Compare Carrollton, TX Car Insurance Rates (2021)

Car insurance in Carrollton, TX averages $349 a month. Carrollton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Carrollton car insurance rates, compare quotes from the top car insurance companies in Carrollton, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carrollton, TX are $4,190/year
  • Average car insurance rates in Carrollton, TX after a DUI are $4,777/year
  • The cheapest car insurance company in Carrollton for teen drivers is USAA

If you need to buy Carrollton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Carrollton, TX is right here.

You’ll find Carrollton car insurance rates, the cheapest Carrollton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Carrollton, Texas car insurance rates to Arlington car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Carrollton, TX car insurance today? Enter your ZIP code for fast, free Carrollton car insurance quotes.

Cheapest Carrollton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carrollton, TX car insurance rates? Every Carrollton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrollton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,696 $3,716 $3,646 $3,646 $9,988 $12,029 $4,571 $4,742
American Family $3,335 $3,720 $3,093 $3,554 $8,880 $11,646 $4,811 $5,491
GEICO $2,586 $2,800 $2,497 $2,848 $5,820 $6,024 $2,809 $2,802
Nationwide $2,522 $2,563 $2,221 $2,353 $7,387 $9,491 $2,986 $3,234
Progressive $2,424 $2,329 $2,154 $2,196 $10,079 $11,279 $2,900 $2,974
State Farm $2,250 $2,250 $2,011 $2,011 $5,504 $7,031 $2,454 $2,523
USAA $1,643 $1,641 $1,579 $1,552 $4,739 $5,124 $2,182 $2,312

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Minimum Car Insurance in Carrollton, TX

Every driver must carry the minimum car insurance in Carrollton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Carrollton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carrollton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carrollton, TX. Compare credit history car insurance rates in Carrollton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carrollton, Texas

Insurance Company Poor Fair Good
Allstate $7,307 $5,360 $4,595
American Family $7,649 $4,839 $4,211
GEICO $5,447 $3,076 $2,046
Nationwide $4,906 $3,949 $3,429
Progressive $5,119 $4,416 $4,090
State Farm $4,602 $2,870 $2,290
USAA $3,793 $2,212 $1,785

Cheapest Carrollton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carrollton, TX to rates for a clean record with top companies.

Annual Carrollton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,412 $6,945 $7,248 $4,412
American Family $5,061 $6,480 $5,663 $5,061
GEICO $2,986 $3,979 $3,287 $3,840
Nationwide $3,543 $3,543 $5,282 $4,010
Progressive $3,962 $5,108 $4,630 $4,469
State Farm $2,878 $3,318 $3,942 $2,878
USAA $1,926 $2,865 $3,384 $2,211

Cheapest Carrollton, TX Car Insurance for Teen Drivers

Teen car insurance in Carrollton, TX can be expensive. Take a look at rates from the top car insurance companies in Carrollton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carrollton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,988 $12,029
American Family $8,880 $11,646
GEICO $5,820 $6,024
Nationwide $7,387 $9,491
Progressive $10,079 $11,279
State Farm $5,504 $7,031
USAA $4,739 $5,124

Cheapest Carrollton, TX Car Insurance for Seniors

Take a look at Carrollton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carrollton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $3,093 $3,554
GEICO $2,497 $2,848
Nationwide $2,221 $2,353
Progressive $2,154 $2,196
State Farm $2,011 $2,011
USAA $1,579 $1,552

Cheapest Carrollton, TX Car Insurance Rates After a DUI

A DUI in Carrollton, TX increases car insurance rates. Compare Carrollton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carrollton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,248
American Family $5,663
GEICO $3,287
Nationwide $5,282
Progressive $4,630
State Farm $3,942
USAA $3,384

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Cheapest Carrollton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carrollton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carrollton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,608 $5,901
American Family $5,566 $5,566
GEICO $3,461 $3,585
Nationwide $4,095 $4,095
Progressive $4,542 $4,542
State Farm $3,254 $3,254
USAA $2,564 $2,629

Cheapest Carrollton, TX Car Insurance Rates by ZIP Code

Carrollton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Carrollton, TX.

Annual Car Insurance Rates by ZIP Code in Carrollton, Texas

ZIP Code Average Annual Rates
75006 $6,367
75007 $5,869
75010 $6,226

The Best Cheap Car Insurance Companies in Carrollton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Carrollton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carrollton, Texas

Insurance Company Average Annual Rates
Allstate $5,754
American Family $5,566
GEICO $3,523
Nationwide $4,095
Progressive $4,542
State Farm $3,254
USAA $2,596

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Category Winners: Cheapest Car Insurance in Carrollton, Texas

Find the cheapest car insurance companies in Carrollton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Carrollton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Carrollton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carrollton car insurance rates. Find the cheapest Carrollton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carrollton, Texas

Insurance Company Low Medium High
Allstate $5,623 $5,705 $5,935
American Family $5,197 $5,369 $6,133
GEICO $3,344 $3,489 $3,737
Nationwide $4,434 $3,920 $3,930
Progressive $4,366 $4,527 $4,732
State Farm $3,071 $3,245 $3,446
USAA $2,498 $2,585 $2,706

What affects car insurance rates in Carrollton, Texas?

What factors can have an impact on Carrollton, TX car insurance? There are several reasons why Carrollton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carrollton, Texas.

Car Theft in Carrollton

High levels of vehicle theft can make car insurance more expensive. Carrollton, TX car theft statistics from the FBI indicate 280 vehicle thefts a year.

Commute Time in Carrollton

The more time you spend in your car the higher the risk of an accident. The average commute length in Carrollton, TX is 25.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Carrollton, TX

Ready to find affordable Carrollton, Texas car insurance today? Enter your ZIP code for fast, free Carrollton, TX car insurance quotes.

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