Compare Sioux City, IA Car Insurance Rates (2021)

Car insurance in Sioux City, IA averages $275 a month. Sioux City, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Sioux City car insurance rates, compare quotes from the top car insurance companies in Sioux City, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sioux City for teen drivers is USAA
  • The cheapest ZIP code in Sioux City is 51111
  • The cheapest car insurance company in Sioux City is USAA

If you need to buy Sioux City, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Sioux City, IA is right here.

You’ll find Sioux City car insurance rates, the cheapest Sioux City, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Sioux City, Iowa car insurance rates to Ames car insurance rates, Cedar Rapids car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Sioux City, IA car insurance today? Enter your ZIP code for fast, free Sioux City car insurance quotes.

Cheapest Sioux City, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sioux City, IA car insurance rates? Every Sioux City, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sioux City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,922 $1,922 $1,727 $1,727 $5,275 $7,318 $1,922 $2,303
Farmers $1,565 $1,596 $1,399 $1,538 $4,818 $5,155 $2,127 $2,261
GEICO $2,176 $1,941 $2,012 $1,859 $5,099 $4,711 $2,006 $1,824
Liberty Mutual $2,299 $2,493 $2,033 $2,478 $11,530 $12,982 $2,607 $2,866
Nationwide $1,973 $2,017 $1,761 $1,871 $4,719 $6,072 $2,254 $2,444
Progressive $1,651 $1,566 $1,364 $1,424 $4,430 $4,983 $1,982 $2,148
State Farm $1,613 $1,613 $1,445 $1,445 $4,785 $6,024 $1,823 $2,095
Travelers $2,778 $2,834 $2,714 $2,724 $12,898 $20,744 $2,898 $3,386
USAA $1,429 $1,435 $1,319 $1,331 $4,050 $4,277 $1,712 $1,889

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Minimum Car Insurance in Sioux City, IA

Every driver must carry the minimum car insurance in Sioux City, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Sioux City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sioux City, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sioux City, IA. Compare credit history car insurance rates in Sioux City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sioux City, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,842 $2,820 $2,382
Farmers $2,932 $2,435 $2,305
GEICO $3,253 $2,703 $2,154
Liberty Mutual $6,988 $4,336 $3,409
Nationwide $3,499 $2,757 $2,410
Progressive $2,854 $2,341 $2,135
State Farm $3,712 $2,295 $1,809
Travelers $7,149 $6,123 $5,844
USAA $2,852 $1,974 $1,714

Cheapest Sioux City, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sioux City, IA to rates for a clean record with top companies.

Annual Sioux City, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,178 $3,187 $4,137 $2,557
Farmers $2,181 $2,700 $2,744 $2,604
GEICO $1,990 $2,871 $3,816 $2,136
Liberty Mutual $4,235 $5,258 $5,347 $4,805
Nationwide $2,097 $3,004 $4,085 $2,369
Progressive $1,952 $3,256 $2,124 $2,442
State Farm $2,384 $2,826 $2,605 $2,605
Travelers $4,631 $6,203 $8,318 $6,336
USAA $1,652 $2,246 $2,917 $1,905

Cheapest Sioux City, IA Car Insurance for Teen Drivers

Teen car insurance in Sioux City, IA can be expensive. Take a look at rates from the top car insurance companies in Sioux City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sioux City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,275 $7,318
Farmers $4,818 $5,155
GEICO $5,099 $4,711
Liberty Mutual $11,530 $12,982
Nationwide $4,719 $6,072
Progressive $4,430 $4,983
State Farm $4,785 $6,024
Travelers $12,898 $20,744
USAA $4,050 $4,277

Cheapest Sioux City, IA Car Insurance for Seniors

Take a look at Sioux City, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sioux City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,727 $1,727
Farmers $1,399 $1,538
GEICO $2,012 $1,859
Liberty Mutual $2,033 $2,478
Nationwide $1,761 $1,871
Progressive $1,364 $1,424
State Farm $1,445 $1,445
Travelers $2,714 $2,724
USAA $1,319 $1,331

Cheapest Sioux City, IA Car Insurance Rates After a DUI

A DUI in Sioux City, IA increases car insurance rates. Compare Sioux City, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sioux City, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,137
Farmers $2,744
GEICO $3,816
Liberty Mutual $5,347
Nationwide $4,085
Progressive $2,124
State Farm $2,605
Travelers $8,318
USAA $2,917

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Cheapest Sioux City, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sioux City, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sioux City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,979 $3,050
Farmers $2,557 $2,557
GEICO $2,655 $2,751
Liberty Mutual $4,911 $4,911
Nationwide $2,889 $2,889
Progressive $2,443 $2,443
State Farm $2,541 $2,669
Travelers $6,372 $6,372
USAA $2,100 $2,260

Cheapest Sioux City, IA Car Insurance Rates by ZIP Code

Sioux City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sioux City, IA.

Annual Car Insurance Rates by ZIP Code in Sioux City, Iowa

ZIP Code Average Annual Rates
51101 $2,818
51103 $2,837
51104 $2,826
51105 $2,835
51106 $2,747
51108 $2,792
51109 $2,757
51111 $2,689

The Best Cheap Car Insurance Companies in Sioux City, IA

Take a look at a side-by-side comparison of the top car insurance companies in Sioux City, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sioux City, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,015
Farmers $2,557
GEICO $2,703
Liberty Mutual $4,911
Nationwide $2,889
Progressive $2,443
State Farm $2,605
Travelers $6,372
USAA $2,180

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Category Winners: Cheapest Car Insurance in Sioux City, Iowa

Find the cheapest car insurance companies in Sioux City, IA for each category right here.

Best Annual Car Insurance Rates by Company in Sioux City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Sioux City, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sioux City car insurance rates. Find the cheapest Sioux City, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sioux City, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,995 $3,185 $2,865
Farmers $2,440 $2,566 $2,666
GEICO $2,506 $2,707 $2,898
Liberty Mutual $4,698 $4,901 $5,133
Nationwide $2,983 $2,888 $2,795
Progressive $2,280 $2,454 $2,597
State Farm $2,449 $2,625 $2,742
Travelers $5,950 $6,471 $6,695
USAA $2,054 $2,189 $2,298

What affects car insurance rates in Sioux City, Iowa?

What factors can have an impact on Sioux City, IA car insurance? There are several reasons why Sioux City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sioux City, Iowa.

Commute Time in Sioux City

The more time you spend in your car the higher the risk of an accident. The average commute length in Sioux City, IA is 17.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Sioux City, IA

Ready to find affordable Sioux City, Iowa car insurance today? Enter your ZIP code for fast, free Sioux City, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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