Enter your ZIP code for fast, free Salinas car insurance quotes.

Cheapest Salinas, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salinas, CA car insurance rates? Every Salinas, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salinas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,695 $1,930 $1,972 $7,176 $9,077 $3,477 $3,905
Farmers $2,256 $2,256 $2,031 $2,031 $7,173 $11,772 $2,671 $2,972
GEICO $1,584 $1,586 $1,491 $1,491 $4,805 $4,896 $2,274 $2,330
Liberty Mutual $2,126 $2,014 $1,979 $1,918 $4,666 $4,958 $2,399 $2,415
Nationwide $2,957 $2,829 $2,576 $2,434 $7,427 $8,206 $3,529 $3,497
Progressive $1,720 $1,769 $1,446 $1,721 $4,502 $5,438 $2,465 $2,649
State Farm $3,084 $3,084 $2,755 $2,755 $5,643 $6,996 $3,411 $3,519
Travelers $2,265 $2,198 $2,000 $1,979 $4,599 $5,270 $2,929 $2,876
USAA $1,862 $1,766 $1,817 $1,827 $4,216 $4,250 $2,584 $2,444

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Salinas, CA

Every driver must carry the minimum car insurance in Salinas, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Salinas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Salinas, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salinas, CA to rates for a clean record with top companies.

Annual Salinas, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,467 $4,188 $6,549 $3,247
Farmers $3,064 $4,173 $5,201 $4,144
GEICO $1,791 $2,753 $3,464 $2,221
Liberty Mutual $2,439 $3,267 $2,947 $2,584
Nationwide $2,920 $3,741 $6,327 $3,741
Progressive $1,783 $3,014 $3,491 $2,567
State Farm $2,784 $3,322 $6,284 $3,233
Travelers $2,031 $3,265 $3,804 $2,958
USAA $1,726 $2,565 $4,202 $1,890

Cheapest Salinas, CA Car Insurance for Teen Drivers

Teen car insurance in Salinas, CA can be expensive. Take a look at rates from the top car insurance companies in Salinas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salinas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,176 $9,077
Farmers $7,173 $11,772
GEICO $4,805 $4,896
Liberty Mutual $4,666 $4,958
Nationwide $7,427 $8,206
Progressive $4,502 $5,438
State Farm $5,643 $6,996
Travelers $4,599 $5,270
USAA $4,216 $4,250

Cheapest Salinas, CA Car Insurance for Seniors

Take a look at Salinas, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salinas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,930 $1,972
Farmers $2,031 $2,031
GEICO $1,491 $1,491
Liberty Mutual $1,979 $1,918
Nationwide $2,576 $2,434
Progressive $1,446 $1,721
State Farm $2,755 $2,755
Travelers $2,000 $1,979
USAA $1,817 $1,827

Cheapest Salinas, CA Car Insurance Rates After a DUI

A DUI in Salinas, CA increases car insurance rates. Compare Salinas, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salinas, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,549
Farmers $5,201
GEICO $3,464
Liberty Mutual $2,947
Nationwide $6,327
Progressive $3,491
State Farm $6,284
Travelers $3,804
USAA $4,202

Cheapest Salinas, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salinas, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salinas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,709 $4,517
Farmers $3,762 $4,529
GEICO $2,323 $2,791
Liberty Mutual $2,581 $3,038
Nationwide $3,698 $4,666
Progressive $2,462 $2,966
State Farm $3,764 $4,048
Travelers $2,714 $3,314
USAA $2,394 $2,798

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Salinas, CA Car Insurance Rates by ZIP Code

Salinas car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Salinas, CA.

Annual Car Insurance Rates by ZIP Code in Salinas, California

ZIP Code Average Annual Rates
93901 $4,368
93905 $4,907
93906 $4,646
93908 $4,274

The Best Cheap Car Insurance Companies in Salinas, CA

Take a look at a side-by-side comparison of the top car insurance companies in Salinas, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salinas, California

Insurance Company Average Annual Rates
Allstate $4,113
Farmers $4,145
GEICO $2,557
Liberty Mutual $2,809
Nationwide $4,182
Progressive $2,714
State Farm $3,906
Travelers $3,014
USAA $2,596

Category Winners: Cheapest Car Insurance in Salinas, California

Find the cheapest car insurance companies in Salinas, CA for each category right here.

Best Annual Car Insurance Rates by Company in Salinas, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Salinas, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salinas car insurance rates. Find the cheapest Salinas, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salinas, California

Insurance Company Low Medium High
Allstate $3,926 $4,144 $4,269
Farmers $3,868 $4,175 $4,393
GEICO $2,346 $2,584 $2,742
Liberty Mutual $2,628 $2,834 $2,966
Nationwide $3,779 $4,252 $4,514
Progressive $2,464 $2,789 $2,888
State Farm $3,552 $3,964 $4,202
Travelers $2,651 $3,092 $3,301
USAA $2,375 $2,642 $2,770

What affects car insurance rates in Salinas, California?

What factors can have an impact on Salinas, CA car insurance? There are several reasons why Salinas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salinas, California.

Car Theft in Salinas

High levels of vehicle theft can make car insurance more expensive. Salinas, CA car theft statistics from the FBI indicate 1,227 vehicle thefts a year.

Commute Time in Salinas

The more time you spend in your car the higher the risk of an accident. The average commute length in Salinas, CA is 23.7 minutes according to City-Data.

Traffic in Salinas

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salinas, CA traffic data from INRIX ranks Salinas as the 902nd-most congested in the world.

Compare Car Insurance Quotes in Salinas, CA

Ready to find affordable Salinas, California car insurance today? Enter your ZIP code for fast, free Salinas, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption