Compare Wake Forest, NC Car Insurance Rates (2021)

Car insurance in Wake Forest, NC averages $269 a month. Wake Forest, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wake Forest car insurance rates, compare quotes from the top car insurance companies in Wake Forest, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Wake Forest, NC after a DUI are $6,045/year
  • Average car insurance rates in Wake Forest, NC are $3,231/year
  • The cheapest car insurance company in Wake Forest for teen drivers is Liberty Mutual

If you need to buy Wake Forest, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Wake Forest, NC is right here.

You’ll find Wake Forest car insurance rates, the cheapest Wake Forest, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Wake Forest, North Carolina car insurance rates to High Point car insurance rates, Greensboro car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Wake Forest, NC car insurance today? Enter your ZIP code for fast, free Wake Forest car insurance quotes.

Cheapest Wake Forest, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wake Forest, NC car insurance rates? Every Wake Forest, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wake Forest, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,340 $5,340 $4,379 $4,379 $12,816 $12,816 $5,445 $5,445
GEICO $2,546 $2,494 $2,507 $2,457 $4,850 $4,805 $2,207 $2,193
Liberty Mutual $1,691 $1,691 $1,750 $1,750 $3,018 $3,018 $1,691 $1,691
Nationwide $2,314 $2,314 $2,314 $2,314 $3,962 $3,962 $2,314 $2,314
Progressive $1,636 $1,636 $1,501 $1,501 $3,859 $3,859 $1,824 $1,824
State Farm $2,401 $2,401 $2,077 $2,077 $3,542 $3,542 $2,967 $2,967
Travelers $2,454 $2,454 $2,434 $2,434 $4,199 $4,199 $2,518 $2,518

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wake Forest, NC

Every driver must carry the minimum car insurance in Wake Forest, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Wake Forest, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wake Forest, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wake Forest, NC. Compare credit history car insurance rates in Wake Forest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wake Forest, North Carolina

Insurance Company Poor Fair Good
Allstate $9,428 $6,150 $5,407
GEICO $3,271 $2,992 $2,759
Liberty Mutual $2,037 $2,037 $2,037
Nationwide $2,726 $2,726 $2,726
Progressive $2,466 $2,157 $1,991
State Farm $3,857 $2,466 $1,916
Travelers $3,112 $2,819 $2,772

Cheapest Wake Forest, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wake Forest, NC to rates for a clean record with top companies.

Annual Wake Forest, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,783 $6,698 $12,384 $5,114
GEICO $1,721 $2,473 $5,546 $2,288
Liberty Mutual $1,218 $1,561 $3,810 $1,561
Nationwide $1,609 $2,077 $5,142 $2,077
Progressive $1,058 $1,537 $4,738 $1,486
State Farm $1,463 $2,117 $5,290 $2,117
Travelers $1,701 $2,278 $5,403 $2,223

Cheapest Wake Forest, NC Car Insurance for Teen Drivers

Teen car insurance in Wake Forest, NC can be expensive. Take a look at rates from the top car insurance companies in Wake Forest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wake Forest, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,816 $12,816
GEICO $4,850 $4,805
Liberty Mutual $3,018 $3,018
Nationwide $3,962 $3,962
Progressive $3,859 $3,859
State Farm $3,542 $3,542
Travelers $4,199 $4,199

Cheapest Wake Forest, NC Car Insurance for Seniors

Take a look at Wake Forest, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wake Forest, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,379 $4,379
GEICO $2,507 $2,457
Liberty Mutual $1,750 $1,750
Nationwide $2,314 $2,314
Progressive $1,501 $1,501
State Farm $2,077 $2,077
Travelers $2,434 $2,434

Cheapest Wake Forest, NC Car Insurance Rates After a DUI

A DUI in Wake Forest, NC increases car insurance rates. Compare Wake Forest, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wake Forest, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,384
GEICO $5,546
Liberty Mutual $3,810
Nationwide $5,142
Progressive $4,738
State Farm $5,290
Travelers $5,403

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wake Forest, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wake Forest, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wake Forest, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,995 $6,995
GEICO $3,007 $3,007
Liberty Mutual $2,037 $2,037
Nationwide $2,726 $2,726
Progressive $2,205 $2,205
State Farm $2,737 $2,756
Travelers $2,901 $2,901

The Best Cheap Car Insurance Companies in Wake Forest, NC

Take a look at a side-by-side comparison of the top car insurance companies in Wake Forest, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wake Forest, North Carolina

Insurance Company Average Annual Rates
Allstate $6,995
GEICO $3,007
Liberty Mutual $2,037
Nationwide $2,726
Progressive $2,205
State Farm $2,747
Travelers $2,901

Category Winners: Cheapest Car Insurance in Wake Forest, North Carolina

Find the cheapest car insurance companies in Wake Forest, NC for each category right here.

Best Annual Car Insurance Rates by Company in Wake Forest, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wake Forest, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wake Forest car insurance rates. Find the cheapest Wake Forest, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wake Forest, North Carolina

Insurance Company Low Medium High
Allstate $6,710 $6,965 $7,310
GEICO $2,874 $2,997 $3,150
Liberty Mutual $1,946 $2,025 $2,142
Nationwide $2,621 $2,713 $2,844
Progressive $2,099 $2,191 $2,324
State Farm $2,655 $2,734 $2,851
Travelers $2,786 $2,885 $3,031

What affects car insurance rates in Wake Forest, North Carolina?

What factors can have an impact on Wake Forest, NC car insurance? There are several reasons why Wake Forest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wake Forest, North Carolina.

Commute Time in Wake Forest

The more time you spend in your car the higher the risk of an accident. The average commute length in Wake Forest, NC is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wake Forest, NC

Ready to find affordable Wake Forest, North Carolina car insurance today? Enter your ZIP code for fast, free Wake Forest, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption