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UPDATED: Oct 8, 2018
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- What should I do if I can’t afford car insurance?
- Comprehensive Car Insurance (The New & Ultimate Guide)
Comprehensive car insurance is included in full coverage and covers non-collision damages like fires, theft, or floods. The average comprehensive car insurance rates are $148.04/month.
- Arizona’s Penalties for Driving Without Insurance
Arizona's penalties for driving without insurance include fines of at least $500 for a first offense and $750 for further offenses. Additionally, offenders face up to a year's license suspension.
- What is a Newly Licensed discount?
The newly licensed discount is offered by Liberty Mutual. The newly licensed discount lowers car insurance rates for drivers who were licensed in the last 6 months and have a clean record.
- Is Honda’s safety rating for midsize SUVs better than GMC’s?
- 3 Facts About the NAACP’s First Statewide Travel Advisory
- Is Motor Club of America car insurance?
- Should I buy new car replacement insurance?
- Does car insurance cover interior damage?
Comprehensive or collision car insurance usually covers interior damage, depending on the cause of the damage. Check your policy for any specific exclusions.
- How do auto insurance companies determine fault?
- Is a clutch covered by insurance?
- Does my car insurance cover accidental damage?
- Does the car year affect insurance?
- Do school grades affect car insurance?
- What age can you get auto insurance?
- Is my car insurance valid if my registration expires?
Your car insurance is not tied to your registration. However, penalties for driving an unregistered vehicle include fines, points on your license, or higher car insurance rates.
- Does auto insurance cover rust?
- Are sinkholes covered under car insurance?
Damage from sinkholes is covered under collision and comprehensive insurance. The average comprehensive rates are $160 a year.
- Does insurance cover a hydrolocked engine?
Comprehensive car insurance covers a hydrolocked engine from water damage. If you only have basic insurance, it will not be covered and you will be left to pay out of pocket.
- Does lowering a car affect auto insurance?
- Does auto insurance cover road debris?
- Does car insurance cover bullet holes?
If you find bullet holes in your car, comprehensive coverage is what you need to be protected. Comprehensive rates nationwide average $160.
- Does car insurance cover air conditioning?
Your car insurance covers air conditioning if the damage occurs in an accident. Air conditioning is part of normal wear and tear that is not covered by car insurance.
- Does auto insurance cover water leaks?
- Does car insurance cover tire slashing?
- Is falling asleep at the wheel covered by car insurance?
- Does being a homeowner reduce car insurance?
How does being a homeowner reduce car insurance? Using the same company for home and auto insurance can give you a discount. However, where you live and park your car also has a big effect on your car insurance.
- Is car insurance considered a utility bill?
Is car insurance considered a utility? Some people are confused as to what type of expense car insurance is, but it's different from a utility. Utilities are needed each month, where car insurance is only there if you need it.
- Does a pacemaker affect auto insurance?
- Does car insurance cover a side mirror?
- Does car insurance cover lightning strikes?
Comprehensive car insurance covers lightning strike damage since it is a non-collision event. Car insurance does not cover lightning damage under a liability-only policy.
- Is tornado damage covered by car insurance?
Tornado damage is covered by comprehensive car insurance. The average rates in the US for comprehensive coverage are $11.57/mo.
- Do car insurance companies have access to police reports?
Car insurance companies get police reports from the DMV, using them to study claims and calculate rates. Moving violations may increase your rates by $137.75/mo or more.
- Does car insurance cover riot damage?
Comprehensive car insurance covers riot damage, which falls under "other-than-collision damages." The average comprehensive rates for car insurance to cover riot damage are $106/mo.
- How many car insurance claims is too many?
Repeated car insurance claims can lead to (1) higher rates, (2) less coverage, and (3) policy cancellation. Every company evaluates policyholders differently.
- Does sleep apnea affect your car insurance?
- Is using the wrong fuel covered by insurance?
- If I hit a pole, does my insurance cover it?
- Can I get car insurance on the weekend?
Most major insurers have a customer service number you can call to get car insurance on the weekend, even if offices are closed. Compare quotes online to save more time.
- Can I transfer car insurance to another person?
- Can you pay your car insurance yearly?
- Can I use a PO box for my car insurance?
You can register a PO box for car insurance paperwork and other mail, but you must also provide a physical address because car insurance rates depend on your ZIP code.
- Can you get U.S. car insurance with a Canadian license?
Is it possible to get U.S. car insurance with a Canadian license. If you're just traveling it's recommended that you extend your policy to cover you in the U.S. If you're planning on staying beyond six months you'll need a U.S. license for your insurance.
- Can I get my car out of impound without insurance? (Laws + Your Rights)
You can't get your car out of impound without insurance. You will need to pay the fees, provide proof of insurance, and in some cases wait 30 days to get your car back after it's impounded.
- Can you get car insurance for six months?
- Is vehicle insurance a business expense?
- Can’t get insurance on a car, what do I do?
If you can't get car insurance, it may be due to a poor driving record or insurance history. You should contact a private car insurance company if you can't get car insurance traditionally.
- Can I sue my own car insurance company?
- Can I get an extension on my car insurance payment?
- Can you have car insurance with an expired license?
- Can I cancel my car insurance after an accident?
You can cancel your car insurance after an accident but your policy must be active the day of the accident to receive coverage. Any gap in coverage can result in fines and/or higher future rates.
- Can you ask your insurance company to total your car?
- Can you renew your car insurance early?
- What does my car insurance certificate look like?
- Can you add anyone to your car insurance policy?
- Can you get car insurance without a title?
- Can you get car insurance if you owe to another company?
Can you buy car insurance if you owe to another company? You have to make sure you call your previous provider and cancel your policy if you plan on switching providers. If you have unpaid payments it could damage your credit score.
- Can I drive my mom’s car without my own insurance?
If you live with your parents, you need to be listed as a driver on the policy. If you're an adult child who lives outside of the home, you may be covered to drive your mom's car.
- Do car insurance companies share information?
Car insurance companies share information using the CLUE database, which contains data about drivers' policies, claims, and driving histories.
- How many digits are in a car insurance policy number?
- Can you get car insurance from another state?
Generally, you cannot get car insurance from another state. Car insurance rules and rates vary between states. Compare quotes online to find affordable coverage near you.
- Can car insurance be transferred to another car?
You can transfer your car insurance to another car, but any car that you drive needs insurance. You can get a multi-car policy so you don't have to transfer insurance to other cars.
- Can you change your car insurance plan mid-year?
- Can car insurance start the same day?
- Can I drive a van under my car insurance?
- Can you pay half of your car insurance?
- Can I pay off my car insurance early?
- When to Buy Car Insurance
Knowing when to buy car insurance can be hard. Life events like getting married, the death of a spouse, or buying a new car are times when you may need to buy car insurance of your own.
- How do I find out what my car insurance deductible is?
- Do your car insurance and registration address have to match?
Depending on the state you live in, the law might say your car insurance and registration address have to match. Your ZIP code plays a large role in determining your car insurance rates.
- Does debadging a car affect car insurance? [Expert Advice]
Debadging a car doesn't affect car insurance rates because it doesn't change the value of the vehicle. Other modifications may increase your rates by up to 10%.
- How long does a car insurance quote last?
- Why can’t I find cheap car insurance?
Finding cheap car insurance can be affected by your driving record, your vehicle, where you live, and how long you've been a driver. Compare rates to find the cheap car insurance you're looking for.
- Do I have to declare criminal convictions for car insurance?
- What is zero deductible car insurance?
- What insurance details do I need after an accident?
You should collect and share the required car insurance information after an accident including license plate numbers, car insurance companies, and policy numbers, and contact information.
- What is an auto insurance binder letter?
- What does a 500 deductible insurance policy mean?
- Does your car insurance have to be in your name?
- How much insurance coverage do I need for a new car?
Car insurance for a new car must meet your state's minimum liability requirements. If your car is leased or financed, you must carry collision and comprehensive car insurance for a new car.
- 4 Tips to Know When to Buy Insurance after Buying a Car
When do you have to get insurance after buying a car? Your existing coverage will satisfy insurance requirements on the new car for between 14 and 30 days.
- Do you pay car insurance a month in advance?
When you buy a car insurance policy, you pay your bill in advance. Pay a year in advance and save $50 to $100 a year.
- Does comprehensive insurance cover you to drive other cars?
- Is my child covered on my car insurance?
Your child is covered by your car insurance, but you'll have to add them to your policy. Adding your child to your policy may raise your rates by up to $3,500.
- Can you change the date your car insurance is due?
You may be able to change the date your car insurance is due by contacting your car insurance agent. Failure to pay could mean that you're not covered.
- How can I find my car insurance company?
Find your car insurance company by (1) checking the DMV, (2) reviewing emails, and (3) looking at bank account activity. Your policy documents also list the company name.
- Does car insurance cover towing a caravan? [2020 Update & Advice]
66,733 travel trailers were sold last year in the U.S. Your car's insurance policy covers towing your caravan and causing damage, but you'll need extra coverage to fix the trailer.
- Do you get your deposit back from car insurance?
Do you get your deposit back from car insurance? If you cancel your coverage a few weeks later you're entitled to a refund. If you keep your policy for the entire term your deposit goes towards the balance of your policy.
- Can you tow a car that has no insurance?
- Does my insurance cover rodent damage to a car?
The average comprehensive car insurance rates are $106/mo. In order for your car insurance to cover rodent damage, you must carry comprehensive coverage for "other-than-collision damages."
- If I am in a car accident, do I call their insurance or mine?
If you are in a car accident, you should call your car insurance company, even if the other driver was at fault. Compare quotes after a wreck using our free tool below and save.
- Does car insurance pay for paint jobs?
- Do you need to carry your car insurance certificate?
- What information do you need for a car insurance quote?
Wondering what information is needed for a car insurance quote? To prepare, you should gather information about each driver and car in your household, any prior traffic violations, and your insurance history.
- What does a premium mean for auto insurance?
- How does GAP insurance work if your car is stolen?
- Does your car insurance cover hurricane damage?
Comprehensive car insurance covers hurricane damage that happened while your car was stationary. Collision car insurance covers hurricane damage if you crash your car due to the storm.
- Do parking tickets affect your car insurance? (6 Questions Answered)
Do parking tickets affect your car insurance? Since parking tickets don't show up on your insurance record, they actually do not affect your rates.
- How does GAP insurance work after totaling a car? (New)
GAP insurance helps policyholders who total a leased or financed car. GAP insurance covers the difference between the loan balance and the amount of the total loss check.
- Can you drive your parents’ car without insurance?
- How long does it take to get auto insurance?
- How can I get my own car insurance?
- 4 Places to Find Your Car Insurance Policy Number (New)
You can find your insurance policy number in four places. The declaration page, your auto insurance ID card, your insurance billing statement, and your insurance company.
- Why are there so many auto insurance commercials?
- What is credit life insurance on cars?
- How do the police check car insurance?
- Does paying for my car insurance build credit?
- How does a car insurance company determine replacement value?
- How does a car accident insurance claim work?
- How can I change my car insurance?
To change car insurance types, limits, or policies, call your car insurance company and request an adjustment. You should review your policy annually and decide whether to change car insurance.
- Is my child covered under my car insurance?
Your child is covered under your car insurance if you list them on your policy. Most children don't qualify for permissive user status.
- How long does my car insurance last?
- Can I change my car insurance in the middle of the policy?
- What do I need to get car insurance?
To get car insurance, most car insurance companies require (1) a driver's license, (2) basic information about your driving history, and (3) insurable interest in the car.
- Do you need proof of insurance to buy a car?
- Does car insurance cover engine failure?
- Can I drive an uninsured car on my insurance policy?
You can drive an uninsured car under certain circumstances if your policy allows it, such as (1) a newly acquired car, (2) a rental car, or (3) a temporary replacement.
- How long does a car accident stay on your insurance record? (Updated)
Most car insurance accidents stay on your insurance record for three years. Serious offenses like a DUI can stay on your insurance record even longer.
- Can I pay car insurance quarterly?
It is fairly standard for companies to let you pay your car insurance quarterly, annually, or monthly. Paying in full can save you up to 20% on your car insurance rates.
- How can I find out if a car has insurance?
- What does comprehensive car insurance mean?
Comprehensive car insurance will pay to repair or replace damaged property in events like fires, floods, or break-ins. The average rates for comprehensive car insurance are $106/mo.
- Will car insurance cover DUI accidents?
One DUI can increase your car insurance rates by $137.75/mo. If your insurer doesn't cover high-risk clients, they may drop you altogether.
- Do I need full coverage insurance to lease a car?
- Do I have to pay car insurance every month?
You don't have to pay your car insurance every month, but you do have to stay up to date in your payments. Paying for a full year in advance could save you $100 a year.
- When do you pay the deductible on car insurance?
- How do I shop for car insurance?
- How far back does a car insurance company look?
Car insurance companies look back 36 months for minor moving violations on your record, but serious offenses like a DUI can stay on your record for seven years or more.
- How do you get non-owners SR-22 insurance?
Non-owners SR-22 insurance gives you liability coverage without owning a car. Rates range from $170 to over $1,000 a year, depending on the state.
- Can you get car insurance with no job?
You can get car insurance while unemployed, but expect your rates to rise if (1) your credit score suffers, (2) your mileage increases, or (3) you file any claims.
- Do I need insurance to drive a car?
You need insurance to drive a car in most states. You'll need a minimum amount of liability insurance, which averages $538.73 per year.
- Why is my car insurance score so low?
If your car insurance score is low, it could be a result of a (1) bad credit history, (2) poor driving record, or (3) multiple past car insurance claims.
- When should I buy car insurance?
You need to buy car insurance when you want to drive on public roadways in 48 states. Penalties for driving without car insurance include fines, jail time, and SR-22 requirements.
- What should I look for when buying car insurance?
When buying car insurance, look for (1) positive customer reviews, (2) strong financial ratings, and (3) fair car insurance rates that aren't exorbitantly low.
- Does getting car insurance quotes affect your credit?
- Does my car insurance cover hitting a deer?
Comprehensive car insurance will cover hitting a deer, but liability-only policies will not. The average increase in car insurance rates after hitting a deer is $8/mo.
- How do you get car insurance without a license?
- How does car insurance work when you have an accident?
- How do I renew my car insurance?
Your insurer will notify you at least one month before your car insurance renewal. The renewal period is a great time to compare quotes online and lower your rates by up to 20%.
- Driving A Car Without Car Insurance
Driving a car without insurance is against the law in all states, and can result in a misdemeanor charge. Car insurance is required upon purchase of a new car, and some policies extend coverage to new cars.
- What’s gap insurance on a car loan?
- Is there car insurance in other countries?
- What does it mean if insurance totals your car?
- Broken Windshield Insurance: Is a broken car window covered by car insurance?
Broken/chipped windshields can cost between $185 to $1,000 to fix, but they may be covered by your auto insurance policy. Your car insurance may provide free windshield replacement or you may have to pay a deductible. Buying windshield repair insurance is a smart idea, though some states replace windshields for free.
- Do you need insurance to buy a used car?
- What questions do car insurers ask?
The questions that car insurance companies ask are where do you live, what kind of car you drive, where do you work, and more. Your risk in filing a claim is determined by the questions that car insurance companies ask.
- Do I buy insurance before or after the car?
- If someone hits my car, will their insurance pay?
- What does an umbrella policy for car insurance cover?
- What is my car insurance claim being investigated for? (Expert Advice)
Car insurance claim investigation doesn't necessarily mean you did anything wrong, it's just part of the process. Insurance companies investigate claims to find out who is responsible, and to protect themselves from fraud.
- Is there car insurance for weekend drivers?
- Can you buy car insurance for UK drivers in USA?
You can find cheap US car insurance for UK drivers if you compare rates. Be sure you disclose that you have a UK license and then you'll only be directed to only the auto companies with some sort of foreign license underwriting provision. Compare low cost UK to USA car insurance rate quotes now!
- Can I extend my car insurance for a month?
- Do you need proof of insurance to sell a car?
You must have car insurance as long as you own the car. Any lapse in coverage could result in a suspension and up to three years of SR-22 requirements, among other penalties.
- Does a volunteer need business car insurance?
- What happens to auto insurance when someone dies?
Car insurance when someone dies covers a surviving spouse if there is one. If the deceased was unmarried, car insurance when someone dies covers the executor, but not for personal use.
- What insurance is needed for a car loan?
- Is it illegal to have a car without insurance?
Owning a car without insurance is legal if it is not required to be registered or is not driven. You still may want to carry comprehensive coverage to protect your car while it's in storage.
- Will car insurance cover electrical fires?
- Will car insurance be cheaper if you are retired?
- How do you get car insurance for SSI recipients?
Car insurance for SSI recipients won't have higher rates if your condition doesn't increase your driving risks. Many states offer supplemental insurance through Medicaid.
- Will car insurance companies price match?
It's hard to car insurance price match because insurance companies use unique algorithms to determine rates. If you can't negotiate for lower rates, compare quotes online to save up to 20%.
- Can I suspend my car insurance for a month?
Suspending car insurance is different with every car insurance company. Keep in mind that you won't be protected from theft or natural disasters during the suspension.
- Can I get car insurance for two cars on one policy?
- How does a car insurance company make money?
Insurance companies make money through premiums, which they use to pay expenses and claims. A large company can have up to $5 billion to invest.
- What kind of car insurance do I need for Uber?
- Is there car insurance for sports professionals?
Car insurance for sports professionals usually involves higher limits of liability, higher rates, and extra coverage. Sports professionals usually drive expensive cars that require higher rates for car insurance.
- Should I buy gap insurance for a new car?
Gap insurance for a new car covers the remaining difference on your car loan or financing plan if the car is totaled before you pay it off, but doesn't cover much else.
- How do I find car insurance for turbo cars?
- Is car insurance for supercars expensive?
- What are some modifications that affect your car insurance?
Modifications affect car insurance because they change the value and risk of the car. Modifications that affect car insurance are performance-enhancing, aesthetic, entertainment, or safety.
- How do I find cheap car insurance for veterans?
Most companies offer cheap car insurance for veterans. Veterans can save up to $450/year off the national average rates for car insurance.
- Is my car insurance affected when I’m pregnant?
- What is a declaration page for car insurance?
- Do car insurance companies check your driving records?
- Do I have to repair my car with insurance money?
- Do car insurance companies open on bank holidays?
- Can I claim my lost car keys on insurance?
You can often claim lost keys on car insurance under comprehensive coverage. However, it's good to check with your insurance company about key coverage before it happens.
- Can I get car insurance without a job?
Legal car owners can get car insurance without a job. The average rates for car insurance without a job through Geico are $165.33/mo.
- Can my car be impounded for no insurance?
Can your car get impounded for no insurance? If you're pulled over and the police officer sees that you are not insured, they'll have your car impounded.
- Is car insurance for social workers cheaper?
- How are car accident insurance settlements taxable?
- Can you get a joint car insurance policy?
A joint car insurance policy will ensure that either an additional driver or an additional vehicle is added to one policy. Combining policies can save you 25% on car insurance rates.
- What’s car insurance for state employees?
State employee car insurance varies from state to state, but many car insurance companies offer special programs and affinity discounts for government workers.
- Does my car insurance company cover flood insurance?
Comprehensive car insurance covers damage from floods and other natural disasters. The average cost of comprehensive coverage in the US is $11.57/mo.
- Is my new car automatically covered by insurance?
It's possible that your car insurance company will provide automatic coverage for new cars or a grace period to purchase it. Review your policy to see the list of covered autos.
- Is there a grace period for my car insurance payments?
Not all states require grace periods for car insurance payments. High-risk drivers tend to have more strict requirements, as well as rates $137.75/mo higher on average.
- How does an insurance adjuster determine car value?
- Do car insurance companies open on weekends?
Most car insurance companies can be reached on the weekend, although individual agents may not be available. Many carriers can be reached over the phone, online, or through an app any time.
- How does a car insurance deductible work?
Car insurance deductibles are the amount that you must pay on an insured loss before your car insurance company will cover the rest. Deductibles range from $50 to $1,000.
- Do I need insurance to lease a car? (Must-Read Requirements)
The requirements for car insurance for leased vehicles are strict and non-negotiable. You are required to carry car insurance on a leased vehicle. The types and amounts of insurance will depend on the requirements of your state and your leasing contract. Compare cheap leased vehicle insurance quotes online now!
- Will my car insurance be cheaper if I am unemployed?
Any change in employment status can affect your car insurance rates. Reduce your bill by (1) driving less, (2) lowering coverage, and (3) seeking hidden discounts.
- Why does car insurance go up when you move?
- How do I compare the market for car insurance?
- Are car fires covered by insurance?
Whether or not car insurance covers fire damage depends on the cause. Comprehensive car insurance covers most fire damage, but not fires caused by mechanical failure.
- Are car insurance rates negotiable?
Car insurance companies will tell you that car insurance rates aren't negotiable. However, every insurer calculates rates differently. Comparison shopping online may save you up to 20%.
- Are electrical fires covered by my car insurance?
Review your policy to see if electrical fires are covered by your car insurance. Many car insurance companies write exclusions for fire damage caused by mechanical failure.
- Can I claim car dents on my insurance?
- Can I get an insurance quote without a car?
You can get a non-owner's car insurance quote without a car as long as you have a license. The average non-owner's car insurance rates in the US are $39.50/mo.
- Can I have two car insurance policies? (7 Potential Scenarios)
You can buy two car insurance policies, but usually you will only need one. If the two policies offer duplicate coverage, you won't receive double payments from claims, and companies can reject applications if the policies are too similar.
- Can I use my insurance when renting a car?
- How can I suspend my car insurance?
- Should I add my girlfriend to my car insurance?
- Can I rent a car without insurance? (3 Ways to KNOW You’re Covered)
- Are scratches covered by my car insurance?
- Are car insurance companies open on Sundays?
Car insurance companies are not open on Sundays to sell insurance. However, most claims personnel are available 24/7 if you are in an accident. Most insurance companies offer online quotes any day of the week.
- Are car insurance companies open on Saturdays?
Car insurance companies are not open on Saturdays with the exception of filing a claim, receiving online quotes, and roadside assistance.
- Can I cancel my car insurance claim?
- Can my car insurance company sue me?
- Is car insurance tax deductible?
Your car insurance may be tax-deductible if you are driving for business purposes regularly. Consult a tax expert before claiming any deductions.
- How can I test drive a car without insurance?
You can test drive a car without having your own insurance policy in most cases. When test driving a car at a dealership, the dealer’s insurance will be fine.
- How does my job affect my car insurance?
Insurance companies determine how your job affects car insurance rates based on your likelihood to file a claim. Factors like job stress, commute time, and where you work can all raise your rates.
- Do I have to pay insurance for a totaled car?
You don't have to pay insurance for a totaled car, because it's no longer drivable. If someone intends to restore it they'd have to get a new title with the notation "Salvage Title".
- If my car is totaled, what does my insurance pay?
- Can my car be repossessed if I have no insurance?
- What is a third party claim in car insurance?
You can file a third-party car insurance claim with the other driver's insurance company after an accident in which the other driver is at fault.
- When will insurance write off a car?
Your car is totaled when the cost to repair the vehicle is higher than the actual cash value. You do have the right to appeal the insurance company's decision.
- Can I claim a scratch on my car insurance? (Rate Increases + Repair Costs)
Can you claim a scratch on your auto insurance? One scratch can cost up to $1,500 to fix. With deductibles between $250 and $3,000, you'll want to get a quote and decide if it's worth it.
- How does black box car insurance work?
- How do I get auto insurance for my new car?
- Do I need insurance to park my car on the road?
Can you park your car on the road without insurance? Failure to insure your vehicle, even if it's just parked, can lead to heft fines and even a misdemeanor that will affect you in the long run.
- Can car insurance claims ever expire?
Car insurance claims expire at different times depending on the state. File the claim with your insurance company quickly after an accident.
- When does a car insurance company total a car?
Car insurance companies total a car when it would be more expensive to repair than replace it. Your total loss threshold could be as low as 65%, but it varies between companies.
- Are trailers covered by my car insurance?
- Are online car insurance quotes free?
Not all online car insurance quotes are free. Fortunately, our free tool lets you compare quotes from multiple companies and save up to 20% by entering your ZIP code below.
- Can my car be impounded for no insurance?
Can a car be impounded for no insurance? If you're pulled over without having insurance, there's a good chance that the state vehicle code will require your car to be towed and impounded.
- Are car insurance quotes accurate?
Car insurance quotes are as accurate as the information you provide. Avoid a misquote by identifying your (1) license number, (2) VIN, and (3) dates of any past driving incidents.
- Are all car insurance companies the same?
- Can I add someone to my car insurance for a week?
Adding someone to car insurance doesn't necessarily have to be done if it's for a short period. However, the vehicle owner is liable for any damages and injuries caused while your vehicle is being operated regardless of who is driving.
- How can I add someone to my car insurance for a day?
Adding someone to your car insurance for a day is necessary only in some cases. Check with your provider to see if your policy covers permissive users and if additional coverage is necessary.
- How do I get a quote for car insurance?
- How do I know I am covered for rental car insurance?
- Is a new car automatically covered by insurance?
- Do you have to use insurance money for repairs?
- Will my insurance cover me hitting a parked car?
- Can I get GAP insurance refund when my car is paid off?
- When should I call my insurance after an accident?
Call your car insurance after an accident only once you (1) make sure everyone is safe, (2) collect as much info as you can, and (3) contact the police if necessary.
- How long does a car insurance claim take? (6 Ways to Speed It Up)
How long should a car insurance claim take? Between 30 and 45 days is the normal timeline for auto insurance claims. Knowing your coverage and cooperating with the investigation can speed things up.
- Do you need insurance to test drive a car?
If you are test driving, car insurance is mandatory. Dealerships have insurance that covers test drivers. If you are test driving from a private party, make sure you are adequately covered before getting behind the wheel.
- Does credit score affect car insurance?
Having a bad credit score can result in higher car insurance rates. Most companies use a credit-based insurance score to determine car insurance rates.
- If my car gets stolen, does my insurance cover it?
- When do auto insurance premiums go up?
- What is zero depreciation car insurance?
- How often do you pay car insurance premiums?
- Does car insurance go down after the first year? (New Data + Male/Female)
You may see your car insurance rates go down after a year if your driving record is clean. Combine discounts for loyalty and safe driving to save up to 45% on your rates.
- How do I change my car insurance when moving out of state?
- Is insurance more expensive for a salvage car?
Salvage car insurance is auto insurance for vehicles that were involved in an accident, vandalism, or a flood. Not all insurance companies offer salvage title car insurance coverage so be sure to compare options. Insurance for a salvage vehicle can be more expensive than a comparable clear title vehicle.
- Does my car insurance cover a rental moving truck?
Your liability car insurance covers moving truck rentals, but comprehensive and collision coverage will not carry-over. You can purchase physical damage coverage from the rental agency.
- What should I do with insurance when I sell my car? (Laws + Coverage)
What should you do with insurance when you sell you car? Keep it until the sale is complete. You're required by law to have insurance on a car you own in most states, and as long as you own it, you are responsible for any damage done by a driver of that vehicle.
- How do you drive a new car home without insurance?
Purchase GAP insurance before you drive a new car home without car insurance. GAP insurance protects you from continuing to make payments on a car after it is totaled.
- Is Esurance owned by Allstate?
- When should I buy temporary business car insurance?
- What is kit car insurance? (Custom, Classic, + Modified Cars)
Kit car insurance provides specialty coverage similar to a classic car policy, which averages $45/month. Kit cars are insured with agreed-value policies that ensure they're covered for the right amount.
- Where can I get CSAA insurance quotes?
- Which states require PIP coverage?
- Should I purchase business travel car insurance?
- What kind of car insurance do I need?
There are many options for car insurance to consider, including (1) levels of coverage, (2) deductible amounts, (3) policy add-ons, and (4) discount eligibility.
- What company has the lowest rated used car insurance?
- Car Insurance Broker and Discounts
- Advantages to Using a Car Insurance Broker
Online car insurance brokers help you find car insurance companies with reasonable rates and coverage. However, comparison shopping with our free tool below is easy and can save you up to 20%.
- Is buying discount auto insurance worth the risk?
Discount car insurance is rarely enough to fully protect you after an accident. Compare multiple quotes from reputable companies to save up to 20% on car insurance rates.
- Best Company for Online Car Insurance
Most major insurers offer instant online coverage. You can save up to 25% on your car insurance bill by going paperless. Compare quotes below.
- Finding Free Car Insurance Quotes Online
- How can I find affordable car insurance rates?
- What factors prevent affordable car insurance rates?
Many factors prevent affordable car insurance rates, including (1) bad credit, (2) poor driving history, or (3) living in a dangerous neighborhood.
- Best Prices for Car Insurance at Different Age Groups
Drivers in the 50-65 age group typically have the lowest car insurance rates of all age groups. The average rates for a 60-year-old driver are $189.63/mo.
- Find an Affordable Car Insurance Company
Find affordable car insurance by (1) reading third-party customer reviews, (2) looking at financial stability ratings, and (3) comparing quotes online.
- Comparing Affordable Car Insurance Rates
- Which age group pays the most for car insurance?
Young drivers ages 16-24 are the age group that pays the most for car insurance at average rates of $272.12/mo. Once a driver turns 25, the average car insurance rates go down for that age group.
- Can I get a list of insurance quotes?
- Where to Get Free Auto Insurance Quotes
You can find free affordable car insurance quotes through car insurance comparison websites. Compare online by entering your ZIP code and save up to $859.
- How to Compare Car Insurance Rates
- Low Rate Auto Insurance Quotes
- What is the quickest way to get online quotes?
- What is no-fault car insurance?
No-fault car insurance means that all injured parties' insurance companies will pay for injuries regardless of who caused the accident. Liability insurance is required in all no-fault states
- Are instant car insurance quotes trustworthy?
Comparing instant car insurance quotes online is the fastest way to lower your car insurance rates by up to 20%. Use our free comparison tool below by entering your ZIP code.
- Best Way to Find Car Liability Quotes
Liability car insurance has average rates of $43.03/mo in the US. Compare quotes from multiple companies online to lower your car insurance rates by up to 20%.
- How can I find affordable car insurance online?
Finding affordable car insurance online is most easily done by using quote comparison websites. When comparing car insurance quotes, paying attention to which companies offer multiple discounts can help you save even more.
- Who offers online car insurance for students?
Student car insurance is expensive because students have a higher incidence of drunk driving, speeding, and accidents. Use our online comparison tool to find the best student car insurance rates.
- Where can I find the lowest car insurance quotes?
- How to Find a Company for Home and Auto Insurance
- Best Teen Car Insurance Quotes
The best teen car insurance quotes are going to come with lots of discounts. Good grades in school and completion of driver's ed can save you up to 20%.
- Getting Quotes for New Driver Car Insurance
- Best Comprehensive Auto Insurance
The best comprehensive car insurance companies are AllState, Progressive, and Real Insurance. The average comprehensive car insurance rates are $106/mo.
- Instant Quotes for Cheap Car Insurance
Getting cheap car insurance quotes is as easy as (1) entering your ZIP code, (2) inputting your info, (3) receiving quotes, and (4) choosing a provider.
- How to File for SR-22 Car Insurance
- How to find affordable car insurance
Finding affordable car insurance rates is not difficult. However, rates vary according to factors such as where you live and what you drive. Shopping for car insurance every six months is the best way to find good deals.
- How Often Should You Check Car Insurance Quotes?
How often you should check car insurance quotes is ultimately up to you, but your rates can change frequently so it's important to shop for insurance frequently. The longer you go without tickets and the older your car gets should cause your rates to decrease.
- What is included in a typical auto insurance quote?
- How to Get Cheaper Auto Insurance Quotes
You can get cheaper car insurance by comparing quotes online. Just enter your ZIP code to start finding quotes and save up to $859 a year.
- Where do I find cheap auto insurance quotes online?
- Simple Ways to Find Car Insurance Quotes
You should compare at least seven quotes from different companies to get the best deal. Car insurance rates may vary by as much as $1,000 between companies.
- Should I purchase car insurance quotes online?
- Who has the best offerings for car insurance quotes?
The companies with the best car insurance quotes include State Auto, Country Financial, Safeway, and Union Direct. Use our free comparison tool to find the best car insurance quotes for you.
- Where can I easily finding quick car insurance quotes?
- How can I help stop road rage?
- Is using a small car insurance company a good option?
- Companies Offering Insurance for Classic Cars
The best classic car insurance companies are Grundy Insurance, J.C. Taylor, Geico, and Hagerty. The average classic car insurance rates are $77.40/mo.
- How to Find the Cheapest Auto Insurance
- When should I switch car insurance companies?
- Cheap Auto Insurance: Pros and Cons
Cheap car insurance has its pros and cons. A company offering a 15% savings could save you as much as $12,658 during your lifetime.
- Company Ratings for Car Insurance
- High-Risk Car Insurance Options
- Qualities of Low Cost Auto Insurance
The benefits of low-cost car insurance include lower premiums, quick processing, and direct company relationships. Use our comparison tool below to find the best low-cost car insurance for you.
- Should I purchase coverage from a cheap car insurance company?
A cheap car insurance company might have good service. Many factors affect car insurance rates, including how many claims the company receives. Compare quotes to find affordable coverage.
