Compare Highmore, SD Car Insurance Rates (2021)

Car insurance in Highmore, SD averages $349 a month. Highmore, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Highmore car insurance rates, compare quotes from the top car insurance companies in Highmore, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Highmore, SD after a DUI are $5,072/year
  • Average car insurance rates in Highmore, SD are $4,192/year
  • The cheapest car insurance company in Highmore for teen drivers is State Farm

If you need to buy Highmore, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Highmore, SD is right here.

You’ll find Highmore car insurance rates, the cheapest Highmore, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Highmore, South Dakota car insurance rates to Mitchell car insurance rates, Pierre car insurance rates, and Yankton car insurance rates.

Ready to find affordable Highmore, SD car insurance today? Enter your ZIP code for fast, free Highmore car insurance quotes.

Cheapest Highmore, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highmore, SD car insurance rates? Every Highmore, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highmore, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $2,242 $2,256 $1,978 $2,049 $9,492 $9,883 $2,487 $2,661
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,114 $2,085 $1,740 $1,793 $7,636 $8,688 $2,649 $2,769
State Farm $1,839 $1,839 $1,554 $1,554 $4,035 $5,259 $2,046 $2,260

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Minimum Car Insurance in Highmore, SD

Every driver must carry the minimum car insurance in Highmore, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Highmore, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Highmore, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highmore, SD. Compare credit history car insurance rates in Highmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highmore, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,654 $4,074 $3,451
Farmers $4,684 $3,934 $3,776
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,254 $3,536 $3,263
State Farm $3,710 $2,217 $1,717

Cheapest Highmore, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highmore, SD to rates for a clean record with top companies.

Annual Highmore, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $3,192 $4,671 $6,053 $3,655
Farmers $3,535 $4,439 $4,331 $4,219
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,178 $4,304 $3,427 $3,829
State Farm $2,421 $2,675 $2,548 $2,548

Cheapest Highmore, SD Car Insurance for Teen Drivers

Teen car insurance in Highmore, SD can be expensive. Take a look at rates from the top car insurance companies in Highmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highmore, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,503 $9,548
Farmers $9,492 $9,883
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $7,636 $8,688
State Farm $4,035 $5,259

Cheapest Highmore, SD Car Insurance for Seniors

Take a look at Highmore, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highmore, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,812 $2,812
Farmers $1,978 $2,049
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,740 $1,793
State Farm $1,554 $1,554

Cheapest Highmore, SD Car Insurance Rates After a DUI

A DUI in Highmore, SD increases car insurance rates. Compare Highmore, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highmore, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $6,053
Farmers $4,331
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,427
State Farm $2,548

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Cheapest Highmore, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highmore, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highmore, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,338 $4,448
Farmers $4,131 $4,131
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $3,684 $3,684
State Farm $2,485 $2,611

The Best Cheap Car Insurance Companies in Highmore, SD

Take a look at a side-by-side comparison of the top car insurance companies in Highmore, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highmore, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,393
Farmers $4,131
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $3,684
State Farm $2,548

Category Winners: Cheapest Car Insurance in Highmore, South Dakota

Find the cheapest car insurance companies in Highmore, SD for each category right here.

Best Annual Car Insurance Rates by Company in Highmore, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Highmore, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highmore car insurance rates. Find the cheapest Highmore, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highmore, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,448 $4,526 $4,204
Farmers $3,982 $4,094 $4,316
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,601 $3,656 $3,796
State Farm $2,481 $2,549 $2,614

What affects car insurance rates in Highmore, South Dakota?

What factors can have an impact on Highmore, SD car insurance? There are several reasons why Highmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highmore, South Dakota.

Commute Time in Highmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Highmore, SD is 10.7 minutes according to City-Data.

Compare Car Insurance Quotes in Highmore, SD

Ready to find affordable Highmore, South Dakota car insurance today? Enter your ZIP code for fast, free Highmore, SD car insurance quotes.

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