Best Franklinton, NC Car Insurance in 2025
Car insurance in Franklinton, NC averages $298 a month. Franklinton, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Franklinton car insurance rates, compare quotes from the top car insurance companies in Franklinton, NC.
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Table of Contents
Table of Contents
Insurance and Finance Expert
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated December 2025
- The cheapest car insurance company in Franklinton for teen drivers is Liberty Mutual
- The cheapest car insurance company in Franklinton is Liberty Mutual
- Average car insurance rates in Franklinton, NC after a DUI are $6,786/year
If you need to buy Franklinton, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Franklinton, NC is right here.
You’ll find Franklinton car insurance rates, the cheapest Franklinton, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Franklinton, North Carolina car insurance rates to Greensboro car insurance rates, Cary car insurance rates, and Durham car insurance rates.
Ready to find affordable Franklinton, NC car insurance today? Enter your ZIP code for fast, free Franklinton car insurance quotes.
Cheapest Franklinton, NC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Franklinton, NC car insurance rates? Every Franklinton, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,545 | $5,545 | $4,558 | $4,558 | $13,164 | $13,164 | $5,654 | $5,654 |
| Geico | $2,643 | $2,595 | $2,592 | $2,547 | $4,587 | $4,548 | $2,332 | $2,319 |
| Liberty Mutual | $1,972 | $1,972 | $2,041 | $2,041 | $3,345 | $3,345 | $1,972 | $1,972 |
| Nationwide | $2,632 | $2,632 | $2,632 | $2,632 | $4,326 | $4,326 | $2,632 | $2,632 |
| Progressive | $2,028 | $2,028 | $1,831 | $1,831 | $4,373 | $4,373 | $2,245 | $2,245 |
| State Farm | $2,916 | $2,916 | $2,520 | $2,520 | $4,282 | $4,282 | $3,608 | $3,608 |
| Travelers | $2,928 | $2,928 | $2,904 | $2,904 | $4,765 | $4,765 | $3,006 | $3,006 |
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Minimum Car Insurance in Franklinton, NC
Every driver must carry the minimum car insurance in Franklinton, NC. Take a look at the North Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Franklinton, NC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Franklinton, NC. Compare credit history car insurance rates in Franklinton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,804 | $6,345 | $5,542 |
| Geico | $3,263 | $3,005 | $2,794 |
| Liberty Mutual | $2,333 | $2,333 | $2,333 |
| Nationwide | $3,055 | $3,055 | $3,055 |
| Progressive | $2,974 | $2,550 | $2,334 |
| State Farm | $4,688 | $2,989 | $2,317 |
| Travelers | $3,636 | $3,303 | $3,264 |
Cheapest Franklinton, NC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Franklinton, NC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,902 | $6,886 | $12,844 | $5,289 |
| Geico | $1,563 | $2,348 | $5,990 | $2,180 |
| Liberty Mutual | $1,376 | $1,777 | $4,402 | $1,777 |
| Nationwide | $1,780 | $2,314 | $5,812 | $2,314 |
| Progressive | $1,221 | $1,800 | $5,710 | $1,746 |
| State Farm | $1,803 | $2,566 | $6,391 | $2,566 |
| Travelers | $2,002 | $2,645 | $6,354 | $2,602 |
Cheapest Franklinton, NC Car Insurance for Teen Drivers
Teen car insurance in Franklinton, NC can be expensive. Take a look at rates from the top car insurance companies in Franklinton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,164 | $13,164 |
| Geico | $4,587 | $4,548 |
| Liberty Mutual | $3,345 | $3,345 |
| Nationwide | $4,326 | $4,326 |
| Progressive | $4,373 | $4,373 |
| State Farm | $4,282 | $4,282 |
| Travelers | $4,765 | $4,765 |
Cheapest Franklinton, NC Car Insurance for Seniors
Take a look at Franklinton, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,558 | $4,558 |
| Geico | $2,592 | $2,547 |
| Liberty Mutual | $2,041 | $2,041 |
| Nationwide | $2,632 | $2,632 |
| Progressive | $1,831 | $1,831 |
| State Farm | $2,520 | $2,520 |
| Travelers | $2,904 | $2,904 |
Cheapest Franklinton, NC Car Insurance Rates After a DUI
A DUI in Franklinton, NC increases car insurance rates. Compare Franklinton, North Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $12,844 |
| Geico | $5,990 |
| Liberty Mutual | $4,402 |
| Nationwide | $5,812 |
| Progressive | $5,710 |
| State Farm | $6,391 |
| Travelers | $6,354 |
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Cheapest Franklinton, NC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Franklinton, NC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,230 | $7,230 |
| Geico | $3,020 | $3,020 |
| Liberty Mutual | $2,333 | $2,333 |
| Nationwide | $3,055 | $3,055 |
| Progressive | $2,619 | $2,619 |
| State Farm | $3,303 | $3,360 |
| Travelers | $3,401 | $3,401 |
The Best Cheap Car Insurance Companies in Franklinton, NC
Take a look at a side-by-side comparison of the top car insurance companies in Franklinton, NC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,230 |
| Geico | $3,020 |
| Liberty Mutual | $2,333 |
| Nationwide | $3,055 |
| Progressive | $2,619 |
| State Farm | $3,331 |
| Travelers | $3,401 |
Category Winners: Cheapest Car Insurance in Franklinton, North Carolina
Find the cheapest car insurance companies in Franklinton, NC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
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Cheapest Franklinton, NC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Franklinton car insurance rates. Find the cheapest Franklinton, NC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,994 | $7,208 | $7,489 |
| Geico | $2,892 | $3,011 | $3,158 |
| Liberty Mutual | $2,231 | $2,320 | $2,447 |
| Nationwide | $2,938 | $3,043 | $3,185 |
| Progressive | $2,502 | $2,607 | $2,749 |
| State Farm | $3,228 | $3,318 | $3,448 |
| Travelers | $3,273 | $3,386 | $3,544 |
What affects car insurance rates in Franklinton, North Carolina?
What factors can have an impact on Franklinton, NC car insurance? There are several reasons why Franklinton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Franklinton, North Carolina.
Commute Time in Franklinton
The more time you spend in your car the higher the risk of an accident. The average commute length in Franklinton, NC is 24.3 minutes according to City-Data.
Compare Car Insurance Quotes in Franklinton, NC
Ready to find affordable Franklinton, North Carolina car insurance today? Enter your ZIP code for fast, free Franklinton, NC car insurance quotes.
Frequently Asked Questions
How much does car insurance in Franklinton, NC cost on average?
Car insurance in Franklinton, NC averages $298 per month
What are the car insurance requirements in Franklinton, NC?
The car insurance requirements in Franklinton, NC are 30/60/25. This means you must have at least $30,000 in bodily injury liability coverage per person, $60,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, you might need full coverage insurance. It is recommended to check with your lender to determine the specific insurance requirements for your financed vehicle.
How can I find cheap car insurance rates in Franklinton, NC?
To find cheap car insurance rates in Franklinton, NC, you can compare quotes from the top car insurance companies in the area. This allows you to compare prices and choose the most affordable option.
What are the minimum car insurance requirements in Franklinton, NC?
The minimum car insurance requirements in Franklinton, NC are 30/60/25, as mentioned earlier.
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