- Private Car Insurance Companies
Compare private car insurance companies by their (1) customer reviews, (2) financial ratings, and (3) discounts offered. Comparison shopping may save you up to 20% on your rates.
- Car Insurance Coverage for Rental Cars
- Will an out of state ticket affect my insurance?
- Can I insure a car I don’t own?
Depending on the reason why, you can insure a car you don't own by (1) paying the owner's bill, (2) buying a non-owner's policy, or (3) having the owner add you as a driver.
- Car Insurance for Occasional Drivers
- What do I need to know if I’m in an accident?
- Underinsured Motorist Insurance
Underinsured motorist insurance covers only the state-required minimum insurance. State-required insurance doesn't cover added costs from major accidents, leaving drivers with underinsured motorist insurance liable.
- What is the definition of non-standard car insurance?
- Learning What is Covered by Car Insurance
- School Bus Requirements for Auto Insurance
- Important Reasons to Have Car Insurance
- Lowering Your Car Insurance Deductible
- Does the type of car affect my insurance rates?
- How much car insurance is necessary?
- Car Insurance Costs for a Ford Flex
- Car Insurance Costs for the Ferrari California
- What companies offer roadside assistance insurance?
- What companies offer no fault insurance?
No-fault car insurance companies cover each policyholder individually, even if they didn't cause the losses. Car insurance companies only offer no-fault policies in no-fault states.
- Is it possible to insure rental cars with a credit card?
- How Much Car Insurance Costs for a BMW M3
The average BMW M3 car insurance rates are $134/mo. To save money on BMW M3 car insurance, compare multiple companies using our quote comparison tool below.
- How much does car insurance cost for a Honda CR-V?
The Honda CR-V average car insurance rates are $95/mo, but your car insurance rates may differ and are based on your location, credit score, and driving record.
- How long is a DUI on my record?
How long is a DUI on my record? Did you know a DUI could stay on your record for as long as 12 years? Expect your car insurance rates to increase 28% to 371% after a DUI.
- Obtaining Insurance After Your License is Lost
- What affects my car insurance rates?
- Do car insurance companies record accidents?
- Does my auto insurance policy cover other drivers?
Does car insurance cover other drivers? In general, any licensed driver with permission to use your car will be covered. Letting people borrow your car on a short term basis is fine, but to be safe they shouldn't borrow it long term.
- Tips for Adding Car Insurance Coverage
Adding car insurance coverage on top of the state requirements protects you from lawsuits and financial responsibilities. The average rates for full coverage in the US are $79.58/mo.
- Can I put my step-sibling on my vehicle insurance?
- Are tire blowouts covered by insurance?
- Vehicles that Need Special Insurance Coverage
Vehicles that need specialty car insurance are collector cars and show cars, motorcycles and recreational vehicles. Motorcycle insurance averages about $700 a year.
- Is a license required for auto insurance?
- Ding and Dent Insurance
Ding and dent insurance can cost between $300 and $500/year, and out of pocket repair expenses range from $50 and $500. Because ding and dent repair is expensive, ding and dent insurance may not be worth the cost.
- Misrepresenting Car Insurance Information
- Average Payments for Car Insurance
- Best Car Insurance Companies for Families
Families with multiple drivers can save on car insurance by finding hidden discounts for (1) multiple vehicles, (2) good grades, and (3) bundling policies.
- What are green car insurance companies?
Many insurance companies offer green car insurance discounts for owners of hybrid or alternative fuel cars. Green vehicle discounts can save you up to 20% on car insurance rates.
- Is the Farmers Fast Quote Service accurate?
The Farmers Fast Quote Service can provide a quote in minutes, but is only as accurate as the information you provide.. Compare multiple quotes to find the best deal.
- Nationwide Car Insurance Discount Programs
Average Nationwide car insurance rates are $287.50/mo, but discounts for safe driving and combining policies can save you up to 50%.
- Auto Insurance Claims Costing the Most
- Members of a Professional Group Get Better Car Insurance Rates
Business/professional group discounts can save you 3-5% on your annual rates. Companies like AAA, Geico, Nationwide, and more offer a membership discount.
- Why are speed limits important?
Speed limits are chosen and enforced to protect drivers from the believed risk associated with speeding. There is no evidence that reduced speed limits lower fatality rates.
- Car Insurance for a Used Pickup Truck
Car insurance for a used pickup truck depends on how old the truck is, how much it's driven, your credit history, and more. Always compare quotes to get the cheapest car insurance rates for a used pickup truck.
- Car Insurance Requirements in Mexico
- Auto Insurance Needs for Driving in Canada
- Progressive Car Insurance
Progressive car insurance has an A+ financial rating. It offers average rates of $336.29/mo along with multiple discounts and savings programs.
- Esurance Insurance Coverage Options
- Car Insurance Coverage Options from AAA
- Options Offered by 21st Century Auto Insurance
- What are the various types of car insurance?
Types of car insurance include liability coverage, collision coverage, comprehensive coverage, and travel insurance. Coverage, collision, and comprehensive are commonly called full coverage.
- Pros of Using State Farm for Your Car Insurance Needs
State Farm car insurance is a well-established company operating in all 50 states. It has an A++ financial rating and a reputation for settling claims quickly.
- Cheaper Auto Insurance Coverage for Older Cars
- Cost of Auto Insurance for a 4×4 Truck?
- SUV Car Insurance
SUV car insurance is generally more expensive than insurance for other cars, despite being a fairly safe car because they cost more to purchase in the first place. On average, SUV car insurance rates are $195/mo.
- Rates for Station Wagon Auto Insurance
Car insurance for station wagons has lower rates than the national average since they are large and safe vehicles. The cheapest station wagons to insure have average rates of $97.19/mo.
- Insurance Rates for Pickup Trucks
On average, rates for car insurance for pickup trucks are $8.50/mo higher than for cars. Car insurance for pickup trucks costs more because they are prone to rolling over and theft.
- Rates for Insuring a Minivan
Car insurance for minivans is some of the least expensive thanks to their safety features and driver demographics. The average car insurance for minivans like the Toyota Sienna and Honda Odyssey are $92.90/mo.
- Car Insurance Rates for Convertibles
Convertible car insurance rates for soft-tops are higher than for hard-tops. Convertible car insurance varies by make and model; use our comparison tool to save on convertible car insurance.
- Are red cars more expensive to insure?
- Can using LoJack lower car insurance rates?
LoJack lowers car insurance rates by 8.5% on average. Additional safety upgrade discounts can reduce your car insurance rates by another 8%.
- Why are insurance rates higher for singles versus married couples?
Do married or single people pay more for insurance? In general, single drivers are considered to be higher risk clients. On average married people pay $160 less a year than singles for insurance.
- When should I compare car insurance rates?
- Penalties for Driving Without Auto Insurance
- Function of a Car Insurance Adjuster
- Auto Insurance Discounts Offered by 21st Century
- State Farm Car Insurance Coverage Options
In addition to traditional coverage, State Farm coverage limits include rental reimbursement emergency road service. The average rates for State Farm car insurance are $271.67/mo.
- Penalties for driving without insurance
The penalties for driving without insurance can be intense. In some states, you risk losing your vehicle or even your job, and you'll have to pay restoration fees to reinstate both your vehicle registration and driver license.
- Benefits of Having Car Insurance Through Progressive
The benefits of Progressive car insurance include their (1) A+ financial rating, (2) savings programs, and (3) multi-policy discounts up to 10%.
- Benefits of Nationwide Car Insurance
Nationwide car insurance boasts an A+ grade from multiple rating institutions. The average rates for coverage are $287.50/mo, but safe driving can save you up to 35%.
- Benefits of Liberty Mutual Auto Insurance
- Benefits of Using Allstate Car Insurance
- Bundling Policies for Auto and Home Insurance
Combining car and home insurance policies with one company will save you money—sometimes as much as 20 percent off your insurance costs.
- Is buying car insurance online safe?
Most major companies in the US provide car insurance online. Avoid scams by (1) checking financial ratings, (2) reading customer reviews, and (3) comparing quotes online.
- Finding Cheap Car Insurance with a Bad Driving Record
You can find cheap car insurance rates even with a bad record. Your state can assign you to a high risk pool and this will guarantee you receive coverage.
- Stop Overpaying for Auto Insurance
- Does my car insurance cover motorcycles?
- Impact of Extended Warranty on Auto Insurance Rates
- Car Insurance Discounts for Federal Employees
Federal employee insurance discounts reduce car insurance rates for federal employees. Geico's federal employee discount, the Eagle Program, reduces full coverage car insurance rates by $9.52/month. Some car insurance companies offer up to an 8% discount for federal employees to recognize their work and the rigorous background check they had to pass for their jobs.
- Do smaller cars equal cheaper insurance?
- Geico Car Insurance Incentives
There are many benefits of having Geico as your car insurance. They include low rates, an excellent website and good customer service.
- Is it a good idea to drive without car insurance?
Driving without car insurance is illegal in 48 out of 50 states. Maintain at least minimum coverage to protect against lawsuits, jail time, and other penalties.
- Which is more expensive? Antique Car Insurance or Standard Car Insurance
Antique car insurance tends to be more expensive than standard car insurance. Your rates depend on how old and how rare your vehicle is.
- Car Insurance Coverage Limits if a Friend Borrows Your Car
Review your policy to see if a friend is covered on your car insurance. Driving without minimum liability coverage is illegal in 48 states.
- Does Allstate offer senior discounts?
- Auto Insurance Discounts for Multiple Types of Insurance
A car insurance bundle discount reduces rates by up to 25% if you have multiple insurance policies with the same company. Car insurance bundle discounts usually include car and homeowners policies.
- What is a good driver discount?
Get the good driver discount and save up to 45% on your car insurance rates by (1) driving defensively, (2) staying claim-free, and (3) comparing quotes from multiple insurers.
- State Farm Versus Progressive
Which company has the cheapest rates? Nationally, on average Progressive car insurance rates are $470 less than State Farm. Compare rates below and get quotes based on your ZIP code.
- Is it cheaper to purchase car insurance online?
- Are classic cars more expensive to buy coverage for?
Classic cars tend to be more expensive to insure because the parts can be hard to find and more expensive if there are damages.
- Cheap Car Insurance: Geico vs. Allstate
- Who is cheaper? Allstate or State Farm
- Does my location affect my auto insurance rates?
Your location affects car insurance rates more than you might expect. Drivers in urban areas with more traffic and theft pay higher car insurance rates than drivers in safer, rural areas.
- Independent Insurance Agent vs Exclusive Agent
Exclusive car insurance agents are loyal to specific companies, whereas independent car insurance agents are not. Comparison shopping can reduce your car insurance rates by up to 20%.
- Will car insurance cover towing?
Your car insurance may cover towing if roadside assistance is selected as an option on your auto insurance policy. Roadside assistance and towing rates are about $5-$10/mo.
- Do large insurance companies offer better rates?
Rates from large car insurance companies are usually better than small ones. Large car insurance companies benefit from the volume of insured drivers and have no need for large margins.
- Do I need additional car insurance coverage?
Additional car insurance coverage includes (1) collision, (2) comprehensive, and (3) glass coverage. Liability-only insurance rates are $43.03/mo, but the protection is minimal.
