Compare Corpus Christi, TX Car Insurance Rates (2021)

Car insurance in Corpus Christi, TX averages $335 a month. Corpus Christi, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Corpus Christi car insurance rates, compare quotes from the top car insurance companies in Corpus Christi, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Corpus Christi is 78418
  • The cheapest car insurance company in Corpus Christi for teen drivers is USAA
  • Average car insurance rates in Corpus Christi, TX are $4,018/year

If you need to buy Corpus Christi, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Corpus Christi, TX is right here.

You’ll find Corpus Christi car insurance rates, the cheapest Corpus Christi, TX car insurance companies, and information on Texas car insurance laws. You can also compare Corpus Christi, Texas car insurance rates to El Paso car insurance rates, Dallas car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Corpus Christi, TX car insurance today? Enter your ZIP code for fast, free Corpus Christi car insurance quotes.

Cheapest Corpus Christi, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Corpus Christi, TX car insurance rates? Every Corpus Christi, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Corpus Christi, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,637 $3,564 $3,564 $9,581 $11,547 $4,458 $4,635
American Family $3,196 $3,599 $3,073 $3,560 $9,254 $12,057 $4,750 $5,425
GEICO $2,382 $2,598 $2,364 $2,739 $5,194 $5,309 $2,560 $2,492
Nationwide $2,684 $2,725 $2,377 $2,512 $7,563 $9,692 $3,151 $3,405
Progressive $2,219 $2,095 $1,983 $2,017 $9,317 $10,386 $2,611 $2,631
State Farm $2,028 $2,028 $1,813 $1,813 $4,909 $6,258 $2,209 $2,266
USAA $1,540 $1,554 $1,478 $1,475 $4,248 $4,629 $2,053 $2,205

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Minimum Car Insurance in Corpus Christi, TX

Every driver must carry the minimum car insurance in Corpus Christi, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Corpus Christi, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Corpus Christi, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Corpus Christi, TX. Compare credit history car insurance rates in Corpus Christi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Corpus Christi, Texas

Insurance Company Poor Fair Good
Allstate $7,084 $5,192 $4,448
American Family $7,599 $4,941 $4,302
GEICO $4,944 $2,801 $1,870
Nationwide $5,127 $4,104 $3,559
Progressive $4,674 $4,046 $3,752
State Farm $4,116 $2,574 $2,057
USAA $3,502 $2,042 $1,650

Cheapest Corpus Christi, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Corpus Christi, TX to rates for a clean record with top companies.

Annual Corpus Christi, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,695 $6,982 $4,311
American Family $5,082 $6,567 $5,726 $5,082
GEICO $2,720 $3,605 $2,985 $3,510
Nationwide $3,703 $3,703 $5,469 $4,179
Progressive $3,627 $4,697 $4,232 $4,073
State Farm $2,582 $2,972 $3,526 $2,582
USAA $1,790 $2,644 $3,103 $2,055

Cheapest Corpus Christi, TX Car Insurance for Teen Drivers

Teen car insurance in Corpus Christi, TX can be expensive. Take a look at rates from the top car insurance companies in Corpus Christi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Corpus Christi, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,581 $11,547
American Family $9,254 $12,057
GEICO $5,194 $5,309
Nationwide $7,563 $9,692
Progressive $9,317 $10,386
State Farm $4,909 $6,258
USAA $4,248 $4,629

Cheapest Corpus Christi, TX Car Insurance for Seniors

Take a look at Corpus Christi, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Corpus Christi, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,564 $3,564
American Family $3,073 $3,560
GEICO $2,364 $2,739
Nationwide $2,377 $2,512
Progressive $1,983 $2,017
State Farm $1,813 $1,813
USAA $1,478 $1,475

Cheapest Corpus Christi, TX Car Insurance Rates After a DUI

A DUI in Corpus Christi, TX increases car insurance rates. Compare Corpus Christi, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Corpus Christi, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,982
American Family $5,726
GEICO $2,985
Nationwide $5,469
Progressive $4,232
State Farm $3,526
USAA $3,103

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Cheapest Corpus Christi, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Corpus Christi, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Corpus Christi, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,438 $5,712
American Family $5,614 $5,614
GEICO $3,144 $3,266
Nationwide $4,264 $4,264
Progressive $4,157 $4,157
State Farm $2,915 $2,915
USAA $2,367 $2,428

Cheapest Corpus Christi, TX Car Insurance Rates by ZIP Code

Corpus Christi car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Corpus Christi, TX.

Annual Car Insurance Rates by ZIP Code in Corpus Christi, Texas

ZIP Code Average Annual Rates
78401 $6,115
78402 $5,876
78404 $5,838
78405 $6,118
78406 $5,819
78407 $6,017
78408 $6,081
78409 $5,823
78410 $5,819
78411 $5,891
78412 $6,099
78413 $5,938
78414 $5,935
78415 $6,380
78416 $6,057
78417 $6,009
78418 $5,620
78419 $5,738

The Best Cheap Car Insurance Companies in Corpus Christi, TX

Take a look at a side-by-side comparison of the top car insurance companies in Corpus Christi, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Corpus Christi, Texas

Insurance Company Average Annual Rates
Allstate $5,575
American Family $5,614
GEICO $3,205
Nationwide $4,264
Progressive $4,157
State Farm $2,915
USAA $2,398

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Category Winners: Cheapest Car Insurance in Corpus Christi, Texas

Find the cheapest car insurance companies in Corpus Christi, TX for each category right here.

Best Annual Car Insurance Rates by Company in Corpus Christi, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Corpus Christi, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Corpus Christi car insurance rates. Find the cheapest Corpus Christi, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Corpus Christi, Texas

Insurance Company Low Medium High
Allstate $5,440 $5,524 $5,761
American Family $5,163 $5,359 $6,321
GEICO $2,963 $3,135 $3,516
Nationwide $4,535 $4,080 $4,176
Progressive $3,920 $4,135 $4,417
State Farm $2,727 $2,897 $3,122
USAA $2,301 $2,385 $2,508

What affects car insurance rates in Corpus Christi, Texas?

What factors can have an impact on Corpus Christi, TX car insurance? There are several reasons why Corpus Christi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Corpus Christi, Texas.

Car Theft in Corpus Christi

High levels of vehicle theft can make car insurance more expensive. Corpus Christi, TX car theft statistics from the FBI indicate 916 vehicle thefts a year.

Commute Time in Corpus Christi

The more time you spend in your car the higher the risk of an accident. The average commute length in Corpus Christi, TX is 19.4 minutes according to City-Data.

Traffic in Corpus Christi

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Corpus Christi, TX traffic data from INRIX ranks Corpus Christi as the 805th-most congested in the world.

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Compare Car Insurance Quotes in Corpus Christi, TX

Ready to find affordable Corpus Christi, Texas car insurance today? Enter your ZIP code for fast, free Corpus Christi, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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