Best Hatboro, PA Car Insurance in 2026
Car insurance in Hatboro, PA averages $404 a month. Hatboro, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hatboro car insurance rates, compare quotes from the top car insurance companies in Hatboro, PA.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Daniel Walker
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated December 2025
- The cheapest car insurance company in Hatboro is USAA
- Average car insurance rates in Hatboro, PA are $4,849/year
- The cheapest car insurance company in Hatboro for teen drivers is USAA
If you need to buy Hatboro, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hatboro, PA is right here.
You’ll find Hatboro car insurance rates, the cheapest Hatboro, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hatboro, Pennsylvania car insurance rates to Erie car insurance rates, Altoona car insurance rates, and Reading car insurance rates.
Ready to find affordable Hatboro, PA car insurance today? Enter your ZIP code for fast, free Hatboro car insurance quotes.
Cheapest Hatboro, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hatboro, PA car insurance rates? Every Hatboro, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,904 | $2,904 | $2,719 | $2,719 | $10,396 | $10,396 | $3,150 | $3,150 |
| Geico | $2,402 | $2,075 | $2,329 | $2,013 | $6,223 | $5,397 | $2,388 | $2,064 |
| Liberty Mutual | $4,292 | $4,292 | $3,936 | $3,936 | $12,431 | $12,431 | $5,434 | $5,434 |
| Nationwide | $2,292 | $2,292 | $2,182 | $2,182 | $6,529 | $6,529 | $2,578 | $2,578 |
| Progressive | $3,471 | $3,471 | $3,129 | $3,129 | $11,284 | $11,284 | $4,354 | $4,354 |
| State Farm | $1,768 | $1,768 | $1,576 | $1,576 | $6,539 | $6,539 | $1,965 | $1,965 |
| Travelers | $2,271 | $2,271 | $2,478 | $2,478 | $34,418 | $34,418 | $2,715 | $2,715 |
| USAA | $1,244 | $1,244 | $1,130 | $1,130 | $3,878 | $3,878 | $1,648 | $1,648 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Hatboro, PA
Every driver must carry the minimum car insurance in Hatboro, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Hatboro, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hatboro, PA. Compare credit history car insurance rates in Hatboro from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,103 | $4,585 | $3,689 |
| Geico | $4,683 | $2,627 | $2,024 |
| Liberty Mutual | $8,323 | $5,972 | $5,275 |
| Nationwide | $3,973 | $3,284 | $2,928 |
| Progressive | $7,332 | $5,179 | $4,168 |
| State Farm | $4,217 | $2,610 | $2,059 |
| Travelers | $11,373 | $10,299 | $9,739 |
| USAA | $2,467 | $1,834 | $1,625 |
Cheapest Hatboro, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hatboro, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,574 | $5,445 | $4,574 | $4,574 |
| Geico | $2,267 | $4,020 | $3,038 | $3,120 |
| Liberty Mutual | $5,917 | $6,853 | $6,662 | $6,662 |
| Nationwide | $2,464 | $3,300 | $4,559 | $3,257 |
| Progressive | $5,021 | $6,992 | $5,186 | $5,039 |
| State Farm | $2,688 | $3,236 | $2,962 | $2,962 |
| Travelers | $7,378 | $10,567 | $13,369 | $10,567 |
| USAA | $1,581 | $2,202 | $2,350 | $1,768 |
Cheapest Hatboro, PA Car Insurance for Teen Drivers
Teen car insurance in Hatboro, PA can be expensive. Take a look at rates from the top car insurance companies in Hatboro for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,396 | $10,396 |
| Geico | $6,223 | $5,397 |
| Liberty Mutual | $12,431 | $12,431 |
| Nationwide | $6,529 | $6,529 |
| Progressive | $11,284 | $11,284 |
| State Farm | $6,539 | $6,539 |
| Travelers | $34,418 | $34,418 |
| USAA | $3,878 | $3,878 |
Cheapest Hatboro, PA Car Insurance for Seniors
Take a look at Hatboro, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,719 | $2,719 |
| Geico | $2,329 | $2,013 |
| Liberty Mutual | $3,936 | $3,936 |
| Nationwide | $2,182 | $2,182 |
| Progressive | $3,129 | $3,129 |
| State Farm | $1,576 | $1,576 |
| Travelers | $2,478 | $2,478 |
| USAA | $1,130 | $1,130 |
Cheapest Hatboro, PA Car Insurance Rates After a DUI
A DUI in Hatboro, PA increases car insurance rates. Compare Hatboro, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,574 |
| Geico | $3,038 |
| Liberty Mutual | $6,662 |
| Nationwide | $4,559 |
| Progressive | $5,186 |
| State Farm | $2,962 |
| Travelers | $13,369 |
| USAA | $2,350 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Hatboro, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hatboro, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,690 | $4,895 |
| Geico | $3,064 | $3,159 |
| Liberty Mutual | $6,358 | $6,689 |
| Nationwide | $3,395 | $3,395 |
| Progressive | $5,560 | $5,560 |
| State Farm | $2,873 | $3,051 |
| Travelers | $10,470 | $10,470 |
| USAA | $1,919 | $2,031 |
The Best Cheap Car Insurance Companies in Hatboro, PA
Take a look at a side-by-side comparison of the top car insurance companies in Hatboro, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,792 |
| Geico | $3,111 |
| Liberty Mutual | $6,523 |
| Nationwide | $3,395 |
| Progressive | $5,560 |
| State Farm | $2,962 |
| Travelers | $10,470 |
| USAA | $1,975 |
Category Winners: Cheapest Car Insurance in Hatboro, Pennsylvania
Find the cheapest car insurance companies in Hatboro, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Hatboro, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hatboro car insurance rates. Find the cheapest Hatboro, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,505 | $4,833 | $5,039 |
| Geico | $2,748 | $3,156 | $3,430 |
| Liberty Mutual | $6,128 | $6,584 | $6,858 |
| Nationwide | $3,331 | $3,455 | $3,399 |
| Progressive | $4,902 | $5,610 | $6,167 |
| State Farm | $2,711 | $3,017 | $3,158 |
| Travelers | $10,419 | $10,508 | $10,483 |
| USAA | $1,796 | $1,998 | $2,131 |
What affects car insurance rates in Hatboro, Pennsylvania?
What factors can have an impact on Hatboro, PA car insurance? There are several reasons why Hatboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hatboro, Pennsylvania.
Commute Time in Hatboro
The more time you spend in your car the higher the risk of an accident. The average commute length in Hatboro, PA is 25.5 minutes according to City-Data.
Compare Car Insurance Quotes in Hatboro, PA
Ready to find affordable Hatboro, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hatboro, PA car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Hatboro, PA?
The average monthly car insurance rate in Hatboro, PA is $404.
What are the car insurance requirements in Hatboro, PA?
The car insurance requirements in Hatboro, PA are 15/30/5, but full coverage insurance may be needed if your car is financed.
How can I find cheap car insurance rates in Hatboro, PA?
To find cheap car insurance rates in Hatboro, PA, compare quotes from the top car insurance companies.
How do age, gender, and marital status affect car insurance rates in Hatboro, PA?
Every car insurance company weighs age, gender, and marital status differently, so rates may vary. It’s best to compare rates to find the most suitable option.
What is the minimum car insurance required in Hatboro, PA?
Every driver must carry the minimum car insurance required in Hatboro, PA. Check out the Pennsylvania car insurance requirements for details.
Related Articles
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption