AG Workers Mutual Car Insurance Review [2021]

You could pay as low as $83 per month for AG Workers Mutual car insurance. Continue reading to learn how you can save money on AG Workers car insurance.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 22, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 5500 Lower Birdville Road
City: Fort Worth
State: Texas
ZIP Code: 76117-5613
Phone Number: (817) 831-9900
Year Founded: 1948
AM Best Rating: A-
Company Rating 0 (0 reviews)

Here's what you need to know...

  • AG Workers Mutual was founded to provide viable insurance options to agricultural workers.
  • The company has several policies to meet customers’ needs.
  • AG Workers Mutual is available in Missouri, Texas, Oklahoma, and Arkansas.

AG Workers Mutual car coverage rates are only available through AG Workers’ personalized quotes. However, the average rate of AG Workers car insurance coverage area is about $996 per year or $83 per month. Continue reading to learn which states have the cheapest car coverage.

Find out which states could have the cheapest AG Workers Mutual car insurance through our FREE comparison tool! Enter your ZIP code above to start comparing car insurance in your local area!

What are AG Workers Mutual Car Insurance Rates?

AG car insurance isn’t reported online. You may have searched for AG Workers insurance reviews and found nothing. The most accurate way to buy AG Workers car coverage is to go through their quote process online, in-person, or by phone.

However, we can give you a general idea of how much you’ll pay for car coverage with AG Workers Mutual Insurance Company. The National Association of Insurance Commissioners (NAIC) reports the average annual rate of car insurance each year. Each state carries a unique car insurance rate.

AG Workers insurance is only available in Missouri, Oklahoma, Texas, and Arkansas. Let’s examine the average annual coverage rates of those states.

Average Annual Car Insurance Rates by States with AG Workers Mutual Insurance
StatesAverage Annual Liability RatesAverage Annual Collision RatesAverage Annual Comprehensive RatesAverage Annual Full Coverage Rates
Missouri$436$278$183$897
Arkansas$412$328$197$937
Oklahoma$470$318$227$1,014
Texas$550$380$207$1,137
Get Your Rates Quote Now

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

How are AG Workers Mutual Insurance Ratings?

Ratings can help any company with acquiring more customers. Financial strength and credit ratings report a company’s willingness to keep customers satisfied while earning money through recurring and new written premiums.

Written premiums or direct premiums written are the total number of policies at an insurance company.

A.M. Best and the Better Business Bureau are among the best rating agencies in the world. Both have reviewed AG Workers. AG Workers Mutual Insurance Company has a strong rating from A.M. Best of “A-” for strength and a future outlook of “stable.” The Better Business Bureau (BBB) gave AG Workers a B-.

Who are They?

The company was founded in 1948 to provide competitive Texas car insurance products to agricultural workers in the state. Since then, the company’s services have expanded to include licensing in Oklahoma as well as in Arkansas and Missouri.

All of their policies are still focused primarily on agricultural workers and their specific needs, despite its growth.

AG Workers offers multiple products and services that help the lives of their members, including personal, business, auto, homeowners, farm and ranch, flood, recreational vehicles, and renter’s coverage.

Get accurate AG Workers Mutual Car Insurance quotes by entering your ZIP code in our FREE comparison tool!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What Do They Do?

As an insurance company operating under the legal definition of the term “mutual,” AG Workers Mutual is owned by policyholders rather than a large corporation or stockholders.

This arrangement has allowed AG Workers to return more than $200 million in dividends to its policyholders since the company’s inception.

AG Workers Mutual believes this sort of structure is what sets their company apart from the rest.

Another thing peculiar to this company is their classification of policyholders as “select-risk.” In other words, AG Workers Mutual understands the needs and risks of agricultural workers, educators, and scientists, as well as those involved in veterinary medicine.

AG Workers has chosen to specialize in writing policies just for these kinds of individuals. Such specialization allows them to mitigate their risk while still providing dividends for policyholders.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What is AG-Pro Insurance?

AG-Pro is an independent insurance agency owned by AG Workers Group of Companies and offers car insurance policies on both personal and business levels. Their offerings include:

  • Homeowners
  • Farm & Ranch
  • Rental Property
  • Contents and Personal Property
  • Renter’s Insurance
  • Premises and Farm Liability
  • Umbrella and Excess Liability
  • Recreational Vehicles
  • Boats, Motorcycles, and ATVs
  • Flood and Earthquake
  • Builders Risk

Another branch of AG Workers is AG Workers Finance, which offers affordable vehicle financing for AG Workers Mutual Car Insurance Company members and their families.

Residents of Oklahoma, Missouri, Texas, and Arkansas should contact AG Workers’ customer service department today for details on how to qualify.

If you’re already a customer, you can locate Agricultural Workers (AG Workers) Mutual car insurance phone number on your billing statement. To speak an AG Workers agent, call 1-800-772-7424. Customer service can connect you with AG Workers of America insurance claims, sales, and other departments within the company.

To see affordable AG Workers Mutual car insurance rates and other companies, just enter your ZIP code in the FREE box below!

Leave a Reply

Sending

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State