American Road Car Insurance Review [2025]

Who are they as a company?

The American Road Car Insurance Company is a Michigan-based stock company incorporated in December of 1959.

American Road Insurance operates out of the 52-year-old headquarters in Dearborn, Michigan. This could certainly prove that they have solid bones as a company. Most people could take heart in knowing that they’ve had the same headquarters, and have been such a long term company. The insurance industry is heavily competitive; the fact that they’ve been around so long says great things about their business choices.

American Road insurance provides multiple types of vehicle insurance products including the following:

• Contractual liability insurance
• Physical damage insurance
• Physical damage and liability reinsurance
• Extended service plan contracts

In terms of what they have to offer, they have just as many options as most other providers, they just seem to be a little less present within the online community. They have a rich history, and a longstanding company presence.

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American Road Insurance of Dearborn Michigan operates as a subsidiary of the Ford Motor Credit Company.

American Road Insurance is a fire and casualty insurance company that has assets in excess of $590 million, capital of $3 million, and a net surplus of more than $260 million.

American Road Insurance offers multiple types of insurance policies including auto, boat, and business.

What are your options when contacting them?

Unfortunately, there is no official website for the American Road insurance company which can make learning more about their varied auto, boat, and business insurance policies and their rates very difficult. They are one of the insurance providers out there who offers numerous sorts of policies though, so they would be worth looking into. This may mean calling to speak with someone, which can sometimes be seen as a hassle. However, speaking with an agent who knows the business and is able to provide you with quality information should not be looked at as a terrible option.

If you’re averse to speaking with agents over the phone or in person, one suggestion would be to look into car insurance companies that are more prevalent online to make comparing rates easier.

The easiest way to compare car insurance rates is by using our free tool to compare the car insurance quotes of the American Road Insurance online today against the car insurance rates of many top companies.

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