- Will Joining An Auto Club Reduce Insurance Rates?
Joining an auto club will increase the chances of reducing your insurance rates. However, similar discounts and benefits may also be offered by car insurance companies.
- Will customizing my car affect my car insurance rates?
Does modifying your car affect your insurance? If the modifications are for performance or aesthetic reasons, or increases the value of your car, your premium will most likely increase.
- Will a driving course decrease a teens car insurance rates?
Taking a driving course may decrease teenage insurance rates by $27.21/mo and reduce the likelihood of an accident or claim in the future.
- Will my car insurance rates go up if I get a ticket for talking on my cell phone?
If you are ticketed for being on your cell phone while driving, your car insurance rates could go up by as much as 30 percent. Don't text and drive.
- Why do car insurance rates differ for various groups of people?
What factors influence auto insurance rates are due to the fact that certain groups generate more revenue for the insurance company. The biggest factors are age, gender, location, credit score, car, and driving record.
- How to Handle a Car Break In
- What do I do if I’m in an accident that wasn’t my fault?
- Hiring An Attorney Specializing in Car Insurance Claims
Hiring an attorney for a car insurance claim usually isn't necessary. Insurance companies are willing to negotiate with you. The average property damage liability claim is $3,290.
- Buying a Road Hazard Warranty
A car insurance warranty for road hazards can lessen the cost for new tires should your tires malfunction. Depending on your insurance company, a warranty for road hazards can cover a variety of things.
- Car Seat Recommendations
Each state has different child car safety laws for children of various ages and sizes. Neglecting car seat laws could result in fines up to $500 per citation.
- How to Save Money on Gas
There are many ways to save money on gas, but gas discount programs, fuel-efficient cars, and carpools are just some of the methods people have been using to save money.
- Can I retread my tires?
Retreading tires is a safe way to extend the life of your tires as long as it is done by professionals. Before retreading tires, make sure your car will stay covered under your policy.
- How to Change a Tire
- Does credit card debt increase car insurance rates?
- What are the effects of financing a vehicle on auto insurance?
- What do I do if my car got rear ended? (3 Vital Tips)
If you got rear-ended you should make a report to your insurance company, file a police report, and write down detailed information regarding the accident.
- 4 Questions About Driving a Car With a Suspended Registration
If you're caught driving a car with a suspended registration or no registration at all, you could be in serious trouble. You could face fines or even jail time.
- Hit-and-Run Police Reports
Hit-and-Run police reports vary from state to state and will depend on the nature of the accident. Some states won't even require a police report for less than $500 of damages.
- What to Do When Your Keys Are Stolen
If you're wondering what to do when your keys are stolen, the first thing to do is call the cops as soon as you know. You may also need to call your home insurance company if your house keys were with them.
- Maintaining a Vehicle With High Mileage
Maintaining a high mileage vehicle is necessary to extend the life of the vehicle, regular tune-ups, and oil changes are required. Making sure the oil is changed often is one of the most important things you can do to maintain your vehicle.
- How long do car repairs take after an accident?
How long car repairs take after an accident depends on many factors, on average it takes 2-5 days, but it can take up to several months.
- Buying a Used Car Under Book Value
- Finding the Best Auto Insurance Quote
To find the best auto insurance quote, you can use online tools or direct contact with insurance companies. Online quote tools give you accurate estimates, finding you the best auto insurance quote in minutes.
- Cancellation vs. Non-Renewal Notices
Understanding non-renewal vs cancellation of car insurance will help you avoid a lapse. A non-renewal notice ends coverage after your term ends; cancellation ends coverage immediately.
- Disappearing Deductible Car Insurance Explained
For an average $5/mo rates increase, a disappearing deductible will shrink annually, potentially saving you $500 or more if you have to file a car insurance claim.
- What if I can’t pay my car insurance deductible?
If you can't pay your car insurance deductible, many insurance companies won't pay for repairs. Work with your mechanic to pay the deductible in installments.
- Consequences of Refusing a Breathalyzer Test
Refusing a breathalyzer test will result in the revocation of your driving privileges. If convicted of a DUI, expect possible fines, jail time, and car insurance rates 41% higher on average.
- What happens after a late car insurance payment?
The penalties for a late car insurance payment include fees, policy cancellation, or increased rates. A cancellation from a late car insurance payment may result in license suspension. If you miss a car insurance payment, ask your insurer about a grace period. If you miss payments on a regular basis, lower the amount per month or switch to online payments.
- Learning How to Photograph Car Accidents
Photographing a car accident can be crucial for insurance claims. With photos, policyholders are much more likely to make a case to their insurance company and receive an adequate payout.
- Knowing the Amount of Auto Insurance You Should Purchase
- Getting Cheap Quotes for Full Coverage
Full coverage car insurance quotes are higher than quotes for state-required minimum policies. When comparing full coverage car insurance quotes, confirm the policies have matching criteria.
- How to Compare Multiple Car Insurance Quotes Online (Quick Tips)
Compare multiple insurance quotes online to get rates from multiple insurance companies at the same time. Enter your ZIP to compare multiple free car insurance quotes at once. Multiply your savings with multiple insurance quotes!
- How do car insurance companies determine salvage value?
- How can I get the best deal on car insurance?
The best deal on car insurance isn't always the lowest rates. Companies have been rated on financial stability and customer satisfaction to help you find the best deal on car insurance.
- Do car insurance costs increase every year?
- What is accident forgiveness?
Accident forgiveness car insurance policies prevent rates from increasing after a driver's first accident. Allstate, Nationwide, and Progressive offer accident forgiveness car insurance.
- What are the best car insurance companies in Canada?
The best car insurance companies in Canada include Intact Financial Corporation, TD Insurance, and more. Comparing quotes will help to save your time and money when looking at car insurance companies in Canada.
- Can I pay car insurance monthly?
- Which companies offer the absolute cheapest car insurance rates?
- How can I locate ratings for car insurance companies?
- Where can I purchase auto insurance?
- Which cars are the cheapest to insure?
Three of the cheapest cars to insure are the Dodge Caravan, PT Cruiser, and Saturn Ion. Many factors affect your car insurance rates, including driving record and credit history.
- Mexican Car Insurance Guide (Tips for Cheap Mexican Insurance Rates)
Buying Mexico car insurance doesn't have to be expensive. All foreign citizens must purchase car insurance to drive in Mexico, but buying Mexican car insurance at the border is a bad idea that is likely to cost you double or even triple the price of shopping online.
- Using Car Insurance Brokers
Car insurance brokers work for agencies to sell policies from multiple car insurance companies. Car insurance brokers research and compare quotes to find the best deals for their clients.
- Will my auto insurance cover me if I am sued for hitting a pedestrian?
- Does attending driving school affect my car insurance rates?
Some car insurance companies offer a driving school discount that may reduce full coverage car insurance rates by $5.95/mo for drivers who attend driving school.
- Learning the Cost of Car Insurance
- Getting a List of Companies for Car Insurance
To get a list of car insurance companies in your state, contact your State Insurance Commission. There are more than 300 car insurance companies in the United States.
- Where to Buy Car Repair Insurance
- Buying Auto Insurance Online
It's quick and easy to buy car insurance online. Enter your ZIP code and answer a few questions, and you will instantly receive quotes from insurance companies in your area.
- Is purchasing car insurance online a good idea?
Purchasing car insurance online is easy when you (1) read customer reviews, (2) check financial ratings, and (3) compare quotes to save up to 20% on car insurance rates.
- Ways to save money on car insurance
Some ways to save money on car insurance include: looking for discounts, driving safely, avoid tickets, and keep your average mileage to a minimum. One of the best ways is to compare different car insurance companies.
- Factors That Affect Car Insurance Rates
Factors that affect car insurance rates include moving, being involved in accidents, and the time of the year. To accommodate many situations, factors that affect car insurance rates can be both positive and negative.
- What are the most expensive cars to insure?
The most expensive car to insure in the US is the BMW i8, which has average rates of $358.56/mo. More valuable parts make the car more expensive to repair.
- Least Expensive Cars to Insure
The least expensive cars to insure are models with low overall value and modern safety features. Safety upgrades may reduce your car insurance rates by up to 8%.
- Toyota Scion Car Insurance Rates [Expert Review, Ratings, & Rates]
The average Toyota Scion car insurance rates are $207.25/mo but vary by model, year, and driver. To save on Scion car insurance, compare quotes using our free comparison tool below.
- VIN Etching Insurance Discount
- Does my car insurance cover hail damage?
Comprehensive car insurance will cover hail damage, but liability-only car insurance will not cover hail damage. Most lenders require owners to carry comprehensive car insurance for this very reason.
- Do I need insurance for my OHV?
- What happens to car insurance when I’m deployed overseas?
Options for car insurance for deployed military can include decreasing your coverage amount, increasing your deductible to lower your rates, or canceling your policy altogether.
- What is pleasure driving for auto insurance?
Pleasure driving for car insurance applies to cars you only drive on special occasions or cars you drive for sheer pleasure. Rates for this type of coverage is primarily dependent upon how much you're driving the car.
- Collision Deductible Waivers Explained
A collision deductible waiver is added as an option to some auto policies to protect you against underinsured drivers. Coverage costs only an extra $20 a year. A collision deductible waiver is added as an option to some auto policies to protect you against underinsured drivers. Coverage costs only an extra $20 a year.
- Are excluded drivers covered in the event of an accident?
- Airbag Installation Decreases Rates for Auto Insurance
Airbags will reduce your car insurance rates. You can save an average of $252.35 for driver-side airbags or $403.75 for full-front seat airbags.
- Car Insurance Rates for a Smart Fortwo
The average Smart Fortwo car insurance rates are $65/mo. Smart Fortwo car insurance rates are much lower than the national average since the cars are so small and inexpensive.
- Auto Insurance Costs for a GMC Sierra
The average GMC Sierra car insurance rates are $125/mo. The GMC Sierra receives a 5-star rating (out of 5) with driver side frontal and rear impact testing and a 5-star rating for passenger side frontal and rear impact testing from the IIHS.
- Lienholder Insurance Guide: How Does a Lienholder Affect Car Insurance Rates?
A car insurance lien holder is the one who finances your car. Lienholders require full coverage car insurance to protect their interest in your vehicle. With a lien, you might have to buy collision and comprehensive coverage for your car, which could add $483 a year to your rates. Compare cheap lienholder car insurance quotes online to save!
- Garage Location and Insurance
- Anti-Lock Brakes Car Insurance Discount (How Much You Can Save)
The anti-lock brakes car insurance discount can save you as much as 10 percent, or $33 each month. Most companies offer the discount, as anti-lock brakes are standard safety equipment and prevent accidents.
- Self-Employed Car Insurance Rates
Self-employed car insurance rates are $157.98/mo. Factors relating to your specific business, such as travel and items carried, may lead insurance companies to increase self-employed car insurance rates.
- Insurance Discount for Backup Camera
Companies are hesitant to offer a backup camera insurance discount. Even though backup cameras are a standard safety feature, there is not evidence that they greatly reduce accident claims.
- Is RV insurance required?
- Do car insurance companies require smog checks?
- Is insurance coverage necessary for an ATV?
- Can unemployment cause car insurance rates to be lowered?
Lower your car insurance rates while unemployed by (1) reducing your daily mileage, (2) lowering your coverage levels, or (3) opting for a higher deductible.
- What does MedPay cover?
MedPay covers your medical costs for you and passengers if you're in an automobile accident. Expect to pay an extra $5 a month for MedPay coverage.
- What do I need to know about loss value reimbursements?
- Auto Insurance Rates for a Chevy Volt
The average Chevy Volt car insurance rates are $142/mo. With a price tag of $41,000, the Volt is more expensive to insure than other electric cars, but comparing quotes can help save you money.
- Can I get a refund for car insurance premiums that are not used?
- Is car insurance cheaper for hybrid cars?
- PIP Waiver Explained
- Differences Between Classic and Standard Car Insurance
The differences between classic and standard car insurance come down to cost and qualifications. Classic car insurance tends to be cheaper and there is a list of qualifications to meet in order to get it.
- Car Insurance for a Commercial Driver’s License: Is it necessary?
CDL car insurance is necessary whenever you're driving a vehicle for business purposes. The average rates for commercial car insurance are $304.83/mo in the US.
- Calculating Car Insurance Damages Due to Pain and Suffering
- Is insurance required for snowmobiles?
- Do I need insurance for my ATV?
- Can car color affect insurance?
- Do two-door cars cost more to insure?
- Are food delivery vehicles covered by personal auto insurance?
Food delivery vehicle insurance must be commercial coverage. The expense of commercial insurance is typically higher than commercial coverage, at $100/mo on average.
- Will my insurance rates increase if I hit a parked car?
Does your insurance go up if you hit a parked car? Depending on where you live and your company, it won't. If it was your first offense, your insurance company may offer you accident forgiveness.
- Will my insurance rates rise after my license is revoked?
If you're wondering how a revoked license affects insurance, it will increase rates significantly. It can even cause you to be dropped from your insurance company. It will increase rates by $92/mo on average.
- Will my car insurance cover theft of items from my car?
It's very rare to find car insurance that covers theft of personal items from the car. Comprehensive insurance covers theft of items attached to the car, but usually personal items are not covered. A homeowner's insurance policy will cover such theft, but deductibles can be as high as $2,000.
- Will my stolen rims and tires be covered by insurance?
- Will a Seatbelt Ticket Increase Insurance?
Generally a seatbelt ticket will increase insurance by 3%. However, it depends on where you live, your driving record, and how many violations you've had in the past.
- Will my car insurance increase after an accident in a parking lot?
Whether or not your car insurance increases after an accident depends on the severity of the accident. Parking lot accidents are usually minor and won't raise your rates for long or at all.
- Whose car insurance pays if my car door hits another car?
What happens if your car door hits another door depends on whether or not you live in a no-fault state. In a no-fault state, the owner of the car's insurance will cover the damage. In an at-fault state, the opposite happens.
- Grace Period for Car Insurance
A car insurance grace period allows you late car insurance payments in urgent situations. The average car insurance grace period gives you 10 days to pay before your policy is canceled.
- Should I waive PIP insurance coverage?
- Can you transfer GAP insurance from one car to another?
- Do I have to report a car accident to my insurance company or the police?
While reporting every accident to your insurance company is not required, know your state's laws regarding reporting car accidents to police to avoid unnecessary fines. You may be contractually obligated to report accidents to your auto insurance company. If there are any injuries involving either party, it is in your best interest to report the accident to your insurance company and the police. Reporting an accident will not necessarily increase your rates.
- Can I obtain an SR-22 without auto insurance?
- Car Insurance with a Conditional License
It is possible to find high-risk car insurance with a conditional license. Breaking the terms of your conditional insurance may result in license suspension.
- Does my car insurance cover passenger injuries?
Does car insurance cover passenger injuries? Full coverage covers passenger injuries as long as the policy includes medical or uninsured coverage.
- Do Car Insurance Companies Cover Performance Parts?
Most car insurance companies do not cover performance parts. Because they are high investment items, car insurance companies are not required to cover performance parts.
- Does Texting and Driving Affect Insurance?
Texting and driving does affect your insurance, as this is becoming more and more of an issue, but it depends on your state. On average texting and driving will make your insurance go up by 23%.
- Will my rates increase after a ticket for driving with a suspended license?
A ticket for driving with a suspended license will increase your car insurance rates and may send you to jail. You will be considered a high-risk driver after driving with a suspended license.
- How Does a Minor Accident Affect Insurance?
How does a minor accident affect insurance? It depends on many factors, such as the type of policy you have, the severity of the damages, and your driving record.
- What vehicles are exempt from car insurance requirements?
- Rebuilt Car Title Explained
- Definition of a Car Insurance Loss Payee
- How do hit-and-runs affect car insurance?
Wondering how hit-and-runs affect car insurance? If you're the responsible party, it will have a large effect on your insurance as it goes up by 87% on average.
- How do you get rid of car insurance points?
Depending on your state, car insurance points stay on your record for three to seven years. More serious offenses like a DUI may last even longer.
- Is insurance required for a moped?
- Teen Car Insurance
A teen driving is required to have car insurance and therefore has to be added to a parent's policy, as they do not have to have their own separate policy. Teen car insurance is $189/mo on average.
- Do you need insurance to register a car? (4 Facts + New Data)
You must have proof of insurance before registering a car since it's illegal to drive without it. Use our free online comparison tool to find the best car insurance before registering a car.
- How much is car insurance for a Lincoln MKZ?
The average Lincoln MKZ car insurance rates are $108.33/mo. Use our free online comparison quote tool below to find the best Lincoln MKZ car insurance rates.
- How much is car insurance for a Lincoln MKX?
The average Lincoln MKX car insurance rates are $110/mo. Get cheap car insurance for a Lincoln MKX by purchasing one with advanced safety features like Advance Trac and Intelligent All Wheel Drive.
- Auto Insurance Costs for a Jeep Commander
The average Jeep Commander car insurance rates are $114/mo. Get cheap car insurance for a Jeep Commander by purchasing one with anti-theft features or window etching.
- What does third party fire and theft car insurance cover?
- What benefit does car insurance provide?
- Learning About Fully Comprehensive Auto Insurance
Fully comprehensive car insurance covers damage from fire, theft, vandalism, and weather damage. The average rates for fully comprehensive car insurance are $106/mo.
- What makes car insurance more expensive?
- When does car insurance start?
- When does car insurance go up?
Car insurance rates increase after traffic violations, car accidents, DUI/DWIs , and lapses in coverage. Car insurance rates increase as driver's risk of filing a claim increases.
- What does “Voluntary Excess” mean?
- What is 24-hour car insurance?
Not every company offers 24-hour car insurance, and it's expensive when you do find it. The standard insurance policy equates to about $3.00 a day compared to the $10 a day for 24-hour car insurance.
- Why did my car insurance go up?
Reasons for a car insurance increase are in direct proportions to the client's risk factors. Moving to a new neighborhood, having a bad credit score, getting a new car, or making multiple claims.
- Why should I buy car insurance?
The benefits of car insurance are that it's a cheaper way of affording proof of financial responsibility. With insurance, you also have the option to protect your assets.
- What is “forced placed” car insurance?
Forced placed car insurance mandated by lenders if you can't provide proof of insurance. Any lapse in coverage may increase your car insurance rates by 8% or more.
- What is agreed value car insurance?
With agreed-value car insurance, your insurer will pay a pre-agreed amount if your car is totaled instead of the actual market value. Agreed-value car insurance is most beneficial for classic cars.
- What happens if you have a car accident without insurance?
After an accident without car insurance, you may face fines, a license suspension, and a lawsuit. If you aren't at fault for an accident without car insurance, expect no damage compensation.
- Car Insurance for Trailers
Car insurance for a trailer is separate from personal car insurance and has its own requirements. Types of trailer coverage include (1) loan balance, (2) total loss, and (3) basic liability.
- What is basic car insurance coverage?
Basic car insurance needs vary depending on the driver and car being insured. If you drive a new or financed car, you need comprehensive and collision coverage for basic car insurance.
- Does my car insurance cover rental cars?
Does car insurance cover rental cars? Yes, your rental car will be protected with the same level of coverage as your personal coverage, but you can also use a policy from the rental company.
- Vandalism Car Insurance: Does car insurance cover vandalism?
Comprehensive car insurance covers vandalism and theft of an insured vehicle. Vandalism auto insurance coverage falls under comprehensive and full coverage plans for most insurance companies. With vandalism car insurance coverage, companies may even pay for a courtesy car while the insured vehicle is being repaired.
- How often can I change my car insurance?
You can change your car insurance at any time. Comparing quotes is the best way to make sure that you are getting the cheapest rates.
- Should you shop around for car insurance?
Shopping for car insurance is the best way to get the coverage you need at affordable rates. When shopping for car insurance, use our free online car insurance comparison tool below.
- When do you need a lawyer after a car accident?
You should call a lawyer for a car accident if you are negotiating settlements with your insurer. Calling your lawyer for a car accident is a good first step toward getting fair treatment.
- What is multi-car insurance?
Multi-car insurance policies cover more than one vehicle with a single policy, which can help households pay significantly less for their coverage. Multi-car policies can even help you save upwards of 25%.
- Finding Cheap Car Insurance
Finding cheap car insurance is easy to do through research and comparing different options. However, while price is important, you should make sure you factor in customer service as well.
- Can you go after someone’s homeowners insurance involving a car accident?
- Can I get car insurance for just part of the year?
- How can I get car insurance if my spouse has a DUI/DWI?
Car insurance if your spouse has a DUI can either exclude them from coverage for lower rates or include them with increased rates. The average DUI car insurance rates are $217.50/mo.
- Collecting a Car Insurance Claim Without a Lawyer
Collect on your car insurance claim by (1) collecting evidence, (2) evaluating your claim, and (3) filing a Good Faith complaint if the company doesn't treat you well.
- Am I legally covered with car insurance when carpooling?
You should have specific car insurance for carpooling that covers all passengers in your vehicle so no one pays for their medical expenses out of pocket after an accident.
- What affects a car insurance quote?
- How can I find cheap car insurance for young drivers?
Average car insurance rates for young drivers are $551.11/month, up to 688% higher than rates for adults. Discounts for good grades and driver's ed can lower costs. Compare quotes to get cheap auto insurance for young drivers now!
- Pay-As-You-Go Car Insurance
Pay-as-you-go insurance allows you to pay for the miles you drive. It's a good option for antique cars, retired drivers, and even new, young drivers. Most car insurance companies provide pay-as-you-go insurance.
- How do I insure a first-time car purchase?
If you're shopping for first-time car insurance, find appropriate coverage on top of your state's minimum requirements. Compare quotes online to save up to 20% on car insurance rates.
- How long can you insure your child on your car insurance policy?
There is no age limit for children on your car insurance policy. Save up to 50% on your car insurance rates by combining discounts for good school grades and family policies.
- What is a non-owners car insurance policy?
- What is co-op car insurance?
- Companies Offering Cheap Auto Coverage for Military Members
The average rates for cheap auto coverage for military members across all states are $256.14/mo with Geico and $207.45/mo with USAA before discounts. The average discount for auto coverage for military members is 40%.
- How does auto gap coverage work?
- Under what circumstances would you sign your title to insurance?
- How does no-fault insurance work?
