Best Summerfield, FL Car Insurance in 2025
Car insurance in Summerfield, FL averages $316 a month. Summerfield, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Summerfield car insurance rates, compare quotes from the top car insurance companies in Summerfield, FL.
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Insurance and Finance Expert
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Kalyn Johnson
Updated October 2024
- The cheapest car insurance company in Summerfield is USAA
- The cheapest car insurance company in Summerfield for teen drivers is USAA
- Average car insurance rates in Summerfield, FL are $3,791/year
If you need to buy Summerfield, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Summerfield, FL is right here.
You’ll find Summerfield car insurance rates, the cheapest Summerfield, FL car insurance companies, and information on Florida car insurance laws. You can also compare Summerfield, Florida car insurance rates to Fort Lauderdale car insurance rates, Tallahassee car insurance rates, and St. Petersburg car insurance rates.
Ready to find affordable Summerfield, FL car insurance today? Enter your ZIP code for fast, free Summerfield car insurance quotes.
Cheapest Summerfield, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Summerfield, FL car insurance rates? Every Summerfield, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,793 | $3,643 | $3,313 | $3,370 | $12,877 | $13,971 | $3,811 | $3,877 |
| Geico | $2,440 | $2,453 | $2,284 | $2,284 | $4,368 | $5,520 | $2,691 | $2,743 |
| Liberty Mutual | $2,786 | $2,786 | $2,566 | $2,566 | $5,711 | $8,711 | $2,786 | $3,721 |
| Nationwide | $2,488 | $2,462 | $2,227 | $2,304 | $5,970 | $7,367 | $2,739 | $2,857 |
| Progressive | $3,311 | $3,120 | $2,844 | $3,049 | $9,204 | $10,066 | $3,970 | $3,821 |
| State Farm | $1,682 | $1,682 | $1,530 | $1,530 | $4,824 | $6,149 | $1,861 | $1,997 |
| USAA | $1,318 | $1,296 | $1,232 | $1,221 | $4,482 | $5,201 | $1,642 | $1,770 |
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Minimum Car Insurance in Summerfield, FL
Every driver must carry the minimum car insurance required by the state in Summerfield, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Summerfield, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Summerfield, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Summerfield from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,503 | $5,376 | $4,366 |
| Geico | $4,499 | $2,734 | $2,061 |
| Liberty Mutual | $5,050 | $3,746 | $3,067 |
| Nationwide | $4,433 | $3,265 | $2,957 |
| Progressive | $6,424 | $4,554 | $3,791 |
| State Farm | $3,612 | $2,389 | $1,970 |
| USAA | $3,691 | $1,807 | $1,314 |
Cheapest Summerfield, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Summerfield, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,260 | $6,275 | $6,964 | $5,828 |
| Geico | $2,170 | $2,762 | $4,093 | $3,367 |
| Liberty Mutual | $2,898 | $3,713 | $5,310 | $3,896 |
| Nationwide | $3,044 | $3,329 | $4,460 | $3,374 |
| Progressive | $3,900 | $5,741 | $4,835 | $5,216 |
| State Farm | $2,434 | $2,880 | $2,657 | $2,657 |
| USAA | $1,779 | $2,195 | $3,242 | $1,865 |
Cheapest Summerfield, FL Car Insurance for Teen Drivers
Teen car insurance in Summerfield, FL can be expensive. Take a look at rates from the top car insurance companies in Summerfield for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,877 | $13,971 |
| Geico | $4,368 | $5,520 |
| Liberty Mutual | $5,711 | $8,711 |
| Nationwide | $5,970 | $7,367 |
| Progressive | $9,204 | $10,066 |
| State Farm | $4,824 | $6,149 |
| USAA | $4,482 | $5,201 |
Cheapest Summerfield, FL Car Insurance for Seniors
Take a look at Summerfield, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,313 | $3,370 |
| Geico | $2,284 | $2,284 |
| Liberty Mutual | $2,566 | $2,566 |
| Nationwide | $2,227 | $2,304 |
| Progressive | $2,844 | $3,049 |
| State Farm | $1,530 | $1,530 |
| USAA | $1,232 | $1,221 |
Cheapest Summerfield, FL Car Insurance Rates After a DUI
A DUI in Summerfield, FL increases car insurance rates. Compare Summerfield, Florida car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,964 |
| Geico | $4,093 |
| Liberty Mutual | $5,310 |
| Nationwide | $4,460 |
| Progressive | $4,835 |
| State Farm | $2,657 |
| USAA | $3,242 |
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Cheapest Summerfield, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Summerfield, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,907 | $6,256 |
| Geico | $3,082 | $3,113 |
| Liberty Mutual | $3,832 | $4,077 |
| Nationwide | $3,552 | $3,552 |
| Progressive | $4,923 | $4,923 |
| State Farm | $2,569 | $2,745 |
| USAA | $2,245 | $2,296 |
The Best Cheap Car Insurance Companies in Summerfield, FL
Take a look at a side-by-side comparison of the top car insurance companies in Summerfield, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,082 |
| Geico | $3,098 |
| Liberty Mutual | $3,954 |
| Nationwide | $3,552 |
| Progressive | $4,923 |
| State Farm | $2,657 |
| USAA | $2,270 |
Category Winners: Cheapest Car Insurance in Summerfield, Florida
Find the cheapest car insurance companies in Summerfield, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Summerfield, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Summerfield car insurance rates. Find the cheapest Summerfield, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,712 | $6,390 | $7,142 |
| Geico | $2,601 | $3,198 | $3,495 |
| Liberty Mutual | $3,636 | $4,007 | $4,220 |
| Nationwide | $2,842 | $3,686 | $4,127 |
| Progressive | $4,198 | $5,027 | $5,544 |
| State Farm | $2,267 | $2,718 | $2,985 |
| USAA | $1,970 | $2,348 | $2,493 |
Compare Car Insurance Quotes in Summerfield, FL
Ready to find affordable Summerfield, Florida car insurance today? Enter your ZIP code for fast, free Summerfield, FL car insurance quotes.
Frequently Asked Questions
What are the minimum car insurance requirements in Summerfield, FL?
In Summerfield, FL, the minimum car insurance requirements are 10/20/10. This means you need at least $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How does my driving record affect car insurance rates in Summerfield, FL?
Your driving record has a significant impact on car insurance rates in Summerfield, FL. If you have a clean driving record, you are likely to qualify for lower rates. On the other hand, if you have a history of accidents or traffic violations, your rates may be higher.
Do I need full coverage insurance if my car is financed in Summerfield, FL?
If your car is financed in Summerfield, FL, your lender may require you to have full coverage insurance. Full coverage typically includes comprehensive and collision coverage in addition to the state-mandated liability coverage.
How does my credit score affect car insurance rates in Summerfield, FL?
Your credit score can impact your car insurance rates in Summerfield, FL. Generally, individuals with higher credit scores tend to receive lower insurance rates. If you have a good credit score, you may qualify for a good credit discount.
How can I find cheap car insurance rates in Summerfield, FL?
To find cheap car insurance rates in Summerfield, FL, it’s essential to compare quotes from multiple insurance companies. By shopping around and comparing different options, you can find the best rate that suits your needs.
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