Compare Bel Air, MD Car Insurance Rates (2021)

Car insurance in Bel Air, MD averages $380 a month. Bel Air, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Bel Air car insurance rates, compare quotes from the top car insurance companies in Bel Air, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bel Air for teen drivers is USAA
  • The cheapest car insurance company in Bel Air is USAA
  • Average car insurance rates in Bel Air, MD are $4,562/year

If you need to buy Bel Air, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Bel Air, MD is right here.

You’ll find Bel Air car insurance rates, the cheapest Bel Air, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Bel Air, Maryland car insurance rates to Gaithersburg car insurance rates, Annapolis car insurance rates, and Baltimore car insurance rates.

Ready to find affordable Bel Air, MD car insurance today? Enter your ZIP code for fast, free Bel Air car insurance quotes.

Cheapest Bel Air, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bel Air, MD car insurance rates? Every Bel Air, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bel Air, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,920 $11,615 $3,092 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,438 $2,193 $2,126 $2,173 $8,861 $9,691 $2,844 $2,779
State Farm $2,357 $2,357 $2,176 $2,176 $7,583 $9,736 $2,640 $2,975
USAA $1,898 $1,863 $1,774 $1,768 $4,218 $4,974 $2,183 $2,435

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Minimum Car Insurance in Bel Air, MD

Every driver must carry the minimum car insurance in Bel Air, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Bel Air, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bel Air, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bel Air, MD. Compare credit history car insurance rates in Bel Air from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bel Air, Maryland

Insurance Company Poor Fair Good
Allstate $6,650 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,200 $3,924 $3,292
State Farm $5,856 $3,470 $2,673
USAA $3,518 $2,415 $1,985

Cheapest Bel Air, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bel Air, MD to rates for a clean record with top companies.

Annual Bel Air, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,411
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,531 $4,694 $4,269 $4,060
State Farm $3,579 $4,514 $3,953 $3,953
USAA $2,076 $2,545 $3,702 $2,234

Cheapest Bel Air, MD Car Insurance for Teen Drivers

Teen car insurance in Bel Air, MD can be expensive. Take a look at rates from the top car insurance companies in Bel Air for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bel Air, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,920 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,861 $9,691
State Farm $7,583 $9,736
USAA $4,218 $4,974

Cheapest Bel Air, MD Car Insurance for Seniors

Take a look at Bel Air, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bel Air, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,126 $2,173
State Farm $2,176 $2,176
USAA $1,774 $1,768

Cheapest Bel Air, MD Car Insurance Rates After a DUI

A DUI in Bel Air, MD increases car insurance rates. Compare Bel Air, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bel Air, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,269
State Farm $3,953
USAA $3,702

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Cheapest Bel Air, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bel Air, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bel Air, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,138 $4,138
State Farm $3,897 $4,103
USAA $2,557 $2,721

Cheapest Bel Air, MD Car Insurance Rates by ZIP Code

Bel Air car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bel Air, MD.

Annual Car Insurance Rates by ZIP Code in Bel Air, Maryland

ZIP Code Average Annual Rates
21014 $3,893
21015 $3,884

The Best Cheap Car Insurance Companies in Bel Air, MD

Take a look at a side-by-side comparison of the top car insurance companies in Bel Air, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bel Air, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,138
State Farm $4,000
USAA $2,639

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Category Winners: Cheapest Car Insurance in Bel Air, Maryland

Find the cheapest car insurance companies in Bel Air, MD for each category right here.

Best Annual Car Insurance Rates by Company in Bel Air, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Bel Air, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bel Air car insurance rates. Find the cheapest Bel Air, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bel Air, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,945 $4,142 $4,328
State Farm $3,777 $4,014 $4,209
USAA $2,501 $2,648 $2,769

What affects car insurance rates in Bel Air, Maryland?

What factors can have an impact on Bel Air, MD car insurance? There are several reasons why Bel Air car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bel Air, Maryland.

Car Theft in Bel Air

High levels of vehicle theft can make car insurance more expensive. Bel Air, MD car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Bel Air

The more time you spend in your car the higher the risk of an accident. The average commute length in Bel Air, MD is 32.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Bel Air, MD

Ready to find affordable Bel Air, Maryland car insurance today? Enter your ZIP code for fast, free Bel Air, MD car insurance quotes.

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