Compare Sunset Beach, NC Car Insurance Rates (2021)

Car insurance in Sunset Beach, NC averages $249 a month. Sunset Beach, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sunset Beach car insurance rates, compare quotes from the top car insurance companies in Sunset Beach, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sunset Beach for teen drivers is Liberty Mutual
  • Average car insurance rates in Sunset Beach, NC after a DUI are $5,609/year
  • The cheapest car insurance company in Sunset Beach is Liberty Mutual

If you need to buy Sunset Beach, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Sunset Beach, NC is right here.

You’ll find Sunset Beach car insurance rates, the cheapest Sunset Beach, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Sunset Beach, North Carolina car insurance rates to Wilmington car insurance rates, Raleigh car insurance rates, and High Point car insurance rates.

Ready to find affordable Sunset Beach, NC car insurance today? Enter your ZIP code for fast, free Sunset Beach car insurance quotes.

Cheapest Sunset Beach, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunset Beach, NC car insurance rates? Every Sunset Beach, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunset Beach, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,310 $5,310 $4,367 $4,367 $12,480 $12,480 $5,414 $5,414
GEICO $2,211 $2,169 $2,180 $2,139 $4,199 $4,162 $1,928 $1,916
Liberty Mutual $1,539 $1,539 $1,593 $1,593 $2,715 $2,715 $1,539 $1,539
Nationwide $2,096 $2,096 $2,096 $2,096 $3,546 $3,546 $2,096 $2,096
Progressive $1,496 $1,496 $1,370 $1,370 $3,498 $3,498 $1,671 $1,671
State Farm $2,178 $2,178 $1,885 $1,885 $3,213 $3,213 $2,690 $2,690
Travelers $2,237 $2,237 $2,219 $2,219 $3,793 $3,793 $2,297 $2,297

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Minimum Car Insurance in Sunset Beach, NC

Every driver must carry the minimum car insurance in Sunset Beach, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Sunset Beach, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sunset Beach, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sunset Beach, NC. Compare credit history car insurance rates in Sunset Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sunset Beach, North Carolina

Insurance Company Poor Fair Good
Allstate $9,332 $6,047 $5,299
GEICO $2,834 $2,600 $2,405
Liberty Mutual $1,847 $1,847 $1,847
Nationwide $2,458 $2,458 $2,458
Progressive $2,266 $1,961 $1,799
State Farm $3,497 $2,238 $1,740
Travelers $2,811 $2,562 $2,536

Cheapest Sunset Beach, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunset Beach, NC to rates for a clean record with top companies.

Annual Sunset Beach, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,709 $6,587 $12,244 $5,031
GEICO $1,467 $2,121 $4,898 $1,966
Liberty Mutual $1,103 $1,414 $3,455 $1,414
Nationwide $1,448 $1,871 $4,644 $1,871
Progressive $952 $1,386 $4,352 $1,344
State Farm $1,337 $1,922 $4,785 $1,922
Travelers $1,578 $2,057 $4,883 $2,029

Cheapest Sunset Beach, NC Car Insurance for Teen Drivers

Teen car insurance in Sunset Beach, NC can be expensive. Take a look at rates from the top car insurance companies in Sunset Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunset Beach, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,480 $12,480
GEICO $4,199 $4,162
Liberty Mutual $2,715 $2,715
Nationwide $3,546 $3,546
Progressive $3,498 $3,498
State Farm $3,213 $3,213
Travelers $3,793 $3,793

Cheapest Sunset Beach, NC Car Insurance for Seniors

Take a look at Sunset Beach, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunset Beach, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,367 $4,367
GEICO $2,180 $2,139
Liberty Mutual $1,593 $1,593
Nationwide $2,096 $2,096
Progressive $1,370 $1,370
State Farm $1,885 $1,885
Travelers $2,219 $2,219

Cheapest Sunset Beach, NC Car Insurance Rates After a DUI

A DUI in Sunset Beach, NC increases car insurance rates. Compare Sunset Beach, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunset Beach, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,244
GEICO $4,898
Liberty Mutual $3,455
Nationwide $4,644
Progressive $4,352
State Farm $4,785
Travelers $4,883

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Cheapest Sunset Beach, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunset Beach, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunset Beach, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,893 $6,893
GEICO $2,613 $2,613
Liberty Mutual $1,847 $1,847
Nationwide $2,458 $2,458
Progressive $2,009 $2,009
State Farm $2,480 $2,503
Travelers $2,637 $2,637

The Best Cheap Car Insurance Companies in Sunset Beach, NC

Take a look at a side-by-side comparison of the top car insurance companies in Sunset Beach, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunset Beach, North Carolina

Insurance Company Average Annual Rates
Allstate $6,893
GEICO $2,613
Liberty Mutual $1,847
Nationwide $2,458
Progressive $2,009
State Farm $2,492
Travelers $2,637

Category Winners: Cheapest Car Insurance in Sunset Beach, North Carolina

Find the cheapest car insurance companies in Sunset Beach, NC for each category right here.

Best Annual Car Insurance Rates by Company in Sunset Beach, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Sunset Beach, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunset Beach car insurance rates. Find the cheapest Sunset Beach, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunset Beach, North Carolina

Insurance Company Low Medium High
Allstate $6,637 $6,867 $7,174
GEICO $2,472 $2,604 $2,763
Liberty Mutual $1,743 $1,834 $1,963
Nationwide $2,339 $2,445 $2,591
Progressive $1,889 $1,995 $2,141
State Farm $2,355 $2,476 $2,644
Travelers $2,506 $2,621 $2,783

What affects car insurance rates in Sunset Beach, North Carolina?

What factors can have an impact on Sunset Beach, NC car insurance? There are several reasons why Sunset Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunset Beach, North Carolina.

Commute Time in Sunset Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Sunset Beach, NC is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sunset Beach, NC

Ready to find affordable Sunset Beach, North Carolina car insurance today? Enter your ZIP code for fast, free Sunset Beach, NC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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