Compare Bowling Green, KY Car Insurance Rates (2021)

Car insurance in Bowling Green, KY averages $307 a month. Bowling Green, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bowling Green car insurance rates, compare quotes from the top car insurance companies in Bowling Green, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bowling Green for teen drivers is State Farm
  • Average car insurance rates in Bowling Green, KY are $3,688/year
  • Average car insurance rates in Bowling Green, KY after a DUI are $4,452/year

If you need to buy Bowling Green, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bowling Green, KY is right here.

You’ll find Bowling Green car insurance rates, the cheapest Bowling Green, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bowling Green, Kentucky car insurance rates to Hopkinsville car insurance rates, Frankfort car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Bowling Green, KY car insurance today? Enter your ZIP code for fast, free Bowling Green car insurance quotes.

Cheapest Bowling Green, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bowling Green, KY car insurance rates? Every Bowling Green, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bowling Green, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,899 $2,868 $2,623 $2,794 $10,682 $12,014 $3,208 $3,389
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,160 $2,334 $1,850 $2,058 $8,925 $9,850 $2,251 $2,329
Nationwide $2,859 $2,851 $2,591 $2,696 $6,391 $7,916 $3,240 $3,385
Progressive $1,740 $1,648 $1,572 $1,575 $8,611 $9,725 $2,150 $2,187
State Farm $1,418 $1,418 $1,266 $1,266 $4,130 $5,255 $1,581 $1,750
Travelers $1,688 $1,718 $1,652 $1,659 $7,779 $12,487 $1,758 $2,022
USAA $1,715 $1,713 $1,553 $1,573 $4,608 $4,846 $2,158 $2,354

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Minimum Car Insurance in Bowling Green, KY

Every driver must carry the minimum car insurance in Bowling Green, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bowling Green, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bowling Green, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bowling Green, KY. Compare credit history car insurance rates in Bowling Green from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bowling Green, Kentucky

Insurance Company Poor Fair Good
Allstate $6,684 $4,631 $3,864
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,650 $3,495 $2,765
Nationwide $4,839 $3,817 $3,317
Progressive $4,060 $3,563 $3,330
State Farm $3,266 $1,974 $1,541
Travelers $4,282 $3,635 $3,621
USAA $3,805 $2,142 $1,748

Cheapest Bowling Green, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bowling Green, KY to rates for a clean record with top companies.

Annual Bowling Green, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,199 $5,470 $5,835 $4,734
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,315 $5,081 $3,960 $3,523
Nationwide $3,188 $4,103 $5,170 $3,503
Progressive $3,021 $4,479 $3,442 $3,662
State Farm $2,072 $2,449 $2,260 $2,260
Travelers $3,368 $3,462 $4,953 $3,600
USAA $1,935 $2,731 $3,265 $2,330

Cheapest Bowling Green, KY Car Insurance for Teen Drivers

Teen car insurance in Bowling Green, KY can be expensive. Take a look at rates from the top car insurance companies in Bowling Green for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bowling Green, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,682 $12,014
GEICO $6,851 $8,131
Liberty Mutual $8,925 $9,850
Nationwide $6,391 $7,916
Progressive $8,611 $9,725
State Farm $4,130 $5,255
Travelers $7,779 $12,487
USAA $4,608 $4,846

Cheapest Bowling Green, KY Car Insurance for Seniors

Take a look at Bowling Green, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bowling Green, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,623 $2,794
GEICO $3,510 $3,179
Liberty Mutual $1,850 $2,058
Nationwide $2,591 $2,696
Progressive $1,572 $1,575
State Farm $1,266 $1,266
Travelers $1,652 $1,659
USAA $1,553 $1,573

Cheapest Bowling Green, KY Car Insurance Rates After a DUI

A DUI in Bowling Green, KY increases car insurance rates. Compare Bowling Green, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bowling Green, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,835
GEICO $6,731
Liberty Mutual $3,960
Nationwide $5,170
Progressive $3,442
State Farm $2,260
Travelers $4,953
USAA $3,265

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Cheapest Bowling Green, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bowling Green, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bowling Green, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,060 $5,060
GEICO $4,119 $4,197
Liberty Mutual $3,970 $3,970
Nationwide $3,991 $3,991
Progressive $3,651 $3,651
State Farm $2,203 $2,318
Travelers $3,846 $3,846
USAA $2,471 $2,659

Cheapest Bowling Green, KY Car Insurance Rates by ZIP Code

Bowling Green car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bowling Green, KY.

Annual Car Insurance Rates by ZIP Code in Bowling Green, Kentucky

ZIP Code Average Annual Rates
42101 $3,279
42103 $3,288
42104 $3,259

The Best Cheap Car Insurance Companies in Bowling Green, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bowling Green, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bowling Green, Kentucky

Insurance Company Average Annual Rates
Allstate $5,060
GEICO $4,158
Liberty Mutual $3,970
Nationwide $3,991
Progressive $3,651
State Farm $2,260
Travelers $3,846
USAA $2,565

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Category Winners: Cheapest Car Insurance in Bowling Green, Kentucky

Find the cheapest car insurance companies in Bowling Green, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bowling Green, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Bowling Green, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bowling Green car insurance rates. Find the cheapest Bowling Green, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bowling Green, Kentucky

Insurance Company Low Medium High
Allstate $4,738 $5,041 $5,399
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,784 $3,945 $4,180
Nationwide $4,029 $3,950 $3,995
Progressive $3,349 $3,607 $3,997
State Farm $2,109 $2,259 $2,414
Travelers $3,634 $3,862 $4,040
USAA $2,445 $2,559 $2,691

What affects car insurance rates in Bowling Green, Kentucky?

What factors can have an impact on Bowling Green, KY car insurance? There are several reasons why Bowling Green car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bowling Green, Kentucky.

Commute Time in Bowling Green

The more time you spend in your car the higher the risk of an accident. The average commute length in Bowling Green, KY is 18.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Bowling Green, KY

Ready to find affordable Bowling Green, Kentucky car insurance today? Enter your ZIP code for fast, free Bowling Green, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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