Compare East Orange, NJ Car Insurance Rates (2021)

Car insurance in East Orange, NJ averages $699 a month. East Orange, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap East Orange car insurance rates, compare quotes from the top car insurance companies in East Orange, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in East Orange, NJ are $8,385/year
  • Average car insurance rates in East Orange, NJ after a DUI are $9,921/year
  • The cheapest car insurance company in East Orange is GEICO

If you need to buy East Orange, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in East Orange, NJ is right here.

You’ll find East Orange car insurance rates, the cheapest East Orange, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare East Orange, New Jersey car insurance rates to Trenton car insurance rates, Union City car insurance rates, and Passaic car insurance rates.

Ready to find affordable East Orange, NJ car insurance today? Enter your ZIP code for fast, free East Orange car insurance quotes.

Cheapest East Orange, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Orange, NJ car insurance rates? Every East Orange, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Orange, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,687 $4,668 $4,569 $4,569 $14,581 $17,473 $5,552 $5,625
Farmers $7,986 $8,059 $7,771 $7,586 $23,668 $27,232 $9,516 $9,668
GEICO $3,364 $3,301 $3,282 $3,282 $6,177 $6,145 $3,883 $3,768
Liberty Mutual $6,399 $6,399 $7,040 $7,040 $16,757 $19,030 $7,040 $8,097
Progressive $3,320 $3,049 $2,976 $3,076 $15,634 $17,133 $3,955 $3,748
State Farm $6,851 $6,851 $6,196 $6,196 $22,722 $29,202 $7,828 $8,750
Travelers $4,587 $4,405 $4,231 $4,245 $10,218 $11,385 $4,423 $4,347

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in East Orange, NJ

Every driver must carry the minimum car insurance in East Orange, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in East Orange, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest East Orange, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Orange, NJ. Compare credit history car insurance rates in East Orange from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Orange, New Jersey

Insurance Company Poor Fair Good
Allstate $10,880 $6,867 $5,399
Farmers $15,180 $11,779 $11,098
GEICO $6,303 $3,581 $2,566
Liberty Mutual $12,360 $9,130 $7,686
Progressive $7,436 $6,457 $5,941
State Farm $17,162 $10,304 $8,008
Travelers $8,126 $5,878 $3,937

Cheapest East Orange, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Orange, NJ to rates for a clean record with top companies.

Annual East Orange, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,801 $9,647 $8,365 $7,048
Farmers $9,790 $16,746 $13,605 $10,603
GEICO $3,203 $4,246 $5,948 $3,203
Liberty Mutual $9,334 $10,703 $9,529 $9,334
Progressive $5,642 $7,671 $6,501 $6,631
State Farm $6,372 $11,697 $18,879 $10,350
Travelers $4,564 $6,879 $6,621 $5,858

Cheapest East Orange, NJ Car Insurance for Teen Drivers

Teen car insurance in East Orange, NJ can be expensive. Take a look at rates from the top car insurance companies in East Orange for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Orange, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,581 $17,473
Farmers $23,668 $27,232
GEICO $6,177 $6,145
Liberty Mutual $16,757 $19,030
Progressive $15,634 $17,133
State Farm $22,722 $29,202
Travelers $10,218 $11,385

Cheapest East Orange, NJ Car Insurance for Seniors

Take a look at East Orange, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Orange, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,569 $4,569
Farmers $7,771 $7,586
GEICO $3,282 $3,282
Liberty Mutual $7,040 $7,040
Progressive $2,976 $3,076
State Farm $6,196 $6,196
Travelers $4,231 $4,245

Cheapest East Orange, NJ Car Insurance Rates After a DUI

A DUI in East Orange, NJ increases car insurance rates. Compare East Orange, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Orange, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,365
Farmers $13,605
GEICO $5,948
Liberty Mutual $9,529
Progressive $6,501
State Farm $18,879
Travelers $6,621

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest East Orange, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Orange, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Orange, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,702 $7,729
Farmers $12,686 $12,686
GEICO $4,115 $4,186
Liberty Mutual $9,629 $9,821
Progressive $6,611 $6,611
State Farm $11,513 $12,136
Travelers $5,980 $5,980

Cheapest East Orange, NJ Car Insurance Rates by ZIP Code

East Orange car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in East Orange, NJ.

Annual Car Insurance Rates by ZIP Code in East Orange, New Jersey

ZIP Code Average Annual Rates
7017 $7,930
7018 $7,930

The Best Cheap Car Insurance Companies in East Orange, NJ

Take a look at a side-by-side comparison of the top car insurance companies in East Orange, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Orange, New Jersey

Insurance Company Average Annual Rates
Allstate $7,716
Farmers $12,686
GEICO $4,150
Liberty Mutual $9,725
Progressive $6,611
State Farm $11,824
Travelers $5,980

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in East Orange, New Jersey

Find the cheapest car insurance companies in East Orange, NJ for each category right here.

Best Annual Car Insurance Rates by Company in East Orange, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest East Orange, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Orange car insurance rates. Find the cheapest East Orange, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Orange, New Jersey

Insurance Company Low Medium High
Allstate $7,041 $7,840 $8,265
Farmers $11,379 $12,608 $14,071
GEICO $3,688 $4,231 $4,532
Liberty Mutual $8,679 $10,024 $10,473
Progressive $5,982 $6,721 $7,131
State Farm $10,959 $11,982 $12,532
Travelers $5,474 $5,975 $6,492

What affects car insurance rates in East Orange, New Jersey?

What factors can have an impact on East Orange, NJ car insurance? There are several reasons why East Orange car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Orange, New Jersey.

Commute Time in East Orange

The more time you spend in your car the higher the risk of an accident. The average commute length in East Orange, NJ is 33.2 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in East Orange, NJ

Ready to find affordable East Orange, New Jersey car insurance today? Enter your ZIP code for fast, free East Orange, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption