Compare Dallas, TX Car Insurance Rates (2021)

Car insurance in Dallas, TX averages $390 a month. Dallas, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Dallas car insurance rates, compare quotes from the top car insurance companies in Dallas, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Dallas for teen drivers is USAA
  • Average car insurance rates in Dallas, TX after a DUI are $5,319/year
  • Average car insurance rates in Dallas, TX are $4,682/year

If you need to buy Dallas, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Dallas, TX is right here.

You’ll find Dallas car insurance rates, the cheapest Dallas, TX car insurance companies, and information on Texas car insurance laws. You can also compare Dallas, Texas car insurance rates to Corpus Christi car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Dallas, TX car insurance today? Enter your ZIP code for fast, free Dallas car insurance quotes.

Cheapest Dallas, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dallas, TX car insurance rates? Every Dallas, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dallas, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,419 $4,454 $4,365 $4,365 $11,618 $14,009 $5,452 $5,669
American Family $3,799 $4,238 $3,509 $4,036 $10,139 $13,345 $5,489 $6,279
GEICO $2,871 $3,104 $2,768 $3,147 $6,390 $6,636 $3,114 $3,109
Nationwide $2,646 $2,691 $2,334 $2,472 $7,599 $9,763 $3,118 $3,375
Progressive $2,753 $2,627 $2,436 $2,489 $11,391 $12,716 $3,276 $3,336
State Farm $2,440 $2,440 $2,178 $2,178 $5,924 $7,562 $2,658 $2,736
USAA $1,807 $1,807 $1,736 $1,710 $5,156 $5,580 $2,397 $2,544

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Dallas, TX

Every driver must carry the minimum car insurance in Dallas, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Dallas, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dallas, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dallas, TX. Compare credit history car insurance rates in Dallas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dallas, Texas

Insurance Company Poor Fair Good
Allstate $8,652 $6,321 $5,408
American Family $8,744 $5,512 $4,807
GEICO $6,030 $3,396 $2,251
Nationwide $5,105 $4,093 $3,551
Progressive $5,791 $4,983 $4,609
State Farm $4,971 $3,100 $2,473
USAA $4,158 $2,419 $1,949

Cheapest Dallas, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dallas, TX to rates for a clean record with top companies.

Annual Dallas, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,269 $8,155 $8,480 $5,269
American Family $5,782 $7,390 $6,462 $5,782
GEICO $3,297 $4,381 $3,639 $4,253
Nationwide $3,682 $3,682 $5,472 $4,163
Progressive $4,468 $5,769 $5,231 $5,044
State Farm $3,113 $3,583 $4,248 $3,113
USAA $2,109 $3,139 $3,698 $2,423

Cheapest Dallas, TX Car Insurance for Teen Drivers

Teen car insurance in Dallas, TX can be expensive. Take a look at rates from the top car insurance companies in Dallas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dallas, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,618 $14,009
American Family $10,139 $13,345
GEICO $6,390 $6,636
Nationwide $7,599 $9,763
Progressive $11,391 $12,716
State Farm $5,924 $7,562
USAA $5,156 $5,580

Cheapest Dallas, TX Car Insurance for Seniors

Take a look at Dallas, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dallas, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,365 $4,365
American Family $3,509 $4,036
GEICO $2,768 $3,147
Nationwide $2,334 $2,472
Progressive $2,436 $2,489
State Farm $2,178 $2,178
USAA $1,736 $1,710

Cheapest Dallas, TX Car Insurance Rates After a DUI

A DUI in Dallas, TX increases car insurance rates. Compare Dallas, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dallas, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,480
American Family $6,462
GEICO $3,639
Nationwide $5,472
Progressive $5,231
State Farm $4,248
USAA $3,698

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Dallas, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dallas, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dallas, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,627 $6,960
American Family $6,354 $6,354
GEICO $3,821 $3,964
Nationwide $4,250 $4,250
Progressive $5,128 $5,128
State Farm $3,514 $3,514
USAA $2,806 $2,878

Cheapest Dallas, TX Car Insurance Rates by ZIP Code

Dallas car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dallas, TX.

Annual Car Insurance Rates by ZIP Code in Dallas, Texas

ZIP Code Average Annual Rates
75201 $6,982
75202 $6,903
75203 $7,139
75204 $6,674
75205 $6,526
75206 $6,426
75207 $7,902
75208 $6,815
75209 $6,674
75210 $7,361
75211 $7,072
75212 $6,866
75214 $6,546
75215 $7,276
75216 $7,247
75217 $7,013
75218 $6,492
75219 $7,194
75220 $6,740
75223 $7,118
75224 $6,962
75225 $6,639
75226 $6,887
75227 $7,018
75228 $6,889
75229 $6,532
75230 $6,804
75231 $7,092
75232 $7,021
75233 $7,141
75234 $6,381
75235 $6,815
75236 $6,620
75237 $7,092
75238 $6,606
75240 $6,789
75241 $7,210
75242 $7,746
75243 $6,779
75244 $6,501
75246 $6,894
75247 $7,557
75248 $6,243
75249 $6,412
75251 $6,848
75252 $5,855
75253 $6,447
75254 $6,845
75260 $7,598
75270 $6,921
75287 $5,982
75342 $7,569
75398 $7,509

The Best Cheap Car Insurance Companies in Dallas, TX

Take a look at a side-by-side comparison of the top car insurance companies in Dallas, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dallas, Texas

Insurance Company Average Annual Rates
Allstate $6,794
American Family $6,354
GEICO $3,892
Nationwide $4,250
Progressive $5,128
State Farm $3,514
USAA $2,842

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Dallas, Texas

Find the cheapest car insurance companies in Dallas, TX for each category right here.

Best Annual Car Insurance Rates by Company in Dallas, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Dallas, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dallas car insurance rates. Find the cheapest Dallas, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dallas, Texas

Insurance Company Low Medium High
Allstate $6,615 $6,727 $7,039
American Family $5,917 $6,121 $7,025
GEICO $3,691 $3,849 $4,138
Nationwide $4,581 $4,066 $4,102
Progressive $4,896 $5,105 $5,383
State Farm $3,318 $3,502 $3,723
USAA $2,731 $2,830 $2,966

What affects car insurance rates in Dallas, Texas?

What factors can have an impact on Dallas, TX car insurance? There are several reasons why Dallas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dallas, Texas.

Car Theft in Dallas

High levels of vehicle theft can make car insurance more expensive. Dallas, TX car theft statistics from the FBI indicate 9,660 vehicle thefts a year.

Commute Time in Dallas

The more time you spend in your car the higher the risk of an accident. The average commute length in Dallas, TX is 33.0 minutes according to City-Data.

Traffic in Dallas

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dallas, TX traffic data from INRIX ranks Dallas as the 63rd-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Dallas, TX

Ready to find affordable Dallas, Texas car insurance today? Enter your ZIP code for fast, free Dallas, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption