Compare Aurora, IL Car Insurance Rates (2021)

Car insurance in Aurora, IL averages $274 a month. Aurora, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Aurora car insurance rates, compare quotes from the top car insurance companies in Aurora, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Aurora for teen drivers is USAA
  • Average car insurance rates in Aurora, IL are $3,290/year
  • Average car insurance rates in Aurora, IL after a DUI are $3,842/year

If you need to buy Aurora, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Aurora, IL is right here.

You’ll find Aurora car insurance rates, the cheapest Aurora, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Aurora, Illinois car insurance rates to Rockford car insurance rates, Cicero car insurance rates, and Aurora car insurance rates.

Ready to find affordable Aurora, IL car insurance today? Enter your ZIP code for fast, free Aurora car insurance quotes.

Cheapest Aurora, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aurora, IL car insurance rates? Every Aurora, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aurora, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,246 $3,260 $3,405 $3,405 $8,560 $11,121 $3,904 $4,221
American Family $2,239 $2,239 $2,058 $2,058 $6,482 $8,923 $2,239 $2,896
Farmers $2,486 $2,483 $2,197 $2,334 $11,181 $11,660 $2,842 $2,956
GEICO $1,747 $1,800 $1,711 $1,926 $6,267 $6,471 $1,992 $2,066
Liberty Mutual $1,398 $1,505 $1,161 $1,297 $4,913 $5,460 $1,457 $1,528
Nationwide $1,684 $1,705 $1,507 $1,586 $4,648 $5,922 $1,965 $2,118
Progressive $2,110 $1,973 $1,747 $1,835 $7,995 $8,953 $2,507 $2,703
State Farm $1,554 $1,554 $1,409 $1,409 $5,003 $6,310 $1,764 $2,039
Travelers $1,557 $1,639 $1,443 $1,534 $4,737 $5,994 $1,645 $1,730
USAA $1,472 $1,485 $1,373 $1,339 $4,850 $5,318 $1,928 $2,097

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Aurora, IL

Every driver must carry the minimum car insurance in Aurora, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Aurora, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Aurora, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aurora, IL. Compare credit history car insurance rates in Aurora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aurora, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,736 $4,146
American Family $4,825 $3,302 $2,798
Farmers $5,400 $4,563 $4,339
GEICO $4,820 $2,347 $1,826
Liberty Mutual $3,301 $2,073 $1,646
Nationwide $3,143 $2,551 $2,232
Progressive $4,235 $3,608 $3,341
State Farm $3,825 $2,290 $1,776
Travelers $3,077 $2,504 $2,024
USAA $3,292 $2,275 $1,881

Cheapest Aurora, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aurora, IL to rates for a clean record with top companies.

Annual Aurora, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,623 $6,276 $5,846 $4,816
American Family $2,676 $3,806 $5,052 $3,034
Farmers $4,019 $5,202 $5,072 $4,777
GEICO $2,013 $3,272 $4,340 $2,366
Liberty Mutual $1,942 $2,778 $2,430 $2,209
Nationwide $2,144 $2,752 $3,221 $2,451
Progressive $3,061 $4,586 $3,398 $3,865
State Farm $2,383 $2,877 $2,630 $2,630
Travelers $2,013 $2,650 $2,952 $2,524
USAA $1,766 $2,552 $3,482 $2,132

Cheapest Aurora, IL Car Insurance for Teen Drivers

Teen car insurance in Aurora, IL can be expensive. Take a look at rates from the top car insurance companies in Aurora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aurora, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,560 $11,121
American Family $6,482 $8,923
Farmers $11,181 $11,660
GEICO $6,267 $6,471
Liberty Mutual $4,913 $5,460
Nationwide $4,648 $5,922
Progressive $7,995 $8,953
State Farm $5,003 $6,310
Travelers $4,737 $5,994
USAA $4,850 $5,318

Cheapest Aurora, IL Car Insurance for Seniors

Take a look at Aurora, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aurora, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,405 $3,405
American Family $2,058 $2,058
Farmers $2,197 $2,334
GEICO $1,711 $1,926
Liberty Mutual $1,161 $1,297
Nationwide $1,507 $1,586
Progressive $1,747 $1,835
State Farm $1,409 $1,409
Travelers $1,443 $1,534
USAA $1,373 $1,339

Cheapest Aurora, IL Car Insurance Rates After a DUI

A DUI in Aurora, IL increases car insurance rates. Compare Aurora, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aurora, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,846
American Family $5,052
Farmers $5,072
GEICO $4,340
Liberty Mutual $2,430
Nationwide $3,221
Progressive $3,398
State Farm $2,630
Travelers $2,952
USAA $3,482

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Aurora, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aurora, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aurora, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,140 $5,140
American Family $3,596 $3,688
Farmers $4,767 $4,767
GEICO $2,946 $3,049
Liberty Mutual $2,340 $2,340
Nationwide $2,642 $2,642
Progressive $3,728 $3,728
State Farm $2,564 $2,697
Travelers $2,435 $2,634
USAA $2,413 $2,552

Cheapest Aurora, IL Car Insurance Rates by ZIP Code

Aurora car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Aurora, IL.

Annual Car Insurance Rates by ZIP Code in Aurora, Illinois

ZIP Code Average Annual Rates
60502 $3,177
60503 $3,223
60504 $3,181
60505 $3,384
60506 $3,238

The Best Cheap Car Insurance Companies in Aurora, IL

Take a look at a side-by-side comparison of the top car insurance companies in Aurora, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aurora, Illinois

Insurance Company Average Annual Rates
Allstate $5,140
American Family $3,642
Farmers $4,767
GEICO $2,997
Liberty Mutual $2,340
Nationwide $2,642
Progressive $3,728
State Farm $2,630
Travelers $2,535
USAA $2,483

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Aurora, Illinois

Find the cheapest car insurance companies in Aurora, IL for each category right here.

Best Annual Car Insurance Rates by Company in Aurora, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Aurora, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aurora car insurance rates. Find the cheapest Aurora, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aurora, Illinois

Insurance Company Low Medium High
Allstate $4,978 $5,135 $5,307
American Family $3,484 $3,776 $3,665
Farmers $4,513 $4,643 $5,146
GEICO $2,702 $2,991 $3,299
Liberty Mutual $2,203 $2,335 $2,481
Nationwide $2,603 $2,669 $2,654
Progressive $3,384 $3,711 $4,088
State Farm $2,467 $2,636 $2,788
Travelers $2,371 $2,531 $2,702
USAA $2,304 $2,481 $2,664

What affects car insurance rates in Aurora, Illinois?

What factors can have an impact on Aurora, IL car insurance? There are several reasons why Aurora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aurora, Illinois.

Commute Time in Aurora

The more time you spend in your car the higher the risk of an accident. The average commute length in Aurora, IL is 30.5 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Aurora, IL

Ready to find affordable Aurora, Illinois car insurance today? Enter your ZIP code for fast, free Aurora, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption