Best Blacksburg, VA Car Insurance in 2025
Car insurance in Blacksburg, VA averages $170 a month. Blacksburg, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Blacksburg car insurance rates, compare quotes from the top car insurance companies in Blacksburg, VA.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Former Licensed Insurance Producer
Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...
Laura Berry
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Updated December 2025
- Average car insurance rates in Blacksburg, VA after a DUI are $2,394/year
- The cheapest car insurance company in Blacksburg is USAA
- The cheapest car insurance company in Blacksburg for teen drivers is Geico
If you need to buy Blacksburg, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Blacksburg, VA is right here.
You’ll find Blacksburg car insurance rates, the cheapest Blacksburg, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Blacksburg, Virginia car insurance rates to Chesapeake car insurance rates, Newport News car insurance rates, and Alexandria car insurance rates.
Ready to find affordable Blacksburg, VA car insurance today? Enter your ZIP code for fast, free Blacksburg car insurance quotes.
Cheapest Blacksburg, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Blacksburg, VA car insurance rates? Every Blacksburg, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,811 | $1,707 | $1,802 | $1,802 | $5,735 | $6,595 | $2,362 | $2,362 |
| Geico | $1,182 | $1,175 | $1,122 | $1,122 | $2,567 | $3,428 | $1,375 | $1,353 |
| Nationwide | $1,289 | $1,295 | $1,148 | $1,177 | $3,055 | $3,920 | $1,420 | $1,539 |
| Progressive | $1,082 | $1,024 | $983 | $985 | $4,993 | $5,594 | $1,303 | $1,326 |
| State Farm | $1,175 | $1,175 | $1,066 | $1,066 | $3,623 | $4,538 | $1,329 | $1,534 |
| USAA | $946 | $930 | $888 | $891 | $2,904 | $3,455 | $1,209 | $1,323 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Blacksburg, VA
Every driver must carry the minimum car insurance in Blacksburg, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Blacksburg, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Blacksburg, VA. Compare credit history car insurance rates in Blacksburg from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,679 | $2,956 | $2,430 |
| Geico | $1,850 | $1,573 | $1,573 |
| Nationwide | $2,195 | $1,766 | $1,605 |
| Progressive | $2,403 | $2,108 | $1,973 |
| State Farm | $2,754 | $1,709 | $1,351 |
| USAA | $2,095 | $1,429 | $1,180 |
Cheapest Blacksburg, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blacksburg, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,254 | $3,609 | $3,313 | $2,912 |
| Geico | $1,270 | $1,642 | $2,479 | $1,270 |
| Nationwide | $1,619 | $1,619 | $2,353 | $1,831 |
| Progressive | $1,845 | $2,450 | $2,204 | $2,145 |
| State Farm | $1,765 | $2,112 | $1,938 | $1,938 |
| USAA | $1,219 | $1,578 | $2,076 | $1,400 |
Cheapest Blacksburg, VA Car Insurance for Teen Drivers
Teen car insurance in Blacksburg, VA can be expensive. Take a look at rates from the top car insurance companies in Blacksburg for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,735 | $6,595 |
| Geico | $2,567 | $3,428 |
| Nationwide | $3,055 | $3,920 |
| Progressive | $4,993 | $5,594 |
| State Farm | $3,623 | $4,538 |
| USAA | $2,904 | $3,455 |
Cheapest Blacksburg, VA Car Insurance for Seniors
Take a look at Blacksburg, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,802 | $1,802 |
| Geico | $1,122 | $1,122 |
| Nationwide | $1,148 | $1,177 |
| Progressive | $983 | $985 |
| State Farm | $1,066 | $1,066 |
| USAA | $888 | $891 |
Cheapest Blacksburg, VA Car Insurance Rates After a DUI
A DUI in Blacksburg, VA increases car insurance rates. Compare Blacksburg, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,313 |
| Geico | $2,479 |
| Nationwide | $2,353 |
| Progressive | $2,204 |
| State Farm | $1,938 |
| USAA | $2,076 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Blacksburg, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Blacksburg, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,931 | $3,113 |
| Geico | $1,635 | $1,696 |
| Nationwide | $1,855 | $1,855 |
| Progressive | $2,161 | $2,161 |
| State Farm | $1,891 | $1,986 |
| USAA | $1,511 | $1,626 |
The Best Cheap Car Insurance Companies in Blacksburg, VA
Take a look at a side-by-side comparison of the top car insurance companies in Blacksburg, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,022 |
| Geico | $1,666 |
| Nationwide | $1,855 |
| Progressive | $2,161 |
| State Farm | $1,938 |
| USAA | $1,568 |
Category Winners: Cheapest Car Insurance in Blacksburg, Virginia
Find the cheapest car insurance companies in Blacksburg, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Blacksburg, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Blacksburg car insurance rates. Find the cheapest Blacksburg, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,937 | $3,023 | $3,106 |
| Geico | $1,598 | $1,664 | $1,734 |
| Nationwide | $1,947 | $1,838 | $1,782 |
| Progressive | $2,067 | $2,138 | $2,278 |
| State Farm | $1,817 | $1,935 | $2,063 |
| USAA | $1,514 | $1,571 | $1,620 |
What affects car insurance rates in Blacksburg, Virginia?
What factors can have an impact on Blacksburg, VA car insurance? There are several reasons why Blacksburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blacksburg, Virginia.
Commute Time in Blacksburg
The more time you spend in your car the higher the risk of an accident. The average commute length in Blacksburg, VA is 14.6 minutes according to City-Data.
Compare Car Insurance Quotes in Blacksburg, VA
Ready to find affordable Blacksburg, Virginia car insurance today? Enter your ZIP code for fast, free Blacksburg, VA car insurance quotes.
Frequently Asked Questions
What factors determine car insurance rates in Blacksburg, VA?
Several factors influence car insurance rates in Blacksburg, VA. These include your age, driving record, type of vehicle, coverage limits, deductible, annual mileage, credit history, and the insurance company’s own underwriting criteria.
How can I compare car insurance rates in Blacksburg, VA?
To compare car insurance rates in Blacksburg, VA, you can follow these steps:
- Gather information about your vehicle, driving history, and desired coverage.
- Research and make a list of reputable insurance companies that operate in Blacksburg, VA.
- Visit each company’s website or contact their representatives to request quotes based on your information.
- Compare the quotes received, considering coverage options, rates, and customer reviews.
- Choose the policy that best suits your needs and budget.
Are there any local car insurance companies specific to Blacksburg, VA?
While there may not be car insurance companies exclusive to Blacksburg, VA, several national and regional insurance companies provide coverage in the area. Examples of insurance companies that offer car insurance in Blacksburg include State Farm, GEICO, Allstate, Progressive, and Nationwide.
What are the minimum car insurance requirements in Blacksburg, VA?
In Blacksburg, VA, the minimum car insurance requirements typically include liability coverage. As of my knowledge cutoff in September 2021, the minimum limits were:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $20,000 property damage per accident
However, insurance requirements can change over time, so it’s important to consult the Virginia Department of Motor Vehicles (DMV) or a local insurance agent to ensure you have the most up-to-date information.
Can my credit history affect my car insurance rates in Blacksburg, VA?
Yes, your credit history can potentially impact your car insurance rates in Blacksburg, VA. Insurance companies often consider credit information when determining rates because studies have shown a correlation between credit history and the likelihood of filing insurance claims. Generally, individuals with better credit scores may be offered lower insurance premiums.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption