Compare Woodstock, NY Car Insurance Rates (2022)

Car insurance in Woodstock, NY averages $328 a month. Woodstock, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Woodstock car insurance rates, compare quotes from the top car insurance companies in Woodstock, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest car insurance company in Woodstock is GEICO
  • Average car insurance rates in Woodstock, NY after a DUI are $5,210/year
  • Average car insurance rates in Woodstock, NY are $3,938/year

If you need to buy Woodstock, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Woodstock, NY is right here.

You’ll find Woodstock car insurance rates, the cheapest Woodstock, NY car insurance companies, and information on New York car insurance laws. You can also compare Woodstock, New York car insurance rates to Albany car insurance rates, Yonkers car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Woodstock, NY car insurance today? Enter your ZIP code for fast, free Woodstock car insurance quotes.

Cheapest Woodstock, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodstock, NY car insurance rates? Every Woodstock, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,926 $2,926 $2,553 $2,553 $8,702 $11,210 $3,222 $3,410
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Woodstock, NY

Every driver must carry the minimum car insurance in Woodstock, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Woodstock, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodstock, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodstock, NY. Compare credit history car insurance rates in Woodstock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodstock, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,623 $4,149 $3,291
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

Cheapest Woodstock, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodstock, NY to rates for a clean record with top companies.

Annual Woodstock, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,462 $4,462 $4,913 $4,913
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Woodstock, NY Car Insurance for Teen Drivers

Teen car insurance in Woodstock, NY can be expensive. Take a look at rates from the top car insurance companies in Woodstock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodstock, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,702 $11,210
Travelers $6,354 $7,501
USAA $6,993 $8,362

Cheapest Woodstock, NY Car Insurance for Seniors

Take a look at Woodstock, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodstock, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,553 $2,553
Travelers $2,542 $2,726
USAA $1,576 $1,583

Cheapest Woodstock, NY Car Insurance Rates After a DUI

A DUI in Woodstock, NY increases car insurance rates. Compare Woodstock, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodstock, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $4,913
Travelers $4,166
USAA $4,343

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Cheapest Woodstock, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodstock, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodstock, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,523 $4,853
Travelers $3,856 $3,856
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Woodstock, NY

Take a look at a side-by-side comparison of the top car insurance companies in Woodstock, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodstock, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,688
Travelers $3,856
USAA $3,339

Category Winners: Cheapest Car Insurance in Woodstock, New York

Find the cheapest car insurance companies in Woodstock, NY for each category right here.

Best Annual Car Insurance Rates by Company in Woodstock, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Woodstock, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodstock car insurance rates. Find the cheapest Woodstock, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodstock, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,451 $4,716 $4,897
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Woodstock, New York?

What factors can have an impact on Woodstock, NY car insurance? There are several reasons why Woodstock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodstock, New York.

Commute Time in Woodstock

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodstock, NY is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Woodstock, NY

Ready to find affordable Woodstock, New York car insurance today? Enter your ZIP code for fast, free Woodstock, NY car insurance quotes.

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