Compare Salisbury, MD Car Insurance Rates (2021)

Car insurance in Salisbury, MD averages $314 a month. Salisbury, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Salisbury car insurance rates, compare quotes from the top car insurance companies in Salisbury, MD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Salisbury, MD after a DUI are $4,437/year
  • The cheapest car insurance company in Salisbury is Nationwide
  • Average car insurance rates in Salisbury, MD are $3,770/year

If you need to buy Salisbury, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Salisbury, MD is right here.

You’ll find Salisbury car insurance rates, the cheapest Salisbury, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Salisbury, Maryland car insurance rates to Salisbury car insurance rates, Annapolis car insurance rates, and Rockville car insurance rates.

Ready to find affordable Salisbury, MD car insurance today? Enter your ZIP code for fast, free Salisbury car insurance quotes.

Cheapest Salisbury, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salisbury, MD car insurance rates? Every Salisbury, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salisbury, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,564 $1,572 $1,419 $1,462 $3,557 $4,670 $1,799 $1,936
Progressive $2,071 $1,872 $1,810 $1,848 $7,223 $7,879 $2,400 $2,342
State Farm $2,019 $2,019 $1,854 $1,854 $6,373 $8,159 $2,254 $2,546
USAA $1,753 $1,722 $1,636 $1,633 $3,871 $4,569 $2,019 $2,250

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Salisbury, MD

Every driver must carry the minimum car insurance in Salisbury, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Salisbury, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Salisbury, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salisbury, MD. Compare credit history car insurance rates in Salisbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salisbury, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,854 $2,038 $1,849
Progressive $4,335 $3,241 $2,715
State Farm $4,954 $2,937 $2,264
USAA $3,239 $2,225 $1,832

Cheapest Salisbury, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salisbury, MD to rates for a clean record with top companies.

Annual Salisbury, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,984 $2,645 $2,118 $2,242
Progressive $2,936 $3,870 $3,546 $3,369
State Farm $3,035 $3,813 $3,346 $3,346
USAA $1,915 $2,345 $3,407 $2,061

Cheapest Salisbury, MD Car Insurance for Teen Drivers

Teen car insurance in Salisbury, MD can be expensive. Take a look at rates from the top car insurance companies in Salisbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salisbury, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,557 $4,670
Progressive $7,223 $7,879
State Farm $6,373 $8,159
USAA $3,871 $4,569

Cheapest Salisbury, MD Car Insurance for Seniors

Take a look at Salisbury, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salisbury, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,419 $1,462
Progressive $1,810 $1,848
State Farm $1,854 $1,854
USAA $1,636 $1,633

Cheapest Salisbury, MD Car Insurance Rates After a DUI

A DUI in Salisbury, MD increases car insurance rates. Compare Salisbury, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salisbury, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,118
Progressive $3,546
State Farm $3,346
USAA $3,407

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Salisbury, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salisbury, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salisbury, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,247 $2,247
Progressive $3,430 $3,430
State Farm $3,298 $3,471
USAA $2,357 $2,507

Cheapest Salisbury, MD Car Insurance Rates by ZIP Code

Salisbury car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Salisbury, MD.

Annual Car Insurance Rates by ZIP Code in Salisbury, Maryland

ZIP Code Average Annual Rates
21801 $3,213
21804 $3,203

The Best Cheap Car Insurance Companies in Salisbury, MD

Take a look at a side-by-side comparison of the top car insurance companies in Salisbury, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salisbury, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,247
Progressive $3,430
State Farm $3,385
USAA $2,432

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Salisbury, Maryland

Find the cheapest car insurance companies in Salisbury, MD for each category right here.

Best Annual Car Insurance Rates by Company in Salisbury, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Salisbury, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salisbury car insurance rates. Find the cheapest Salisbury, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salisbury, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,155 $2,253 $2,334
Progressive $3,279 $3,430 $3,582
State Farm $3,210 $3,395 $3,550
USAA $2,308 $2,440 $2,548

What affects car insurance rates in Salisbury, Maryland?

What factors can have an impact on Salisbury, MD car insurance? There are several reasons why Salisbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salisbury, Maryland.

Car Theft in Salisbury

High levels of vehicle theft can make car insurance more expensive. Salisbury, MD car theft statistics from the FBI indicate 41 vehicle thefts a year.

Commute Time in Salisbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Salisbury, MD is 21.9 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Salisbury, MD

Ready to find affordable Salisbury, Maryland car insurance today? Enter your ZIP code for fast, free Salisbury, MD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption