Compare Bellevue, IA Car Insurance Rates (2021)

Car insurance in Bellevue, IA averages $245 a month. Bellevue, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Bellevue car insurance rates, compare quotes from the top car insurance companies in Bellevue, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bellevue, IA after a DUI are $3,534/year
  • Average car insurance rates in Bellevue, IA are $2,941/year
  • The cheapest car insurance company in Bellevue for teen drivers is USAA

If you need to buy Bellevue, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Bellevue, IA is right here.

You’ll find Bellevue car insurance rates, the cheapest Bellevue, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Bellevue, Iowa car insurance rates to Des Moines car insurance rates, Ankeny car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Bellevue, IA car insurance today? Enter your ZIP code for fast, free Bellevue car insurance quotes.

Cheapest Bellevue, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bellevue, IA car insurance rates? Every Bellevue, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellevue, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,772 $1,655 $1,683 $5,462 $6,159 $2,001 $2,048
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,790 $1,837 $1,595 $1,702 $4,130 $5,343 $2,027 $2,205
Progressive $1,928 $1,859 $1,593 $1,648 $4,723 $5,334 $2,324 $2,516
State Farm $1,474 $1,474 $1,290 $1,290 $3,924 $4,984 $1,656 $1,882
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Bellevue, IA

Every driver must carry the minimum car insurance in Bellevue, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Bellevue, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bellevue, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bellevue, IA. Compare credit history car insurance rates in Bellevue from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bellevue, Iowa

Insurance Company Poor Fair Good
Allstate $3,375 $2,691 $2,421
American Family $4,174 $3,066 $2,573
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $3,132 $2,453 $2,150
Progressive $3,237 $2,616 $2,369
State Farm $3,200 $1,979 $1,561
Travelers $5,599 $4,775 $4,547
USAA $2,359 $1,624 $1,408

Cheapest Bellevue, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellevue, IA to rates for a clean record with top companies.

Annual Bellevue, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,398 $2,911 $3,319 $2,687
American Family $2,363 $3,448 $4,494 $2,779
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,865 $2,681 $3,656 $2,111
Progressive $2,202 $3,613 $2,389 $2,759
State Farm $2,084 $2,409 $2,247 $2,247
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Bellevue, IA Car Insurance for Teen Drivers

Teen car insurance in Bellevue, IA can be expensive. Take a look at rates from the top car insurance companies in Bellevue for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bellevue, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,462 $6,159
American Family $5,602 $7,889
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $4,130 $5,343
Progressive $4,723 $5,334
State Farm $3,924 $4,984
Travelers $9,898 $15,725
USAA $3,276 $3,469

Cheapest Bellevue, IA Car Insurance for Seniors

Take a look at Bellevue, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bellevue, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,683
American Family $1,889 $1,889
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,595 $1,702
Progressive $1,593 $1,648
State Farm $1,290 $1,290
Travelers $2,201 $2,207
USAA $1,100 $1,117

Cheapest Bellevue, IA Car Insurance Rates After a DUI

A DUI in Bellevue, IA increases car insurance rates. Compare Bellevue, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bellevue, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,319
American Family $4,494
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,656
Progressive $2,389
State Farm $2,247
Travelers $6,461
USAA $2,398

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Cheapest Bellevue, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bellevue, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bellevue, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,762 $2,896
American Family $3,233 $3,309
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,578 $2,578
Progressive $2,741 $2,741
State Farm $2,193 $2,301
Travelers $4,974 $4,974
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Bellevue, IA

Take a look at a side-by-side comparison of the top car insurance companies in Bellevue, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bellevue, Iowa

Insurance Company Average Annual Rates
Allstate $2,829
American Family $3,271
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,578
Progressive $2,741
State Farm $2,247
Travelers $4,974
USAA $1,797

Category Winners: Cheapest Car Insurance in Bellevue, Iowa

Find the cheapest car insurance companies in Bellevue, IA for each category right here.

Best Annual Car Insurance Rates by Company in Bellevue, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bellevue, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bellevue car insurance rates. Find the cheapest Bellevue, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bellevue, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,833 $2,944
American Family $3,298 $3,452 $3,063
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,684 $2,567 $2,484
Progressive $2,591 $2,750 $2,880
State Farm $2,142 $2,259 $2,340
Travelers $4,697 $5,048 $5,176
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Bellevue, Iowa?

What factors can have an impact on Bellevue, IA car insurance? There are several reasons why Bellevue car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellevue, Iowa.

Commute Time in Bellevue

The more time you spend in your car the higher the risk of an accident. The average commute length in Bellevue, IA is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Bellevue, IA

Ready to find affordable Bellevue, Iowa car insurance today? Enter your ZIP code for fast, free Bellevue, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State