Compare Alba, TX Car Insurance Rates (2021)

Car insurance in Alba, TX averages $313 a month. Alba, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Alba car insurance rates, compare quotes from the top car insurance companies in Alba, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alba for teen drivers is USAA
  • Average car insurance rates in Alba, TX are $3,756/year
  • The cheapest car insurance company in Alba is USAA

If you need to buy Alba, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Alba, TX is right here.

You’ll find Alba car insurance rates, the cheapest Alba, TX car insurance companies, and information on Texas car insurance laws. You can also compare Alba, Texas car insurance rates to El Paso car insurance rates, Houston car insurance rates, and Laredo car insurance rates.

Ready to find affordable Alba, TX car insurance today? Enter your ZIP code for fast, free Alba car insurance quotes.

Cheapest Alba, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alba, TX car insurance rates? Every Alba, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alba, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,536 $3,564 $3,494 $3,494 $9,307 $11,216 $4,360 $4,531
American Family $2,416 $2,689 $2,271 $2,600 $6,418 $8,375 $3,468 $3,946
GEICO $2,600 $2,793 $2,488 $2,789 $5,593 $5,878 $2,811 $2,831
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,535 $2,420 $2,249 $2,295 $10,536 $11,768 $3,016 $3,075
State Farm $1,881 $1,881 $1,671 $1,671 $4,447 $5,657 $2,041 $2,106
USAA $1,584 $1,597 $1,510 $1,503 $4,417 $4,824 $2,114 $2,276

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Minimum Car Insurance in Alba, TX

Every driver must carry the minimum car insurance in Alba, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Alba, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alba, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alba, TX. Compare credit history car insurance rates in Alba from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alba, Texas

Insurance Company Poor Fair Good
Allstate $6,928 $5,059 $4,327
American Family $5,511 $3,496 $3,061
GEICO $5,367 $3,033 $2,018
Nationwide $4,165 $3,345 $2,908
Progressive $5,342 $4,605 $4,263
State Farm $3,781 $2,353 $1,875
USAA $3,649 $2,099 $1,686

Cheapest Alba, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alba, TX to rates for a clean record with top companies.

Annual Alba, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $6,528 $6,791 $4,217
American Family $3,674 $4,653 $4,091 $3,674
GEICO $2,947 $3,876 $3,266 $3,802
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $4,130 $5,332 $4,829 $4,657
State Farm $2,378 $2,720 $3,202 $2,378
USAA $1,850 $2,725 $3,213 $2,124

Cheapest Alba, TX Car Insurance for Teen Drivers

Teen car insurance in Alba, TX can be expensive. Take a look at rates from the top car insurance companies in Alba for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alba, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,307 $11,216
American Family $6,418 $8,375
GEICO $5,593 $5,878
Nationwide $6,146 $7,892
Progressive $10,536 $11,768
State Farm $4,447 $5,657
USAA $4,417 $4,824

Cheapest Alba, TX Car Insurance for Seniors

Take a look at Alba, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alba, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,494 $3,494
American Family $2,271 $2,600
GEICO $2,488 $2,789
Nationwide $1,936 $2,050
Progressive $2,249 $2,295
State Farm $1,671 $1,671
USAA $1,510 $1,503

Cheapest Alba, TX Car Insurance Rates After a DUI

A DUI in Alba, TX increases car insurance rates. Compare Alba, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alba, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,791
American Family $4,091
GEICO $3,266
Nationwide $4,459
Progressive $4,829
State Farm $3,202
USAA $3,213

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Cheapest Alba, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alba, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alba, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,307 $5,569
American Family $4,023 $4,023
GEICO $3,406 $3,540
Nationwide $3,473 $3,473
Progressive $4,737 $4,737
State Farm $2,669 $2,669
USAA $2,447 $2,509

The Best Cheap Car Insurance Companies in Alba, TX

Take a look at a side-by-side comparison of the top car insurance companies in Alba, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alba, Texas

Insurance Company Average Annual Rates
Allstate $5,438
American Family $4,023
GEICO $3,473
Nationwide $3,473
Progressive $4,737
State Farm $2,669
USAA $2,478

Category Winners: Cheapest Car Insurance in Alba, Texas

Find the cheapest car insurance companies in Alba, TX for each category right here.

Best Annual Car Insurance Rates by Company in Alba, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Alba, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alba car insurance rates. Find the cheapest Alba, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alba, Texas

Insurance Company Low Medium High
Allstate $5,287 $5,381 $5,645
American Family $3,730 $3,870 $4,469
GEICO $3,309 $3,430 $3,679
Nationwide $3,748 $3,324 $3,347
Progressive $4,529 $4,717 $4,965
State Farm $2,536 $2,662 $2,811
USAA $2,399 $2,468 $2,567

What affects car insurance rates in Alba, Texas?

What factors can have an impact on Alba, TX car insurance? There are several reasons why Alba car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alba, Texas.

Commute Time in Alba

The more time you spend in your car the higher the risk of an accident. The average commute length in Alba, TX is 22.7 minutes according to City-Data.

Traffic in Alba

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Alba, TX traffic data from INRIX ranks Alba as the 662nd-most congested in the world.

Compare Car Insurance Quotes in Alba, TX

Ready to find affordable Alba, Texas car insurance today? Enter your ZIP code for fast, free Alba, TX car insurance quotes.

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