Compare Unadilla, NY Car Insurance Rates (2021)

Car insurance in Unadilla, NY averages $290 a month. Unadilla, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Unadilla car insurance rates, compare quotes from the top car insurance companies in Unadilla, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Unadilla is GEICO
  • Average car insurance rates in Unadilla, NY after a DUI are $4,626/year
  • The cheapest car insurance company in Unadilla for teen drivers is GEICO

If you need to buy Unadilla, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Unadilla, NY is right here.

You’ll find Unadilla car insurance rates, the cheapest Unadilla, NY car insurance companies, and information on New York car insurance laws. You can also compare Unadilla, New York car insurance rates to Schenectady car insurance rates, New York car insurance rates, and Albany car insurance rates.

Ready to find affordable Unadilla, NY car insurance today? Enter your ZIP code for fast, free Unadilla car insurance quotes.

Cheapest Unadilla, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Unadilla, NY car insurance rates? Every Unadilla, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Unadilla, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,876 $1,776 $1,517 $1,535 $5,972 $6,658 $2,406 $2,354
State Farm $2,188 $2,188 $1,901 $1,901 $6,346 $8,204 $2,399 $2,544
Travelers $2,518 $2,552 $2,290 $2,464 $5,785 $6,842 $2,676 $2,802
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Unadilla, NY

Every driver must carry the minimum car insurance in Unadilla, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Unadilla, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Unadilla, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Unadilla, NY. Compare credit history car insurance rates in Unadilla from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Unadilla, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,800 $2,452 $1,784
State Farm $4,884 $3,062 $2,430
Travelers $4,785 $3,041 $2,647
USAA $5,185 $2,565 $2,265

Cheapest Unadilla, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Unadilla, NY to rates for a clean record with top companies.

Annual Unadilla, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,933 $2,933 $3,233 $2,950
State Farm $3,299 $3,299 $3,618 $3,618
Travelers $2,997 $3,721 $3,776 $3,470
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Unadilla, NY Car Insurance for Teen Drivers

Teen car insurance in Unadilla, NY can be expensive. Take a look at rates from the top car insurance companies in Unadilla for teenagers.

Annual Car Insurance Rates for Teen Drivers in Unadilla, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,972 $6,658
State Farm $6,346 $8,204
Travelers $5,785 $6,842
USAA $6,993 $8,362

Cheapest Unadilla, NY Car Insurance for Seniors

Take a look at Unadilla, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Unadilla, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,517 $1,535
State Farm $1,901 $1,901
Travelers $2,290 $2,464
USAA $1,576 $1,583

Cheapest Unadilla, NY Car Insurance Rates After a DUI

A DUI in Unadilla, NY increases car insurance rates. Compare Unadilla, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Unadilla, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $3,233
State Farm $3,618
Travelers $3,776
USAA $4,343

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Cheapest Unadilla, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Unadilla, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Unadilla, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $3,012 $3,012
State Farm $3,338 $3,579
Travelers $3,491 $3,491
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Unadilla, NY

Take a look at a side-by-side comparison of the top car insurance companies in Unadilla, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Unadilla, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $3,012
State Farm $3,459
Travelers $3,491
USAA $3,339

Category Winners: Cheapest Car Insurance in Unadilla, New York

Find the cheapest car insurance companies in Unadilla, NY for each category right here.

Best Annual Car Insurance Rates by Company in Unadilla, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Unadilla, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Unadilla car insurance rates. Find the cheapest Unadilla, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Unadilla, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,890 $2,999 $3,146
State Farm $3,304 $3,476 $3,596
Travelers $3,340 $3,462 $3,671
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Unadilla, New York?

What factors can have an impact on Unadilla, NY car insurance? There are several reasons why Unadilla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Unadilla, New York.

Commute Time in Unadilla

The more time you spend in your car the higher the risk of an accident. The average commute length in Unadilla, NY is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Unadilla, NY

Ready to find affordable Unadilla, New York car insurance today? Enter your ZIP code for fast, free Unadilla, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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