Compare Berkshire, MA Car Insurance Rates (2021)

Car insurance in Berkshire, MA averages $214 a month. Berkshire, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Berkshire car insurance rates, compare quotes from the top car insurance companies in Berkshire, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Berkshire, MA are $2,565/year
  • The cheapest car insurance company in Berkshire is State Farm
  • The cheapest car insurance company in Berkshire for teen drivers is State Farm

If you need to buy Berkshire, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Berkshire, MA is right here.

You’ll find Berkshire car insurance rates, the cheapest Berkshire, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Berkshire, Massachusetts car insurance rates to Boston car insurance rates, Brockton car insurance rates, and Worcester car insurance rates.

Ready to find affordable Berkshire, MA car insurance today? Enter your ZIP code for fast, free Berkshire car insurance quotes.

Cheapest Berkshire, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berkshire, MA car insurance rates? Every Berkshire, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berkshire, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $2,053 $2,053 $2,053 $7,295 $7,295 $2,301 $2,301
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,914 $1,914 $1,838 $1,838 $7,038 $7,038 $2,063 $2,063
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,259 $2,259 $2,009 $2,009 $4,504 $4,504 $2,489 $2,489
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

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Minimum Car Insurance in Berkshire, MA

Every driver must carry the minimum car insurance in Berkshire, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Berkshire, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Berkshire, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berkshire, MA to rates for a clean record with top companies.

Annual Berkshire, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,936 $4,441 $2,662
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,705 $3,796 $3,020 $3,331
State Farm $859 $1,166 $1,388 $918
Travelers $2,210 $3,027 $3,237 $2,787
USAA $1,155 $1,494 $2,524 $1,290

Cheapest Berkshire, MA Car Insurance for Teen Drivers

Teen car insurance in Berkshire, MA can be expensive. Take a look at rates from the top car insurance companies in Berkshire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berkshire, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,295 $7,295
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $7,038 $7,038
State Farm $2,110 $2,110
Travelers $4,504 $4,504
USAA $2,763 $2,763

Cheapest Berkshire, MA Car Insurance for Seniors

Take a look at Berkshire, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berkshire, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,053 $2,053
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,838 $1,838
State Farm $740 $740
Travelers $2,009 $2,009
USAA $1,180 $1,180

Cheapest Berkshire, MA Car Insurance Rates After a DUI

A DUI in Berkshire, MA increases car insurance rates. Compare Berkshire, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berkshire, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,441
GEICO $2,943
Liberty Mutual $4,485
Progressive $3,020
State Farm $1,388
Travelers $3,237
USAA $2,524

Cheapest Berkshire, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berkshire, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berkshire, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,532
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,213 $3,213
State Farm $1,058 $1,108
Travelers $2,684 $2,947
USAA $1,572 $1,660

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The Best Cheap Car Insurance Companies in Berkshire, MA

Take a look at a side-by-side comparison of the top car insurance companies in Berkshire, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berkshire, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,425
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,213
State Farm $1,083
Travelers $2,815
USAA $1,616

Category Winners: Cheapest Car Insurance in Berkshire, Massachusetts

Find the cheapest car insurance companies in Berkshire, MA for each category right here.

Best Annual Car Insurance Rates by Company in Berkshire, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Berkshire, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berkshire car insurance rates. Find the cheapest Berkshire, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berkshire, Massachusetts

Insurance Company Low Medium High
Allstate $3,190 $3,476 $3,609
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,957 $3,270 $3,412
State Farm $990 $1,101 $1,157
Travelers $2,557 $2,868 $3,021
USAA $1,500 $1,642 $1,706

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Compare Car Insurance Quotes in Berkshire, MA

Ready to find affordable Berkshire, Massachusetts car insurance today? Enter your ZIP code for fast, free Berkshire, MA car insurance quotes.

Free Car Insurance Comparison

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