Compare Byers, CO Car Insurance Rates (2021)

Car insurance in Byers, CO averages $347 a month. Byers, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Byers car insurance rates, compare quotes from the top car insurance companies in Byers, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Byers, CO after a DUI are $4,969/year
  • Average car insurance rates in Byers, CO are $4,163/year
  • The cheapest car insurance company in Byers is Liberty Mutual

If you need to buy Byers, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Byers, CO is right here.

You’ll find Byers car insurance rates, the cheapest Byers, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Byers, Colorado car insurance rates to Aurora car insurance rates, Centennial car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Byers, CO car insurance today? Enter your ZIP code for fast, free Byers car insurance quotes.

Cheapest Byers, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Byers, CO car insurance rates? Every Byers, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Byers, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,357 $3,147 $3,020 $3,051 $11,577 $12,174 $3,710 $3,731
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,535 $3,505 $3,205 $3,458 $13,245 $13,323 $3,876 $3,913
GEICO $2,308 $2,502 $2,391 $2,676 $7,040 $7,472 $2,119 $2,177
Liberty Mutual $1,985 $1,946 $1,684 $1,850 $5,805 $6,326 $2,004 $2,029
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,688 $2,524 $2,314 $2,316 $8,736 $9,772 $3,034 $2,957
State Farm $2,081 $2,081 $1,852 $1,852 $5,784 $7,362 $2,322 $2,743
USAA $2,446 $2,446 $2,327 $2,334 $6,180 $7,089 $3,155 $3,439

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Minimum Car Insurance in Byers, CO

Every driver must carry the minimum car insurance in Byers, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Byers, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Byers, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Byers, CO. Compare credit history car insurance rates in Byers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Byers, Colorado

Insurance Company Poor Fair Good
Allstate $6,977 $5,378 $4,058
American Family $5,143 $3,648 $3,057
Farmers $6,984 $5,660 $5,378
GEICO $4,316 $3,586 $2,855
Liberty Mutual $4,231 $2,578 $2,052
Nationwide $5,176 $4,081 $3,558
Progressive $4,909 $4,164 $3,805
State Farm $4,531 $2,907 $2,340
USAA $5,452 $3,099 $2,480

Cheapest Byers, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Byers, CO to rates for a clean record with top companies.

Annual Byers, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $5,372 $6,550 $5,287
American Family $2,923 $4,133 $5,425 $3,315
Farmers $5,077 $6,521 $6,432 $6,000
GEICO $2,554 $3,934 $4,487 $3,369
Liberty Mutual $2,582 $3,028 $3,150 $3,054
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $3,725 $5,156 $3,933 $4,357
State Farm $3,015 $3,504 $3,260 $3,260
USAA $2,673 $3,266 $5,752 $3,017

Cheapest Byers, CO Car Insurance for Teen Drivers

Teen car insurance in Byers, CO can be expensive. Take a look at rates from the top car insurance companies in Byers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Byers, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,577 $12,174
American Family $6,552 $8,774
Farmers $13,245 $13,323
GEICO $7,040 $7,472
Liberty Mutual $5,805 $6,326
Nationwide $7,160 $9,216
Progressive $8,736 $9,772
State Farm $5,784 $7,362
USAA $6,180 $7,089

Cheapest Byers, CO Car Insurance for Seniors

Take a look at Byers, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Byers, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,020 $3,051
American Family $2,430 $2,430
Farmers $3,205 $3,458
GEICO $2,391 $2,676
Liberty Mutual $1,684 $1,850
Nationwide $2,537 $2,693
Progressive $2,314 $2,316
State Farm $1,852 $1,852
USAA $2,327 $2,334

Cheapest Byers, CO Car Insurance Rates After a DUI

A DUI in Byers, CO increases car insurance rates. Compare Byers, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Byers, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,550
American Family $5,425
Farmers $6,432
GEICO $4,487
Liberty Mutual $3,150
Nationwide $5,732
Progressive $3,933
State Farm $3,260
USAA $5,752

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Cheapest Byers, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Byers, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Byers, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,471 $5,471
American Family $3,865 $4,034
Farmers $6,007 $6,007
GEICO $3,503 $3,668
Liberty Mutual $2,954 $2,954
Nationwide $4,272 $4,272
Progressive $4,293 $4,293
State Farm $3,180 $3,340
USAA $3,572 $3,782

The Best Cheap Car Insurance Companies in Byers, CO

Take a look at a side-by-side comparison of the top car insurance companies in Byers, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Byers, Colorado

Insurance Company Average Annual Rates
Allstate $5,471
American Family $3,949
Farmers $6,007
GEICO $3,586
Liberty Mutual $2,954
Nationwide $4,272
Progressive $4,293
State Farm $3,260
USAA $3,677

Category Winners: Cheapest Car Insurance in Byers, Colorado

Find the cheapest car insurance companies in Byers, CO for each category right here.

Best Annual Car Insurance Rates by Company in Byers, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Byers, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Byers car insurance rates. Find the cheapest Byers, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Byers, Colorado

Insurance Company Low Medium High
Allstate $5,170 $5,452 $5,790
American Family $3,759 $4,030 $4,059
Farmers $5,264 $5,922 $6,837
GEICO $3,267 $3,523 $3,967
Liberty Mutual $2,790 $2,942 $3,128
Nationwide $4,310 $4,274 $4,232
Progressive $3,979 $4,304 $4,595
State Farm $3,068 $3,261 $3,450
USAA $3,520 $3,677 $3,834

What affects car insurance rates in Byers, Colorado?

What factors can have an impact on Byers, CO car insurance? There are several reasons why Byers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Byers, Colorado.

Commute Time in Byers

The more time you spend in your car the higher the risk of an accident. The average commute length in Byers, CO is 38.4 minutes according to City-Data.

Compare Car Insurance Quotes in Byers, CO

Ready to find affordable Byers, Colorado car insurance today? Enter your ZIP code for fast, free Byers, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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