Compare Cedar Hill, TX Car Insurance Rates (2022)

Car insurance in Cedar Hill, TX averages $349 a month. Cedar Hill, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Hill car insurance rates, compare quotes from the top car insurance companies in Cedar Hill, TX.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Cedar Hill for teen drivers is USAA
  • The cheapest car insurance company in Cedar Hill is USAA
  • Average car insurance rates in Cedar Hill, TX are $4,183/year

If you need to buy Cedar Hill, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Hill, TX is right here.

You’ll find Cedar Hill car insurance rates, the cheapest Cedar Hill, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cedar Hill, Texas car insurance rates to Laredo car insurance rates, El Paso car insurance rates, and Arlington car insurance rates.

Ready to find affordable Cedar Hill, TX car insurance today? Enter your ZIP code for fast, free Cedar Hill car insurance quotes.

Cheapest Cedar Hill, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Hill, TX car insurance rates? Every Cedar Hill, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Hill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,000 $4,028 $3,945 $3,945 $10,612 $12,788 $4,937 $5,135
American Family $3,406 $3,811 $3,194 $3,680 $9,342 $12,250 $4,965 $5,675
GEICO $2,751 $2,983 $2,685 $3,080 $6,033 $6,204 $2,968 $2,923
Nationwide $2,370 $2,408 $2,101 $2,220 $6,622 $8,489 $2,777 $3,000
Progressive $2,391 $2,287 $2,115 $2,165 $9,588 $10,673 $2,832 $2,875
State Farm $2,076 $2,076 $1,854 $1,854 $5,085 $6,499 $2,265 $2,331
USAA $1,581 $1,584 $1,515 $1,496 $4,532 $4,916 $2,107 $2,245

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Cedar Hill, TX

Every driver must carry the minimum car insurance in Cedar Hill, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Hill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cedar Hill, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Hill, TX. Compare credit history car insurance rates in Cedar Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Hill, Texas

Insurance Company Poor Fair Good
Allstate $7,835 $5,755 $4,933
American Family $7,918 $5,043 $4,410
GEICO $5,732 $3,232 $2,146
Nationwide $4,501 $3,609 $3,136
Progressive $4,941 $4,239 $3,917
State Farm $4,255 $2,649 $2,112
USAA $3,653 $2,124 $1,713

Cheapest Cedar Hill, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Hill, TX to rates for a clean record with top companies.

Annual Cedar Hill, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,776 $7,406 $7,737 $4,776
American Family $5,272 $6,725 $5,892 $5,272
GEICO $3,138 $4,158 $3,461 $4,057
Nationwide $3,257 $3,257 $4,805 $3,674
Progressive $3,812 $4,893 $4,457 $4,302
State Farm $2,658 $3,065 $3,640 $2,658
USAA $1,855 $2,751 $3,253 $2,129

Cheapest Cedar Hill, TX Car Insurance for Teen Drivers

Teen car insurance in Cedar Hill, TX can be expensive. Take a look at rates from the top car insurance companies in Cedar Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Hill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,612 $12,788
American Family $9,342 $12,250
GEICO $6,033 $6,204
Nationwide $6,622 $8,489
Progressive $9,588 $10,673
State Farm $5,085 $6,499
USAA $4,532 $4,916

Cheapest Cedar Hill, TX Car Insurance for Seniors

Take a look at Cedar Hill, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Hill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
American Family $3,194 $3,680
GEICO $2,685 $3,080
Nationwide $2,101 $2,220
Progressive $2,115 $2,165
State Farm $1,854 $1,854
USAA $1,515 $1,496

Cheapest Cedar Hill, TX Car Insurance Rates After a DUI

A DUI in Cedar Hill, TX increases car insurance rates. Compare Cedar Hill, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Hill, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,737
American Family $5,892
GEICO $3,461
Nationwide $4,805
Progressive $4,457
State Farm $3,640
USAA $3,253

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Cedar Hill, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Hill, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Hill, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,022 $6,326
American Family $5,790 $5,790
GEICO $3,633 $3,774
Nationwide $3,748 $3,748
Progressive $4,366 $4,366
State Farm $3,005 $3,005
USAA $2,465 $2,528

The Best Cheap Car Insurance Companies in Cedar Hill, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Hill, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Hill, Texas

Insurance Company Average Annual Rates
Allstate $6,174
American Family $5,790
GEICO $3,703
Nationwide $3,748
Progressive $4,366
State Farm $3,005
USAA $2,497

Category Winners: Cheapest Car Insurance in Cedar Hill, Texas

Find the cheapest car insurance companies in Cedar Hill, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Hill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Cedar Hill, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Hill car insurance rates. Find the cheapest Cedar Hill, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Hill, Texas

Insurance Company Low Medium High
Allstate $6,032 $6,121 $6,369
American Family $5,346 $5,553 $6,472
GEICO $3,464 $3,641 $4,006
Nationwide $4,005 $3,590 $3,651
Progressive $4,153 $4,345 $4,600
State Farm $2,837 $2,994 $3,185
USAA $2,407 $2,486 $2,597

What affects car insurance rates in Cedar Hill, Texas?

What factors can have an impact on Cedar Hill, TX car insurance? There are several reasons why Cedar Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Hill, Texas.

Car Theft in Cedar Hill

High levels of vehicle theft can make car insurance more expensive. Cedar Hill, TX car theft statistics from the FBI indicate 99 vehicle thefts a year.

Commute Time in Cedar Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Hill, TX is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Hill, TX

Ready to find affordable Cedar Hill, Texas car insurance today? Enter your ZIP code for fast, free Cedar Hill, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption