Compare Vallejo, CA Car Insurance Rates (2021)

Car insurance in Vallejo, CA averages $323 a month. Vallejo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Vallejo car insurance rates, compare quotes from the top car insurance companies in Vallejo, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Vallejo is 94591
  • Average car insurance rates in Vallejo, CA after a DUI are $5,456/year
  • The cheapest car insurance company in Vallejo for teen drivers is USAA

If you need to buy Vallejo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Vallejo, CA is right here.

You’ll find Vallejo car insurance rates, the cheapest Vallejo, CA car insurance companies, and information on California car insurance laws. You can also compare Vallejo, California car insurance rates to San Jose car insurance rates, San Francisco car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Vallejo, CA car insurance today? Enter your ZIP code for fast, free Vallejo car insurance quotes.

Cheapest Vallejo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vallejo, CA car insurance rates? Every Vallejo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vallejo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,834 $2,836 $2,070 $2,087 $7,884 $9,921 $3,622 $3,976
Farmers $2,837 $2,837 $2,555 $2,555 $9,094 $14,973 $3,366 $3,753
GEICO $1,841 $1,842 $1,732 $1,732 $5,613 $5,719 $2,646 $2,709
Liberty Mutual $2,344 $2,225 $2,176 $2,110 $5,167 $5,472 $2,652 $2,667
Nationwide $3,571 $3,409 $3,106 $2,928 $9,119 $10,051 $4,275 $4,234
Progressive $1,995 $2,055 $1,674 $1,999 $5,296 $6,408 $2,866 $3,085
State Farm $3,693 $3,693 $3,298 $3,298 $6,789 $8,419 $4,088 $4,215
Travelers $2,578 $2,499 $2,276 $2,250 $5,306 $6,132 $3,371 $3,299
USAA $1,988 $1,885 $1,938 $1,948 $4,526 $4,564 $2,761 $2,611

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Minimum Car Insurance in Vallejo, CA

Every driver must carry the minimum car insurance in Vallejo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Vallejo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Vallejo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vallejo, CA to rates for a clean record with top companies.

Annual Vallejo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,656 $4,462 $7,011 $3,485
Farmers $3,873 $5,279 $6,586 $5,247
GEICO $2,084 $3,214 $4,034 $2,585
Liberty Mutual $2,692 $3,608 $3,253 $2,852
Nationwide $3,548 $4,546 $7,707 $4,546
Progressive $2,080 $3,526 $4,085 $2,998
State Farm $3,343 $3,988 $7,534 $3,881
Travelers $2,312 $3,755 $4,392 $3,397
USAA $1,845 $2,747 $4,498 $2,021

Cheapest Vallejo, CA Car Insurance for Teen Drivers

Teen car insurance in Vallejo, CA can be expensive. Take a look at rates from the top car insurance companies in Vallejo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vallejo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,884 $9,921
Farmers $9,094 $14,973
GEICO $5,613 $5,719
Liberty Mutual $5,167 $5,472
Nationwide $9,119 $10,051
Progressive $5,296 $6,408
State Farm $6,789 $8,419
Travelers $5,306 $6,132
USAA $4,526 $4,564

Cheapest Vallejo, CA Car Insurance for Seniors

Take a look at Vallejo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vallejo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,087
Farmers $2,555 $2,555
GEICO $1,732 $1,732
Liberty Mutual $2,176 $2,110
Nationwide $3,106 $2,928
Progressive $1,674 $1,999
State Farm $3,298 $3,298
Travelers $2,276 $2,250
USAA $1,938 $1,948

Cheapest Vallejo, CA Car Insurance Rates After a DUI

A DUI in Vallejo, CA increases car insurance rates. Compare Vallejo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vallejo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,011
Farmers $6,586
GEICO $4,034
Liberty Mutual $3,253
Nationwide $7,707
Progressive $4,085
State Farm $7,534
Travelers $4,392
USAA $4,498

Cheapest Vallejo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vallejo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vallejo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,970 $4,837
Farmers $4,761 $5,732
GEICO $2,706 $3,252
Liberty Mutual $2,847 $3,356
Nationwide $4,487 $5,686
Progressive $2,876 $3,469
State Farm $4,517 $4,856
Travelers $3,111 $3,816
USAA $2,561 $2,995

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Cheapest Vallejo, CA Car Insurance Rates by ZIP Code

Vallejo car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Vallejo, CA.

Annual Car Insurance Rates by ZIP Code in Vallejo, California

ZIP Code Average Annual Rates
94589 $5,271
94590 $5,426
94591 $5,197
94592 $5,335

The Best Cheap Car Insurance Companies in Vallejo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Vallejo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vallejo, California

Insurance Company Average Annual Rates
Allstate $4,404
Farmers $5,246
GEICO $2,979
Liberty Mutual $3,102
Nationwide $5,087
Progressive $3,172
State Farm $4,687
Travelers $3,464
USAA $2,778

Category Winners: Cheapest Car Insurance in Vallejo, California

Find the cheapest car insurance companies in Vallejo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Vallejo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Vallejo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vallejo car insurance rates. Find the cheapest Vallejo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vallejo, California

Insurance Company Low Medium High
Allstate $4,168 $4,442 $4,601
Farmers $4,914 $5,283 $5,541
GEICO $2,746 $3,009 $3,182
Liberty Mutual $2,908 $3,127 $3,270
Nationwide $4,618 $5,172 $5,469
Progressive $2,885 $3,262 $3,370
State Farm $4,241 $4,765 $5,054
Travelers $3,071 $3,550 $3,771
USAA $2,538 $2,828 $2,967

What affects car insurance rates in Vallejo, California?

What factors can have an impact on Vallejo, CA car insurance? There are several reasons why Vallejo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vallejo, California.

Car Theft in Vallejo

High levels of vehicle theft can make car insurance more expensive. Vallejo, CA car theft statistics from the FBI indicate 1,077 vehicle thefts a year.

Commute Time in Vallejo

The more time you spend in your car the higher the risk of an accident. The average commute length in Vallejo, CA is 36.5 minutes according to City-Data.

Traffic in Vallejo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Vallejo, CA traffic data from INRIX ranks Vallejo as the 400th-most congested in the world.

Compare Car Insurance Quotes in Vallejo, CA

Ready to find affordable Vallejo, California car insurance today? Enter your ZIP code for fast, free Vallejo, CA car insurance quotes.

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