Compare Fridley, MN Car Insurance Rates (2021)

Car insurance in Fridley, MN averages $414 a month. Fridley, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Fridley car insurance rates, compare quotes from the top car insurance companies in Fridley, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fridley, MN after a DUI are $6,818/year
  • The cheapest car insurance company in Fridley for teen drivers is State Farm
  • The cheapest car insurance company in Fridley is State Farm

If you need to buy Fridley, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Fridley, MN is right here.

You’ll find Fridley car insurance rates, the cheapest Fridley, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Fridley, Minnesota car insurance rates to St. Paul car insurance rates, Bloomington car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Fridley, MN car insurance today? Enter your ZIP code for fast, free Fridley car insurance quotes.

Cheapest Fridley, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fridley, MN car insurance rates? Every Fridley, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fridley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,672 $3,568 $3,568 $8,388 $11,920 $4,500 $4,649
American Family $2,408 $2,408 $2,193 $2,193 $6,730 $9,562 $2,408 $2,685
Farmers $2,247 $2,244 $2,156 $2,297 $6,673 $6,780 $2,961 $2,839
GEICO $3,064 $3,032 $2,920 $2,838 $6,724 $8,470 $2,862 $3,010
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,413 $2,401 $2,149 $2,269 $6,450 $7,766 $2,868 $2,956
State Farm $1,908 $1,908 $1,732 $1,732 $4,365 $5,285 $2,199 $1,819
USAA $1,843 $1,800 $1,695 $1,663 $5,088 $5,494 $2,383 $2,492

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Minimum Car Insurance in Fridley, MN

Every driver must carry the minimum car insurance in Fridley, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Fridley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fridley, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fridley, MN. Compare credit history car insurance rates in Fridley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fridley, Minnesota

Insurance Company Poor Fair Good
Allstate $8,033 $4,377 $4,067
American Family $5,326 $3,427 $2,717
Farmers $4,396 $3,193 $2,984
GEICO $4,938 $4,042 $3,365
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $4,361 $3,514 $3,101
State Farm $3,819 $2,334 $1,701
USAA $4,339 $2,172 $1,911

Cheapest Fridley, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fridley, MN to rates for a clean record with top companies.

Annual Fridley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,930 $5,812 $6,986 $5,240
American Family $2,582 $4,582 $5,205 $2,925
Farmers $3,021 $3,798 $3,865 $3,415
GEICO $2,756 $4,346 $6,406 $2,953
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,910 $3,855 $4,428 $3,444
State Farm $2,380 $2,856 $2,618 $2,618
USAA $2,082 $2,675 $3,998 $2,475

Cheapest Fridley, MN Car Insurance for Teen Drivers

Teen car insurance in Fridley, MN can be expensive. Take a look at rates from the top car insurance companies in Fridley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fridley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,388 $11,920
American Family $6,730 $9,562
Farmers $6,673 $6,780
GEICO $6,724 $8,470
Liberty Mutual $18,947 $28,184
Nationwide $6,450 $7,766
State Farm $4,365 $5,285
USAA $5,088 $5,494

Cheapest Fridley, MN Car Insurance for Seniors

Take a look at Fridley, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fridley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,568 $3,568
American Family $2,193 $2,193
Farmers $2,156 $2,297
GEICO $2,920 $2,838
Liberty Mutual $9,782 $9,782
Nationwide $2,149 $2,269
State Farm $1,732 $1,732
USAA $1,695 $1,663

Cheapest Fridley, MN Car Insurance Rates After a DUI

A DUI in Fridley, MN increases car insurance rates. Compare Fridley, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fridley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,986
American Family $5,205
Farmers $3,865
GEICO $6,406
Liberty Mutual $21,043
Nationwide $4,428
State Farm $2,618
USAA $3,998

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Cheapest Fridley, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fridley, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fridley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,492 $5,492
American Family $3,779 $3,867
Farmers $3,525 $3,525
GEICO $4,057 $4,173
Liberty Mutual $13,345 $14,122
Nationwide $3,659 $3,659
State Farm $2,544 $2,693
USAA $2,771 $2,844

The Best Cheap Car Insurance Companies in Fridley, MN

Take a look at a side-by-side comparison of the top car insurance companies in Fridley, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fridley, Minnesota

Insurance Company Average Annual Rates
Allstate $5,492
American Family $3,823
Farmers $3,525
GEICO $4,115
Liberty Mutual $13,733
Nationwide $3,659
State Farm $2,618
USAA $2,807

Category Winners: Cheapest Car Insurance in Fridley, Minnesota

Find the cheapest car insurance companies in Fridley, MN for each category right here.

Best Annual Car Insurance Rates by Company in Fridley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fridley, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fridley car insurance rates. Find the cheapest Fridley, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fridley, Minnesota

Insurance Company Low Medium High
Allstate $5,395 $5,489 $5,592
American Family $3,799 $3,925 $3,745
Farmers $3,371 $3,544 $3,659
GEICO $3,966 $4,114 $4,265
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,449 $3,692 $3,836
State Farm $2,504 $2,631 $2,721
USAA $2,722 $2,806 $2,894

What affects car insurance rates in Fridley, Minnesota?

What factors can have an impact on Fridley, MN car insurance? There are several reasons why Fridley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fridley, Minnesota.

Commute Time in Fridley

The more time you spend in your car the higher the risk of an accident. The average commute length in Fridley, MN is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fridley, MN

Ready to find affordable Fridley, Minnesota car insurance today? Enter your ZIP code for fast, free Fridley, MN car insurance quotes.

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