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Shopping for car insurance is easy when you can get a free quote online with some basic information and some spare time. Auto-Owners Insurance is a popular choice for many drivers, but they don’t yet offer free quotes online.
Instead, their website is designed to help you learn all about them and their policies and get in touch with a qualified agent who can help calculate a car insurance rate.
Looking to save a little legwork? Enter your zip code above after you follow this guide and give just a few details so we can match you up with a list of providers and customized quotes to cut your search time and save you money.
About Auto-Owners Insurance
Auto-Owners Insurance is a simple company – their transparency is part of their charm. It’s not always easy knowing exactly how much car insurance you need, so Auto-Owners has a site filled with information on different types of coverages.
The company doesn’t offer online quotes, but you can still use their website to get connected with a local agent.
There’s also plenty of information available on the site to learn about the company and determine whether or not you’d be interested in getting a policy from them.
Step #1 – Gather Necessary Information
Before you get a car insurance quote, there is some information you’ll want to gather that will allow you to move as quickly as possible through a provider’s quote wizard without skipping a beat. You’ll need to provide some personal information in order to get an accurate quote.
Be prepared to provide at least your first and last names, date of birth, and residential address. You should also have your current or previous insurance card, driver’s license, and vehicle registration on hand before you bring up a search engine.
Whether you apply for a quote online, over the phone or in-person with an agent, these details are key to getting a good estimate.
Step #2 – Explore the Auto-Owners Insurance WebsiteCheck out the Auto-Owners website to learn more about the company’s core values, why it chooses to only work with independent agents, and of course, all about its auto insurance products and services.
From the homepage, you can use the top menu bar to check out various categories and find answers to common questions you might have.
If you scroll down, you’ll find a menu with the types of policies Auto-Owners offers. Click “Car” to visit their site’s Auto section and learn more about their offerings.
Step #3 – Read About Auto-Owners Coverages
You can visit the company’s Coverages page to learn all about their policies. In addition to the staples like liability, comprehensive, and collision, there are unique packages and policies you can purchase like Personal Automobile Plus Package, a bundle of 10 optional coverages that protect your vehicle from a multitude of risks and your bank account from lofty expenses.
Auto-Owners also offers special benefits on their policies such as Collision Coverage Advantage, which waives your deductible if you’re ever involved in an accident with someone who is also insured by the company, and a Common Loss Deductible, which saves you money in the event your Auto-Owners-insured home and car are both damaged.
Step #4 – Research Their Discounts
Reading about car insurance discounts can save you money no matter who you decide to go with. When you know what discounts are out there, you can make sure the ones you qualify for are applied to any policy you buy in the future.
Some of the discounts offered by Auto-Owners are:
- Multi-Policy Discount
- Payment History
- Green Discount
- Life Multi-Policy Discounts
- Paid-in-Full Discount
- Advance Quote
Sometimes, you have to take matters into your own hands and speak up on potential savings.
If you find a discount at one company but don’t ultimately like their final quote, you could bring up the discount package you liked to a company you are interested in and see if you can get a better deal on your premiums since many providers are active competitors.
Step #4 – Find an AgentIf you’re interested, click the “Find an Agent” button in the site’s header and enter your zip code. You’ll be able to choose an agent closest to you and contact them to get a quote.
This speaks to Auto-Owners focus on the personal touch with their customers. It’s a business model for quotes that not many are using today.
Shop Online and Save
Although working with an agent can help tailor your quote request a bit more, not everyone wants to reach out directly to someone when they can get the information themselves online.
That’s what we’re here for. Explore our site to learn all the ins, outs, and in-betweens of car insurance; then enter your zip code in one of our search boxes and answer a few questions to receive free auto insurance quotes from multiple providers all in one place.