Compare Imperial, CA Car Insurance Rates (2021)

Car insurance in Imperial, CA averages $268 a month. Imperial, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Imperial car insurance rates, compare quotes from the top car insurance companies in Imperial, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Imperial, CA are $3,218/year
  • The cheapest car insurance company in Imperial is Progressive
  • The cheapest car insurance company in Imperial for teen drivers is Progressive

If you need to buy Imperial, California car insurance, the options can be confusing. Everything you need to know about car insurance in Imperial, CA is right here.

You’ll find Imperial car insurance rates, the cheapest Imperial, CA car insurance companies, and information on California car insurance laws. You can also compare Imperial, California car insurance rates to Los Angeles car insurance rates, San Jose car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Imperial, CA car insurance today? Enter your ZIP code for fast, free Imperial car insurance quotes.

Cheapest Imperial, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Imperial, CA car insurance rates? Every Imperial, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Imperial, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,044 $3,109 $2,149 $2,242 $7,763 $9,890 $4,080 $4,720
Farmers $2,087 $2,087 $1,865 $1,865 $6,624 $10,936 $2,468 $2,742
GEICO $1,604 $1,606 $1,509 $1,509 $4,880 $4,973 $2,304 $2,361
Liberty Mutual $1,969 $1,867 $1,823 $1,769 $4,256 $4,524 $2,220 $2,238
Nationwide $2,912 $2,788 $2,537 $2,399 $7,262 $8,037 $3,466 $3,437
Progressive $1,466 $1,505 $1,244 $1,472 $3,795 $4,575 $2,107 $2,261
State Farm $2,838 $2,838 $2,528 $2,528 $5,138 $6,381 $3,135 $3,231
Travelers $2,111 $2,052 $1,855 $1,838 $4,207 $4,778 $2,693 $2,661
USAA $1,844 $1,751 $1,798 $1,809 $4,190 $4,207 $2,549 $2,413

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Minimum Car Insurance in Imperial, CA

Every driver must carry the minimum car insurance in Imperial, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Imperial, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Imperial, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Imperial, CA to rates for a clean record with top companies.

Annual Imperial, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,734 $4,746 $7,392 $3,626
Farmers $2,831 $3,857 $4,815 $3,833
GEICO $1,815 $2,796 $3,512 $2,251
Liberty Mutual $2,241 $3,005 $2,712 $2,375
Nationwide $2,865 $3,672 $6,210 $3,672
Progressive $1,513 $2,554 $2,971 $2,175
State Farm $2,546 $3,041 $5,764 $2,958
Travelers $1,886 $3,000 $3,488 $2,723
USAA $1,708 $2,535 $4,165 $1,871

Cheapest Imperial, CA Car Insurance for Teen Drivers

Teen car insurance in Imperial, CA can be expensive. Take a look at rates from the top car insurance companies in Imperial for teenagers.

Annual Car Insurance Rates for Teen Drivers in Imperial, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,763 $9,890
Farmers $6,624 $10,936
GEICO $4,880 $4,973
Liberty Mutual $4,256 $4,524
Nationwide $7,262 $8,037
Progressive $3,795 $4,575
State Farm $5,138 $6,381
Travelers $4,207 $4,778
USAA $4,190 $4,207

Cheapest Imperial, CA Car Insurance for Seniors

Take a look at Imperial, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Imperial, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,149 $2,242
Farmers $1,865 $1,865
GEICO $1,509 $1,509
Liberty Mutual $1,823 $1,769
Nationwide $2,537 $2,399
Progressive $1,244 $1,472
State Farm $2,528 $2,528
Travelers $1,855 $1,838
USAA $1,798 $1,809

Cheapest Imperial, CA Car Insurance Rates After a DUI

A DUI in Imperial, CA increases car insurance rates. Compare Imperial, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Imperial, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,392
Farmers $4,815
GEICO $3,512
Liberty Mutual $2,712
Nationwide $6,210
Progressive $2,971
State Farm $5,764
Travelers $3,488
USAA $4,165

Cheapest Imperial, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Imperial, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Imperial, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,166 $5,084
Farmers $3,480 $4,188
GEICO $2,356 $2,830
Liberty Mutual $2,372 $2,794
Nationwide $3,631 $4,578
Progressive $2,094 $2,512
State Farm $3,447 $3,708
Travelers $2,503 $3,046
USAA $2,367 $2,773

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The Best Cheap Car Insurance Companies in Imperial, CA

Take a look at a side-by-side comparison of the top car insurance companies in Imperial, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Imperial, California

Insurance Company Average Annual Rates
Allstate $4,625
Farmers $3,834
GEICO $2,593
Liberty Mutual $2,583
Nationwide $4,105
Progressive $2,303
State Farm $3,577
Travelers $2,774
USAA $2,570

Category Winners: Cheapest Car Insurance in Imperial, California

Find the cheapest car insurance companies in Imperial, CA for each category right here.

Best Annual Car Insurance Rates by Company in Imperial, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Imperial, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Imperial car insurance rates. Find the cheapest Imperial, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Imperial, California

Insurance Company Low Medium High
Allstate $4,448 $4,653 $4,773
Farmers $3,601 $3,858 $4,043
GEICO $2,370 $2,620 $2,789
Liberty Mutual $2,415 $2,605 $2,730
Nationwide $3,701 $4,172 $4,441
Progressive $2,074 $2,365 $2,470
State Farm $3,269 $3,629 $3,834
Travelers $2,421 $2,846 $3,056
USAA $2,335 $2,618 $2,757

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What affects car insurance rates in Imperial, California?

What factors can have an impact on Imperial, CA car insurance? There are several reasons why Imperial car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Imperial, California.

Car Theft in Imperial

High levels of vehicle theft can make car insurance more expensive. Imperial, CA car theft statistics from the FBI indicate 21 vehicle thefts a year.

Commute Time in Imperial

The more time you spend in your car the higher the risk of an accident. The average commute length in Imperial, CA is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Imperial, CA

Ready to find affordable Imperial, California car insurance today? Enter your ZIP code for fast, free Imperial, CA car insurance quotes.

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