- Most Expensive Cars to Insure
The most expensive cars to insure may be surprising. The type of car, cost and even the color can influence your costs (red car costs more to insure!) But the biggest factor is still your driving history.
- Options for Car Insurance Coverage
Full coverage car insurance policies in the US include liability, collision, and comprehensive coverage. The average rates for full coverage are $79.58/mo.
- What cars increase the cost of insurance?
- The Meaning of “Excess” in Car Insurance
- What are some of the facts about car insurance in the United States?
- When should I drop full coverage car insurance?
To see if you can drop full coverage auto insurance, subtract the deductible and full coverage rates from the present value of your car. If you can't pay that amount, don't drop full coverage auto insurance.
- What are some tricks to get cheap car insurance rates?
- Car Accident Insurance Process
There are three immediate steps in the car accident insurance process: make sure everyone is safe, contact the police, then call your insurance company. Following these rules can reduce the risk of further financial loss.
- What are the auto insurance costs for an RV?
- Car Insurance for Driving Abroad
- Do You Need Insurance to Drive Someone Else’s Car? (Videos + Data)
You do need insurance to drive someone else's car. If you are not insured to drive a car, you'll be financially responsible for all damages that happen to the car.
- Is car insurance more expensive for males?
The average male car insurance rates are $16.46/mo higher than female car insurance rates because men drive more which increases their odds of being in an accident.
- What happens if I don’t have car insurance?
What happens if you don't have car insurance depends on your state, but you'll likely risk facing severe consequences. You could be risking hefty fines, jail time, and paying for damages out of pocket.
- Purchasing Car Insurance Without a Membership
- How to Get an SR-22
An SR-22 is a form of high-risk insurance often required for drivers with DUI convictions. It is proof that the driver possesses insurance meeting the state's minimum requirements. Reach out to your insurance company to figure out how to get an SR-22 following a license suspension.
- How do I make a claim for a hit and run?
Hit and run claims must first be reported to the police. If you were able to get a license plate number and make and model of the vehicle you increase your chances of getting compensation.
- Can I add a driver to my family car insurance?
- How can I add a car to my existing insurance policy?
- What is the definition of third party car insurance?
- Will my insurance rates go up after an accident?
Car insurance rates increase after an accident if you are found to be at-fault for the damage caused. One at-fault collision can increase your rates by $137.78/mo.
- Car Insurance for Restoring a Car
- How do I determine how much insurance is on a car?
- How do I buy private use car insurance for an old commercial truck?
If you buy a used commercial truck for private use, you’ll need to purchase at least minimum liability coverage, which costs an average of $43.03/month, but by comparing rates, you can save on your car insurance rates.
- Does car insurance cover a stolen car?
Comprehensive car insurance covers a stolen car in most instances. The average comprehensive car insurance rates are $11.57/mo in the US.
- How do I switch car insurance?
When switching car insurance, choose a new policy and then notify your current car insurance company. Switching car insurance is easiest when your policy is up for renewal.
- Best High-Risk Car Insurance Companies
- Adding a Roommate to Your Car Insurance Policy
- What are my rights when I am refused car insurance coverage?
If you are unfairly denied car insurance coverage, inform your state insurance commissioner. Car insurance companies can deny coverage reasons like bad credit or driving history.
- How to get Help Paying for Car Insurance
Figuring out how to get help paying for car insurance can be hard as insurance companies don't offer payment assistance, but there are many ways to find lower rates.
- How to Deal With a Car Insurance Settlement
One of the first steps in how to deal with a car insurance settlement is deciding whether or not to accept the terms. From here send a letter to your insurance company outlining what you think the settlement should be.
- Do car insurance rates increase due to points on my license?
Your car insurance rates will increase if you get enough points on your driver's license. The increase can range from $100 to $400 a year, depending on the infractions.
- Why is the cost of car insurance higher for teenage boys than teenage girls? (Male vs. Female Rates)
The cost of car insurance is higher for teenage boys than teenage girls because they are more likely to have an accident. Male vs. female car insurance rates can differ by as much as $292/month.
- How do I find the best car insurance rates for teenagers?
Car insurance for teenage drivers can cost up to $517/mo. Ask your provider about good student and driver course discounts. Mention if your teen driver leaves for school out-of-state and won't be driving.
- Should I use the body shop my car insurance company recommends?
Using the body shop your car insurance company recommends can speed up the repair process, but you have the right to get your own estimate from a third party.
- Is Uninsured/Underinsured Motorist coverage necessary?
Uninsured motorist coverage will pay when the driver is uninsured, but filing a lawsuit could be an option. One in eight drivers in the U.S. is uninsured.
- How to Deal With an Auto Insurance Adjuster
Negotiating with an insurance claims adjusters requires documentation of all costs you incur due to an accident. A mediator may also be able to help, and you can take your insurance company to court.
- What will a car insurance policy cover?
- Why would my car insurance cancel my coverage?
- What should I expect for a totaled car?
- What are combined single limits on car insurance policies?
- How do I win a car insurance claim suit?
- How to lower your car insurance deductible
To get a lower car insurance deductible, you will have to raise your monthly car insurance rates. You will pay less for accident repairs with a lower car insurance deductible.
- How do I get car insurance with bad credit?
- What is Med Pay car insurance coverage?
- What constitutes car insurance fraud?
- What are car insurance coverage limits?
Car insurance coverage limits are the maximum amount of money your car insurance company will pay for an accident. You can raise your car insurance coverage limits by paying higher rates.
- Major Laws in Car Insurance
- How do car insurance companies pay out claims?
When your claim is approved you can receive your car insurance claim money directly, or you can have the insurance company send it directly to the repair shop.
- How do I assess car damage for insurance purposes?
Insurance claim adjusters assess damage for car insurance purposes. If you need a second opinion, take your car to an independent mechanic.
- GAP Insurance for a Leased Car
GAP insurance for a leased car pays the difference between what you owe on your car and what it's worth. It's often sold for $500-$1000.
- What options for car insurance do I really need?
- What is the difference between full coverage and liability car insurance?
Confused about full coverage vs liability car insurance? Liability car insurance covers bodily injury and property damage. Full coverage includes liability, collision, and comprehensive coverage. You need full car coverage car insurance on new or financed vehicles. Finding cheap full coverage car insurance rates online can save you $75/month if you have a clean driving record.
- The Difference between Collision and Comprehensive Insurance Claims
What is the difference between collision and comprehensive insurance? Collision insurance covers car accident damage; comprehensive insurance covers damage from weather, natural disasters, and animals.
- What do Car Insurance Companies Consider a Totaled Car
What car insurance companies consider a totaled car is based on what the insurance adjuster who examines the car reports. However, if you disagree you can have another professional examine the car.
- Benefits of Having Car Insurance Coverage
Car insurance protects you against lawsuits, jail time, and other penalties. Driving without car insurance is illegal in 48 out of 50 states.
- Driving Without Insurance: Avoid Lapses in Coverage for Lower Rates
If you are caught driving without insurance you should be prepared to pay a large fine. You should immediately buy coverage if your car insurance has lapsed, because having a gap in auto insurance can cause your rates to go up by $137.75/month on average, and getting caught driving without car insurance can get you labeled a high-risk driver.
- Should I buy car insurance through a broker or a company?
Using a broker or company to buy car insurance is a personal choice. You should always shop around for the best deal. Compare quotes online and save up to $859.
- How long do I need to keep car insurance policies?
- How can I successfully bill my car insurance company?
- How do I figure out who my former car insurance company was?
- How to Dispute a Car Insurance Claim
You can dispute a car insurance claim liability decision by collecting evidence to support your argument, filing immediately, and consulting a lawyer. If you dispute a car insurance claim offered by your car insurance company insurance adjuster, you should get an independent appraisal, find a mediator, and opt for arbitration if all else fails.
- How do I terminate my car insurance policy?
To cancel car insurance, contact your car insurance company and find a new policy to avoid a lapse. Before you cancel car insurance, shop for the best rates using our comparison tool below.
- What are the consequences of not having auto insurance?
Driving without car insurance may result in a $500 fine or seizure of your vehicle. Carry liability coverage, for which the average rates are $48/mo, instead of driving without insurance.
- Can I sue my car insurance company over a claim?
- Dropping Collision Coverage from Your Car Insurance Policy
You can drop collision coverage from your car insurance policy as long as your lender doesn't require it. Lower your car insurance rates by up to 20% with online quote comparisons.
- How do I make a personal loss car claim?
There are many reasons to make a personal loss claim. It could be anything from a dinged car door to more serious damage. Having pictures of the damage and accident scene can help your case.
- What should I do if I can’t afford my deductible?
- How much would car insurance cost for a Hyundai Sonata?
The average Hyundai Sonata car insurance rates are $118/mo. Get cheap car insurance on a Hyundai Sonata by purchasing one with anti-theft devices and advanced safety features.
- How much would car insurance cost for an Acura TSX? (Rates + Coverage)
The average Acura TSX insurance rates for full coverage are $96.17/mo. To save money on Acura TSX car insurance, compare multiple policies using our quote comparison tool below.
- How much would car insurance cost for a Chevrolet Silverado 1500?
The average Chevrolet Silverado 1500 car insurance rates are $124/mo. Get cheap insurance on a Chevy Silverado 1500 by purchasing one with advanced safety features and comparing online quotes.
- How much would car insurance cost for a Chevrolet Traverse?
The average Chevy Traverse car insurance rates are $105/mo. Safety features like four-wheel anti-lock brakes and side airbags can reduce your car insurance rates by up to 25%.
- Keeping Your Auto Insurance Premiums Affordable
- How do I negotiate a wreck settlement with a car insurance company?
Negotiating an insurance settlement is made easier by saving all documentation from repair bills, medical bills, and time missed from work. As a general rule, you should not accept the first offer. You can also hire an attorney to assist you.
- What is “piggybacking” for car insurance?
- Settling a Car Insurance Claim
To settle a car insurance claim, submit information about the accident and your injuries to your insurance company. Once they send an offer, settle the car insurance claim, or negotiate.
- What is GAP insurance on a leased car?
- What do I do if my car insurance is canceled?
If your car insurance is canceled for speeding, your future rates could increase by $45.46/mo. More serious offenses may require a period of SR-22 coverage.
- Are all drivers in one home covered under one car insurance policy?
Multiple drivers in the same house can save up to 30% on car insurance rates by combining discounts for having multiple people and cars under one policy.
- How much would car insurance cost for a Honda CR-V?
The average Honda CR-V car insurance rates are $197/mo. Get cheap car insurance on a Honda CR-V by purchasing one with anti-theft and advanced safety features.
- Various Factors Affecting Auto Insurance Rates
- How much would car insurance cost for a Hyundai Tucson?
The average Hyundai Tucson car insurance rates are $2,028/yr or $169/mo. Remember that the average auto insurance rates for a Hyundai Tucson will vary so compare rates before you buy.
- What is the definition of property and casualty insurance?
- What is included in a full coverage car insurance policy?
Full coverage car insurance includes liability, collision, and comprehensive coverage to protect your personal property. The average full coverage car insurance rates are $119/mo.
- How do I find the cheapest SR-22 car insurance rates?
Looking for the cheapest SR-22 car insurance rates? SR-22 insurance can be expensive. Compare quotes online from companies and save up to $859 a year.
- What is the difference between commercial and personal car coverage?
- What is GAP auto insurance?
GAP car insurance covers the difference between the actual value of your car and the amount you owe on it. GAP car insurance raises rates by anywhere between $7 and $20/mo.
- Auto Insurance Claims
Auto insurance claims are requests for insurance companies to help pay for accident damages. Monthly/yearly payments are made in exchange for the right to make auto insurance claims.
- Personal Injury Protection (PIP) Explained
PIP stands for Personal Injury Protection. It pays for medical expenses and personal injuries from a car accident. You'll pay an extra $50 to $150 a year for PIP.
- How do I find cheap full coverage auto insurance?
To find cheap full coverage car insurance, make sure you compare policies with the same duration, deductible, and coverage. The average cheap full coverage car insurance rates are $200/mo.
- What is included in standard car insurance policy?
- Types of Car Insurance Coverage
- What is non-standard car insurance?
Non-standard car insurance is for high-risk drivers who do not qualify for car insurance at the standard rates. It comes with higher premiums that reflect the heightened risk.
- Insurance Requirements for Dump Trucks
- How much car insurance am I required to have if I still have a car loan?
Full coverage when financing a car is required by most lenders. The average rates for full coverage car insurance in the US are $79.58/mo.
- How do I switch insurance policies between two cars?
It doesn't have to be hard to switch car insurance from one car to another. Just call the provider of your choice with the coverage needed and your vehicle's information.
- What insurance coverage is recommended before driving a car?
- How do I file a comprehensive damage car insurance claim?
You can file a comprehensive car insurance claim for damage from hail, flooding, or theft. If your car was vandalized or stolen, you must have a police report accompanying the comprehensive car insurance claim.
- How do I change auto insurance agents?
- What is covered under auto insurance?
- What car insurance coverage do I really need?
- How do I contest the amount of a car insurance payout?
- 3 Easy Steps to Calculate Total Loss for Car Insurance (Updated)
- Typical Auto Insurance Claims
- What is the relationship between car and health insurance?
Car insurance and health insurance both cover someone who is injured during a car accident. However, health insurance should be used immediately to cover medical bills.
- Do you have to buy auto insurance if you only drive occasionally?
- How can I get auto insurance when moving to the USA?
After moving to America, USA car insurance for foreigners is required. You will need proof of your car insurance for the last 3 years when getting USA car insurance for foreigners.
- How does a DUI affect my car insurance?
A DUI conviction will increase your car insurance rates by 41% on average. One blemish on your driving record could follow you for three to seven years.
- Why do some car insurance companies only write six-month policies?
Six-month car insurance policies can be beneficial to both drivers and insurance companies. Shorter policies can help companies assess the risk posed by the driver and then adjust rates accordingly.
- What is SR-22 car insurance?
- Guide to Car Insurance for Foreign Drivers, U.S. Visitors, and Tourists
Finding car insurance for foreign drivers in the US requires (1) knowing the US driving rules, (2) acquiring an IDP, and (3) a company that specializes in foreign car insurance.
- Will auto insurance cover relatives with international drivers permits?
For family members, international driving permit car insurance coverage can be temporarily purchased for a fee. Make sure they are covered by your policy before they drive your car.
- Does car insurance have to be in the registered owner’s name?
- Car Insurance on Your Parents’ Policy
If your car insurance is on your parents' policy, it may increase their rates by up to $291 a month. But it's still cheaper than buying your own policy.
- Auto Insurance and People in Your Household
Car insurance companies ask about household members to help predict the risk of insuring your car. Most insurance companies require family members to be added to your policy as secondary drivers.
- How much insurance should I carry on an antique car?
- How do you find insurance records from a previous owner of a car?
- How do car insurance companies classify sports cars? [Rates + Classification]
If you have a powerful car, a light one, or even a two-seater, some insurers might price it as a sports car. With over 300,000 sold last year, what's your sports car cost to insure?
- Does my car insurance go up if someone hits me? (3 Questions)
Your car insurance rates likely won't change if someone hits your car. If you're found to be at fault, however, you could see your costs increase by as much as 41%.
- Does car insurance cover a bad engine? (Coverage Options)
Car insurance will only cover a bad engine if it's damaged in a collision, or if you have the right breakdown insurance. A car warranty can offer extended protection for your engine.
- Do you need car insurance for a learner’s permit?
You don't need separate car insurance for a learner's permit, but the driver still must be covered. There are discounts for car insurance for a learner's permit driver if they live alone.
- How can I get insurance on a rental car?
Rental car insurance can be purchased from your car insurance company or the car rental agency. The average rates for rental car insurance are $19/day.
- What happens if I forget to get insurance for my car?
If you forget to renew your car insurance, you could face fines and jail time. If you get into an accident without insurance, you will have to pay for the damages out of pocket.
- Do you have to list both registered owners on a car insurance policy?
If more than one person is listed on the car registration, joint ownership car insurance is needed. In fact, all driving members of the household should be listed on the policy.
- Car Insurance for A Stolen Vehicle
Car insurance for a stolen vehicle can make it difficult to get coverage if you don't have comprehensive insurance. Comprehensive insurance covers a vast amount of non-accident incidents, from vandalism to theft.
- What if an uninsured friend wrecks my car? (3 Types of Borrowers)
Review your car insurance policy before letting someone uninsured drive your car. Your car insurance company may deny your claim if the driver isn't listed on your policy.
- Will Insurance Cover Damage from a DUI?
The only way to ensure your insurance will cover damage from a DUI if you're a victim is to carry uninsured motorist coverage. If both parties are uninsured they will both be punished.
- How to Get Car Insurance on a Car Not in Your Name (3 Ways)
If you want to insure a car you don't own, the rules and cost may vary. You can get car insurance without owning a car three different ways: adding the vehicle to your policy, purchasing non-owner coverage, or buying a separate policy.
- Will my auto insurance cover my car if it is damaged at a dealership?
What happens when your car is damaged at a dealership depends on who the damage is caused by, and what type of insurance you have.
- When should I drop collision coverage?
- Can my repossessed car be part of an insurance claim?
If your car is repossessed, a car insurance claim can be made from the lending institution to your insurance to pay for the damages. If you don't have coverage, you will be responsible for the damages to your repossessed car.
- Finding Car Insurance for a Minor with a DUI
Car Insurance for a Minor with a DUI is expensive and hard to find since teenagers are already high-risk drivers. The average car insurance rates for a 17-year-old with a DUI are $589.67/mo.
- Does a DUI affect car insurance?
After a DUI, your car insurance rates will increase, and your policy may be canceled. Expect an average increase of $81.12/mo for DUI car insurance rates unless you opt for an SR-22 policy.
- Does Car Insurance follow the Car or the Driver?
Car insurance can cover the car or the driver. Car insurance always covers your car if the driver is included on your policy. Liability insurance covers you, even in another car.
- Does car insurance cover an accident on black ice?
- Will an expired vehicle inspection citation increase my car insurance?
An expired car inspection can lead to being ticketed. Typically any violation, minor or major, will cause your insurance rates to rise. Though if it's just one minor citation it may not affect you. However, car inspections are not required in every state.
- When did required car insurance start?
- What should I do if my car insurance company will not pay for a claim?
- What car insurance companies don’t use credit ratings?
Be careful with companies that market themselves as no credit check car insurance companies online because they are often targeting high risk drivers and have higher rates. Most companies use a credit-based insurance score to determine car insurance rates.
- Can I get a pink slip loan without car insurance?
You cannot get a pink slip loan without car insurance. Driving while uninsured is illegal in 48 states. Compare quotes online to save up to 20%.
- Does car insurance cover all other drivers?
- Do you need insurance to rent a car?
- What is the best type of car insurance for an older car?
Even an old car that is rarely driven should have comprehensive coverage to protect it in storage. The average rates for classic car insurance are $50.47/mo.
- What is the best car insurance?
- Car Insurance Costs for a Dodge Charger
Dodge charger insurance costs are influenced by the age of the car, where you live, and your driving record. On average it's $173/mo, but discounts can help lower these costs.
- Chevy Camaro Car Insurance Rates (New Data)
- Does auto insurance cover car seat replacement?
- Out of State Rental Car Insurance
- Getting a Towed Car Without Insurance
Getting a towed car without insurance can be tricky as you need to provide proof of insurance to retrieve your car. To avoid having to tow an uninsured car you can purchase comprehensive coverage which usually covers towing.
- What to Do When in an Accident with an Uninsured Driver
Uninsured motorist coverage protects you when the other driver is uninsured. If you live in a no-fault state, your car insurance company will pay out regardless.
- Whose Insurance Covers a Rental Car?
If you're in an accident, whose insurance covers a rental car? It depends on who is at fault unless you live in a no-fault state. You will also owe some legal responsibility to the rental company.
- What state has the cheapest car insurance?
- What is my state’s penalty for not having car insurace?
- Average Monthly Car Insurance Rates
The average car insurance rates in the US are $79.58/mo, but rates vary by location, gender, and age. Compare average car insurance rates from multiple companies to get the best deal.
- What to do After a Stolen Car
Figuring out what to do after a car is stolen can be an intimidating process. If your car is stolen start by notifying the police and having all of your car's information on hand.
- Using a Car Insurance Reimbursement Check for Damages
- What changes should I expect with my car insurance rates after a ticket?
Do speeding tickets affect your car insurance? Your car insurance rates with a ticket could increase as much as $1,006/year or $83.83/month. You can find cheap car insurance after a ticket if you compare quotes.
- How much is rental car insurance?
The cost of rental car insurance depends on whether you're getting it through a rental agency, your own policy, or a credit card. The cost can range from free to $50.
- How do I find the best car insurance agent?
Finding the best car insurance agent can begin with finding a company first, and then asking for recommendations. The best car insurance agent should be someone you can trust.
- Who has the best rates for car insurance?
Your car insurance rates are affected by many factors, including your driving record and credit score. Find the best coverage by comparing quotes from multiple companies.
- How to Handle a Law Suit After a Car Accident Without Insurance Coverage
- Auto Insurance Coverage After Totaling My Car
- Should I buy rental car insurance?
The average rental car insurance rates are $19/day in the US. Rental car insurance can help you avoid negative repercussions from your car insurance company after an accident.
- I was in a car accident and am being offered a settlement — should I take it?
- Do i need insurance for a stored car?
- Can you keep a car after it is totaled?
- What state has the highest car insurance rates?
- Should I buy collision insurance on an older car?
- What Is A Car Insurance Deductible?
A car insurance deductible determines how much your insurance company pays for accidents. Car insurance deductibles range from $250 to $3,000 and can be changed at any time.
- How does car insurance work?
- Is rental car insurance necessary?
- Why are car insurance rates higher for teenage drivers?
Teenage car insurance rates are so high because teens are inexperienced, making them high-risk drivers. The average teenage car insurance rates are $272.13/mo.
- Different Types of Car Insurance
There are three different types of car insurance coverage: Liability, collision, and comprehensive. The average cost of full coverage was $1,009.38.
- Why can’t I buy health insurance like I can buy car insurance?
The difference between health insurance and car insurance lies in requirements and options. There is no requirement for health insurance and rates depend on hundreds of factors.