Compare Fort Payne, AL Car Insurance Rates (2022)

Car insurance in Fort Payne, AL averages $293 a month. Fort Payne, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fort Payne car insurance rates, compare quotes from the top car insurance companies in Fort Payne, AL.

Free Car Insurance Comparison

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fort Payne is USAA
  • Average car insurance rates in Fort Payne, AL after a DUI are $4,012/year
  • The cheapest car insurance company in Fort Payne for teen drivers is USAA

If you need to buy Fort Payne, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Payne, AL is right here.

You’ll find Fort Payne car insurance rates, the cheapest Fort Payne, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Fort Payne, Alabama car insurance rates to Madison car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Fort Payne, AL car insurance today? Enter your ZIP code for fast, free Fort Payne car insurance quotes.

Cheapest Fort Payne, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Payne, AL car insurance rates? Every Fort Payne, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Payne, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,870 $1,787 $1,690 $1,722 $6,354 $6,829 $2,100 $2,151
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,173 $2,044 $1,778 $1,898 $8,825 $9,857 $2,547 $2,717
State Farm $2,573 $2,573 $2,329 $2,329 $7,813 $9,769 $2,907 $3,362
Travelers $1,520 $1,544 $1,426 $1,420 $8,098 $12,710 $1,439 $1,654
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Minimum Car Insurance in Fort Payne, AL

Every driver must carry the minimum car insurance in Fort Payne, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Payne, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fort Payne, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Payne, AL. Compare credit history car insurance rates in Fort Payne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Payne, Alabama

Insurance Company Poor Fair Good
Allstate $3,790 $2,969 $2,428
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,501 $3,849 $3,590
State Farm $6,818 $3,454 $2,349
Travelers $4,065 $3,524 $3,590
USAA $2,655 $1,728 $1,543

Cheapest Fort Payne, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Payne, AL to rates for a clean record with top companies.

Annual Fort Payne, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,614 $3,068 $3,624 $2,944
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,604 $4,517 $3,846 $3,954
State Farm $3,795 $4,710 $4,161 $4,161
Travelers $3,102 $3,256 $4,764 $3,783
USAA $1,520 $1,908 $2,828 $1,644

Cheapest Fort Payne, AL Car Insurance for Teen Drivers

Teen car insurance in Fort Payne, AL can be expensive. Take a look at rates from the top car insurance companies in Fort Payne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Payne, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,354 $6,829
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $8,825 $9,857
State Farm $7,813 $9,769
Travelers $8,098 $12,710
USAA $3,657 $4,056

Cheapest Fort Payne, AL Car Insurance for Seniors

Take a look at Fort Payne, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Payne, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,690 $1,722
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,778 $1,898
State Farm $2,329 $2,329
Travelers $1,426 $1,420
USAA $1,149 $1,126

Cheapest Fort Payne, AL Car Insurance Rates After a DUI

A DUI in Fort Payne, AL increases car insurance rates. Compare Fort Payne, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Payne, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,624
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,846
State Farm $4,161
Travelers $4,764
USAA $2,828

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Cheapest Fort Payne, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Payne, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Payne, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,063 $3,063
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $3,980 $3,980
State Farm $4,106 $4,307
Travelers $3,727 $3,727
USAA $1,885 $2,065

Cheapest Fort Payne, AL Car Insurance Rates by ZIP Code

Fort Payne car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Payne, AL.

Annual Car Insurance Rates by ZIP Code in Fort Payne, Alabama

ZIP Code Average Annual Rates
35967 $3,592
35968 $3,620

The Best Cheap Car Insurance Companies in Fort Payne, AL

Take a look at a side-by-side comparison of the top car insurance companies in Fort Payne, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Payne, Alabama

Insurance Company Average Annual Rates
Allstate $3,063
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $3,980
State Farm $4,207
Travelers $3,727
USAA $1,975

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Fort Payne, Alabama

Find the cheapest car insurance companies in Fort Payne, AL for each category right here.

Best Annual Car Insurance Rates by Company in Fort Payne, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Fort Payne, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Payne car insurance rates. Find the cheapest Fort Payne, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Payne, Alabama

Insurance Company Low Medium High
Allstate $2,965 $3,057 $3,166
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,598 $3,958 $4,383
State Farm $3,982 $4,201 $4,437
Travelers $3,546 $3,801 $3,832
USAA $1,905 $1,965 $2,056

What affects car insurance rates in Fort Payne, Alabama?

What factors can have an impact on Fort Payne, AL car insurance? There are several reasons why Fort Payne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Payne, Alabama.

Commute Time in Fort Payne

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Payne, AL is 18.9 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Fort Payne, AL

Ready to find affordable Fort Payne, Alabama car insurance today? Enter your ZIP code for fast, free Fort Payne, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption