Compare Augusta, GA Car Insurance Rates (2021)

Car insurance in Augusta, GA averages $391 a month. Augusta, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Augusta car insurance rates, compare quotes from the top car insurance companies in Augusta, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Augusta is GEICO
  • Average car insurance rates in Augusta, GA are $4,697/year
  • Average car insurance rates in Augusta, GA after a DUI are $5,692/year

If you need to buy Augusta, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Augusta, GA is right here.

You’ll find Augusta car insurance rates, the cheapest Augusta, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Augusta, Georgia car insurance rates to Atlanta car insurance rates, Smyrna car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Augusta, GA car insurance today? Enter your ZIP code for fast, free Augusta car insurance quotes.

Cheapest Augusta, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Augusta, GA car insurance rates? Every Augusta, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Augusta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,594 $1,578 $1,549 $1,549 $4,859 $5,822 $2,073 $2,304
Liberty Mutual $5,318 $5,788 $4,351 $4,944 $22,963 $25,648 $5,628 $5,977
Nationwide $3,071 $3,175 $3,051 $3,349 $9,394 $12,069 $3,731 $4,042
Progressive $2,629 $2,410 $2,266 $2,388 $8,504 $9,413 $3,041 $3,180
State Farm $2,218 $2,218 $1,995 $1,995 $5,988 $7,871 $2,438 $2,634
USAA $1,691 $1,688 $1,577 $1,580 $6,093 $7,202 $2,104 $2,321

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Minimum Car Insurance in Augusta, GA

Every driver must carry the minimum car insurance in Augusta, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Augusta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Augusta, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Augusta, GA. Compare credit history car insurance rates in Augusta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Augusta, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,353 $2,357 $2,288
Liberty Mutual $14,419 $8,865 $6,948
Nationwide $6,207 $5,057 $4,442
Progressive $4,743 $4,121 $3,824
State Farm $4,850 $3,018 $2,390
USAA $3,940 $2,780 $2,376

Cheapest Augusta, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Augusta, GA to rates for a clean record with top companies.

Annual Augusta, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,800 $2,251 $4,596 $2,018
Liberty Mutual $7,653 $10,459 $12,015 $10,182
Nationwide $4,046 $4,741 $7,262 $4,893
Progressive $3,293 $5,875 $3,911 $3,836
State Farm $3,110 $3,729 $3,420 $3,420
USAA $2,323 $2,941 $4,273 $2,591

Cheapest Augusta, GA Car Insurance for Teen Drivers

Teen car insurance in Augusta, GA can be expensive. Take a look at rates from the top car insurance companies in Augusta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Augusta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,859 $5,822
Liberty Mutual $22,963 $25,648
Nationwide $9,394 $12,069
Progressive $8,504 $9,413
State Farm $5,988 $7,871
USAA $6,093 $7,202

Cheapest Augusta, GA Car Insurance for Seniors

Take a look at Augusta, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Augusta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,549 $1,549
Liberty Mutual $4,351 $4,944
Nationwide $3,051 $3,349
Progressive $2,266 $2,388
State Farm $1,995 $1,995
USAA $1,577 $1,580

Cheapest Augusta, GA Car Insurance Rates After a DUI

A DUI in Augusta, GA increases car insurance rates. Compare Augusta, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Augusta, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,364
GEICO $4,596
Liberty Mutual $12,015
Nationwide $7,262
Progressive $3,911
State Farm $3,420
USAA $4,273

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Cheapest Augusta, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Augusta, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Augusta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,621 $2,711
Liberty Mutual $10,077 $10,077
Nationwide $5,235 $5,235
Progressive $4,229 $4,229
State Farm $3,420 $3,420
USAA $2,894 $3,170

Cheapest Augusta, GA Car Insurance Rates by ZIP Code

Augusta car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Augusta, GA.

Annual Car Insurance Rates by ZIP Code in Augusta, Georgia

ZIP Code Average Annual Rates
30805 $4,608
30815 $4,624
30901 $4,543
30904 $4,529
30905 $4,520
30906 $4,568
30907 $4,420
30909 $4,507
30912 $4,539

The Best Cheap Car Insurance Companies in Augusta, GA

Take a look at a side-by-side comparison of the top car insurance companies in Augusta, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Augusta, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,666
Liberty Mutual $10,077
Nationwide $5,235
Progressive $4,229
State Farm $3,420
USAA $3,032

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Category Winners: Cheapest Car Insurance in Augusta, Georgia

Find the cheapest car insurance companies in Augusta, GA for each category right here.

Best Annual Car Insurance Rates by Company in Augusta, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Augusta, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Augusta car insurance rates. Find the cheapest Augusta, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Augusta, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,477 $2,680 $2,841
Liberty Mutual $9,644 $10,021 $10,566
Nationwide $5,017 $5,335 $5,355
Progressive $3,873 $4,161 $4,653
State Farm $3,189 $3,423 $3,646
USAA $2,893 $3,016 $3,187

What affects car insurance rates in Augusta, Georgia?

What factors can have an impact on Augusta, GA car insurance? There are several reasons why Augusta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Augusta, Georgia.

Commute Time in Augusta

The more time you spend in your car the higher the risk of an accident. The average commute length in Augusta, GA is 21.1 minutes according to City-Data.

Traffic in Augusta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Augusta, GA traffic data from INRIX ranks Augusta as the 513th-most congested in the world.

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Compare Car Insurance Quotes in Augusta, GA

Ready to find affordable Augusta, Georgia car insurance today? Enter your ZIP code for fast, free Augusta, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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