Compare Cypress, TX Car Insurance Rates (2021)

Car insurance in Cypress, TX averages $359 a month. Cypress, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cypress car insurance rates, compare quotes from the top car insurance companies in Cypress, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Cypress for teen drivers is USAA
  • The cheapest car insurance company in Cypress is USAA
  • Average car insurance rates in Cypress, TX after a DUI are $4,884/year

If you need to buy Cypress, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cypress, TX is right here.

You’ll find Cypress car insurance rates, the cheapest Cypress, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cypress, Texas car insurance rates to San Antonio car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Cypress, TX car insurance today? Enter your ZIP code for fast, free Cypress car insurance quotes.

Cheapest Cypress, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cypress, TX car insurance rates? Every Cypress, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cypress, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,634 $3,654 $3,584 $3,584 $9,776 $11,769 $4,488 $4,657
American Family $3,376 $3,816 $3,280 $3,812 $10,064 $13,093 $5,075 $5,800
GEICO $2,648 $2,881 $2,583 $2,974 $5,955 $6,129 $2,872 $2,837
Nationwide $2,452 $2,489 $2,165 $2,290 $7,050 $9,046 $2,891 $3,127
Progressive $2,652 $2,516 $2,367 $2,408 $11,439 $12,769 $3,154 $3,202
State Farm $2,287 $2,287 $2,044 $2,044 $5,564 $7,101 $2,493 $2,562
USAA $1,633 $1,634 $1,566 $1,545 $4,674 $5,064 $2,173 $2,311

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Minimum Car Insurance in Cypress, TX

Every driver must carry the minimum car insurance in Cypress, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cypress, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cypress, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cypress, TX. Compare credit history car insurance rates in Cypress from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cypress, Texas

Insurance Company Poor Fair Good
Allstate $7,163 $5,258 $4,508
American Family $8,133 $5,337 $4,648
GEICO $5,584 $3,151 $2,094
Nationwide $4,720 $3,797 $3,299
Progressive $5,682 $4,931 $4,577
State Farm $4,661 $2,910 $2,323
USAA $3,767 $2,192 $1,767

Cheapest Cypress, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cypress, TX to rates for a clean record with top companies.

Annual Cypress, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,334 $6,803 $7,102 $4,334
American Family $5,459 $7,075 $6,165 $5,459
GEICO $3,059 $4,079 $3,361 $3,941
Nationwide $3,415 $3,415 $5,067 $3,859
Progressive $4,409 $5,730 $5,149 $4,966
State Farm $2,920 $3,363 $3,991 $2,920
USAA $1,912 $2,839 $3,355 $2,196

Cheapest Cypress, TX Car Insurance for Teen Drivers

Teen car insurance in Cypress, TX can be expensive. Take a look at rates from the top car insurance companies in Cypress for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cypress, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,776 $11,769
American Family $10,064 $13,093
GEICO $5,955 $6,129
Nationwide $7,050 $9,046
Progressive $11,439 $12,769
State Farm $5,564 $7,101
USAA $4,674 $5,064

Cheapest Cypress, TX Car Insurance for Seniors

Take a look at Cypress, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cypress, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,584 $3,584
American Family $3,280 $3,812
GEICO $2,583 $2,974
Nationwide $2,165 $2,290
Progressive $2,367 $2,408
State Farm $2,044 $2,044
USAA $1,566 $1,545

Cheapest Cypress, TX Car Insurance Rates After a DUI

A DUI in Cypress, TX increases car insurance rates. Compare Cypress, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cypress, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,102
American Family $6,165
GEICO $3,361
Nationwide $5,067
Progressive $5,149
State Farm $3,991
USAA $3,355

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Cheapest Cypress, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cypress, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cypress, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,500 $5,786
American Family $6,039 $6,039
GEICO $3,544 $3,675
Nationwide $3,939 $3,939
Progressive $5,063 $5,063
State Farm $3,298 $3,298
USAA $2,543 $2,608

Cheapest Cypress, TX Car Insurance Rates by ZIP Code

Cypress car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cypress, TX.

Annual Car Insurance Rates by ZIP Code in Cypress, Texas

ZIP Code Average Annual Rates
77429 $6,467
77433 $6,501

The Best Cheap Car Insurance Companies in Cypress, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cypress, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cypress, Texas

Insurance Company Average Annual Rates
Allstate $5,643
American Family $6,039
GEICO $3,610
Nationwide $3,939
Progressive $5,063
State Farm $3,298
USAA $2,575

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Category Winners: Cheapest Car Insurance in Cypress, Texas

Find the cheapest car insurance companies in Cypress, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cypress, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Cypress, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cypress car insurance rates. Find the cheapest Cypress, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cypress, Texas

Insurance Company Low Medium High
Allstate $5,512 $5,594 $5,824
American Family $5,557 $5,777 $6,785
GEICO $3,391 $3,560 $3,879
Nationwide $4,235 $3,773 $3,808
Progressive $4,833 $5,042 $5,315
State Farm $3,108 $3,288 $3,498
USAA $2,480 $2,564 $2,682

Compare Car Insurance Quotes in Cypress, TX

Ready to find affordable Cypress, Texas car insurance today? Enter your ZIP code for fast, free Cypress, TX car insurance quotes.

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