Compare Covington, LA Car Insurance Rates (2021)

Car insurance in Covington, LA averages $448 a month. Covington, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Covington car insurance rates, compare quotes from the top car insurance companies in Covington, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Covington, LA after a DUI are $6,171/year
  • The cheapest ZIP code in Covington is 70433
  • Average car insurance rates in Covington, LA are $5,372/year

If you need to buy Covington, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Covington, LA is right here.

You’ll find Covington car insurance rates, the cheapest Covington, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Covington, Louisiana car insurance rates to Alexandria car insurance rates, New Orleans car insurance rates, and Kenner car insurance rates.

Ready to find affordable Covington, LA car insurance today? Enter your ZIP code for fast, free Covington car insurance quotes.

Cheapest Covington, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Covington, LA car insurance rates? Every Covington, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,806 $3,806 $8,151 $10,298 $4,080 $4,428
GEICO $3,221 $3,689 $3,859 $4,691 $11,738 $12,348 $3,093 $2,987
Progressive $4,254 $3,965 $3,567 $3,860 $16,779 $18,633 $4,836 $4,887
State Farm $2,703 $2,703 $2,494 $2,494 $7,987 $9,999 $3,012 $3,375
USAA $2,434 $2,395 $2,380 $2,360 $7,333 $8,588 $2,996 $3,284

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Minimum Car Insurance in Covington, LA

Every driver must carry the minimum car insurance in Covington, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Covington, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Covington, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Covington, LA. Compare credit history car insurance rates in Covington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Covington, Louisiana

Insurance Company Poor Fair Good
Allstate $6,891 $4,728 $4,110
GEICO $6,784 $5,887 $4,439
Progressive $8,589 $7,360 $6,844
State Farm $6,007 $3,884 $3,147
USAA $5,475 $3,507 $2,932

Cheapest Covington, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Covington, LA to rates for a clean record with top companies.

Annual Covington, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $6,326 $5,638 $4,870
GEICO $3,880 $6,263 $7,681 $4,989
Progressive $6,331 $8,488 $8,168 $7,405
State Farm $3,982 $4,711 $4,346 $4,346
USAA $3,031 $4,211 $5,022 $3,621

Cheapest Covington, LA Car Insurance for Teen Drivers

Teen car insurance in Covington, LA can be expensive. Take a look at rates from the top car insurance companies in Covington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Covington, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,151 $10,298
GEICO $11,738 $12,348
Progressive $16,779 $18,633
State Farm $7,987 $9,999
USAA $7,333 $8,588

Cheapest Covington, LA Car Insurance for Seniors

Take a look at Covington, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Covington, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,806 $3,806
GEICO $3,859 $4,691
Progressive $3,567 $3,860
State Farm $2,494 $2,494
USAA $2,380 $2,360

Cheapest Covington, LA Car Insurance Rates After a DUI

A DUI in Covington, LA increases car insurance rates. Compare Covington, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Covington, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,638
GEICO $7,681
Progressive $8,168
State Farm $4,346
USAA $5,022

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Cheapest Covington, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Covington, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Covington, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,243 $5,243
GEICO $5,593 $5,814
Progressive $7,598 $7,598
State Farm $4,235 $4,457
USAA $3,850 $4,093

Cheapest Covington, LA Car Insurance Rates by ZIP Code

Covington car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Covington, LA.

Annual Car Insurance Rates by ZIP Code in Covington, Louisiana

ZIP Code Average Annual Rates
70433 $4,882
70435 $5,208

The Best Cheap Car Insurance Companies in Covington, LA

Take a look at a side-by-side comparison of the top car insurance companies in Covington, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Covington, Louisiana

Insurance Company Average Annual Rates
Allstate $5,243
GEICO $5,703
Progressive $7,598
State Farm $4,346
USAA $3,971

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Category Winners: Cheapest Car Insurance in Covington, Louisiana

Find the cheapest car insurance companies in Covington, LA for each category right here.

Best Annual Car Insurance Rates by Company in Covington, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Covington, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Covington car insurance rates. Find the cheapest Covington, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Covington, Louisiana

Insurance Company Low Medium High
Allstate $4,588 $5,335 $5,806
GEICO $4,693 $5,727 $6,690
Progressive $6,203 $7,527 $9,063
State Farm $3,728 $4,334 $4,976
USAA $3,448 $4,031 $4,434

What affects car insurance rates in Covington, Louisiana?

What factors can have an impact on Covington, LA car insurance? There are several reasons why Covington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Covington, Louisiana.

Car Theft in Covington

High levels of vehicle theft can make car insurance more expensive. Covington, LA car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Covington

The more time you spend in your car the higher the risk of an accident. The average commute length in Covington, LA is 24.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Covington, LA

Ready to find affordable Covington, Louisiana car insurance today? Enter your ZIP code for fast, free Covington, LA car insurance quotes.

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