Compare Huntsville, TX Car Insurance Rates (2021)

Car insurance in Huntsville, TX averages $335 a month. Huntsville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Huntsville car insurance rates, compare quotes from the top car insurance companies in Huntsville, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Huntsville for teen drivers is USAA
  • Average car insurance rates in Huntsville, TX after a DUI are $4,557/year
  • The cheapest car insurance company in Huntsville is USAA

If you need to buy Huntsville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Huntsville, TX is right here.

You’ll find Huntsville car insurance rates, the cheapest Huntsville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Huntsville, Texas car insurance rates to San Antonio car insurance rates, Corpus Christi car insurance rates, and Plano car insurance rates.

Ready to find affordable Huntsville, TX car insurance today? Enter your ZIP code for fast, free Huntsville car insurance quotes.

Cheapest Huntsville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huntsville, TX car insurance rates? Every Huntsville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huntsville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,488 $3,514 $3,441 $3,441 $9,265 $11,175 $4,311 $4,485
American Family $3,319 $3,735 $3,170 $3,672 $9,490 $12,359 $4,913 $5,606
GEICO $2,293 $2,472 $2,223 $2,512 $4,961 $5,153 $2,472 $2,463
Nationwide $2,343 $2,382 $2,070 $2,191 $6,668 $8,561 $2,755 $2,980
Progressive $2,533 $2,399 $2,262 $2,299 $10,870 $12,150 $3,004 $3,047
State Farm $2,058 $2,058 $1,828 $1,828 $4,885 $6,219 $2,234 $2,306
USAA $1,546 $1,557 $1,475 $1,466 $4,337 $4,728 $2,062 $2,215

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Minimum Car Insurance in Huntsville, TX

Every driver must carry the minimum car insurance in Huntsville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Huntsville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Huntsville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huntsville, TX. Compare credit history car insurance rates in Huntsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huntsville, Texas

Insurance Company Poor Fair Good
Allstate $6,847 $5,021 $4,302
American Family $7,832 $5,085 $4,432
GEICO $4,729 $2,683 $1,794
Nationwide $4,490 $3,607 $3,134
Progressive $5,413 $4,694 $4,354
State Farm $4,148 $2,579 $2,054
USAA $3,564 $2,054 $1,651

Cheapest Huntsville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huntsville, TX to rates for a clean record with top companies.

Annual Huntsville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $6,475 $6,752 $4,167
American Family $5,247 $6,743 $5,894 $5,247
GEICO $2,607 $3,438 $2,877 $3,353
Nationwide $3,247 $3,247 $4,813 $3,668
Progressive $4,198 $5,456 $4,905 $4,723
State Farm $2,606 $2,982 $3,514 $2,606
USAA $1,808 $2,664 $3,146 $2,075

Cheapest Huntsville, TX Car Insurance for Teen Drivers

Teen car insurance in Huntsville, TX can be expensive. Take a look at rates from the top car insurance companies in Huntsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huntsville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,265 $11,175
American Family $9,490 $12,359
GEICO $4,961 $5,153
Nationwide $6,668 $8,561
Progressive $10,870 $12,150
State Farm $4,885 $6,219
USAA $4,337 $4,728

Cheapest Huntsville, TX Car Insurance for Seniors

Take a look at Huntsville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huntsville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,441 $3,441
American Family $3,170 $3,672
GEICO $2,223 $2,512
Nationwide $2,070 $2,191
Progressive $2,262 $2,299
State Farm $1,828 $1,828
USAA $1,475 $1,466

Cheapest Huntsville, TX Car Insurance Rates After a DUI

A DUI in Huntsville, TX increases car insurance rates. Compare Huntsville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huntsville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,752
American Family $5,894
GEICO $2,877
Nationwide $4,813
Progressive $4,905
State Farm $3,514
USAA $3,146

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Cheapest Huntsville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huntsville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huntsville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,524
American Family $5,783 $5,783
GEICO $3,012 $3,125
Nationwide $3,744 $3,744
Progressive $4,820 $4,820
State Farm $2,927 $2,927
USAA $2,393 $2,454

Cheapest Huntsville, TX Car Insurance Rates by ZIP Code

Huntsville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Huntsville, TX.

Annual Car Insurance Rates by ZIP Code in Huntsville, Texas

ZIP Code Average Annual Rates
77320 $6,172
77340 $5,916
77341 $6,032

The Best Cheap Car Insurance Companies in Huntsville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Huntsville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huntsville, Texas

Insurance Company Average Annual Rates
Allstate $5,390
American Family $5,783
GEICO $3,069
Nationwide $3,744
Progressive $4,820
State Farm $2,927
USAA $2,423

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Category Winners: Cheapest Car Insurance in Huntsville, Texas

Find the cheapest car insurance companies in Huntsville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Huntsville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Huntsville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huntsville car insurance rates. Find the cheapest Huntsville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huntsville, Texas

Insurance Company Low Medium High
Allstate $5,269 $5,345 $5,556
American Family $5,316 $5,529 $6,503
GEICO $2,905 $3,029 $3,272
Nationwide $4,031 $3,583 $3,617
Progressive $4,579 $4,798 $5,083
State Farm $2,781 $2,918 $3,082
USAA $2,345 $2,414 $2,510

What affects car insurance rates in Huntsville, Texas?

What factors can have an impact on Huntsville, TX car insurance? There are several reasons why Huntsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huntsville, Texas.

Car Theft in Huntsville

High levels of vehicle theft can make car insurance more expensive. Huntsville, TX car theft statistics from the FBI indicate 53 vehicle thefts a year.

Commute Time in Huntsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Huntsville, TX is 25.3 minutes according to City-Data.

Traffic in Huntsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Huntsville, TX traffic data from INRIX ranks Huntsville as the 819th-most congested in the world.

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Compare Car Insurance Quotes in Huntsville, TX

Ready to find affordable Huntsville, Texas car insurance today? Enter your ZIP code for fast, free Huntsville, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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