Compare Janesville, WI Car Insurance Rates (2021)

Car insurance in Janesville, WI averages $227 a month. Janesville, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Janesville car insurance rates, compare quotes from the top car insurance companies in Janesville, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Janesville, WI are $2,728/year
  • The cheapest car insurance company in Janesville for teen drivers is American Family
  • Average car insurance rates in Janesville, WI after a DUI are $3,030/year

If you need to buy Janesville, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Janesville, WI is right here.

You’ll find Janesville car insurance rates, the cheapest Janesville, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Janesville, Wisconsin car insurance rates to Waukesha car insurance rates, La Crosse car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Janesville, WI car insurance today? Enter your ZIP code for fast, free Janesville car insurance quotes.

Cheapest Janesville, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Janesville, WI car insurance rates? Every Janesville, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Janesville, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,248 $1,988 $2,190 $7,178 $9,181 $2,164 $2,349
American Family $887 $923 $857 $858 $2,880 $3,154 $1,059 $1,125
Farmers $1,820 $1,817 $1,609 $1,710 $8,871 $9,189 $2,069 $2,158
GEICO $1,133 $1,269 $1,206 $1,415 $3,920 $4,223 $1,045 $1,066
Liberty Mutual $1,440 $1,566 $1,164 $1,318 $5,151 $5,770 $1,528 $1,649
Nationwide $3,167 $3,318 $2,642 $2,774 $6,740 $10,393 $3,871 $4,534
Progressive $1,509 $1,416 $1,240 $1,301 $6,128 $6,882 $1,808 $1,963
State Farm $1,229 $1,229 $1,111 $1,111 $3,773 $4,740 $1,392 $1,602
USAA $1,258 $1,250 $1,146 $1,158 $3,263 $3,770 $1,625 $1,775

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Minimum Car Insurance in Janesville, WI

Every driver must carry the minimum car insurance in Janesville, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Janesville, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Janesville, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Janesville, WI. Compare credit history car insurance rates in Janesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Janesville, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,827 $3,326 $2,887
American Family $1,967 $1,294 $1,142
Farmers $4,122 $3,499 $3,345
GEICO $2,503 $1,788 $1,438
Liberty Mutual $3,520 $2,141 $1,684
Nationwide $5,260 $4,389 $4,389
Progressive $3,135 $2,693 $2,515
State Farm $3,018 $1,733 $1,319
USAA $2,922 $1,553 $1,243

Cheapest Janesville, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Janesville, WI to rates for a clean record with top companies.

Annual Janesville, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,986 $4,127 $3,872 $3,734
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,182 $4,030 $3,812 $3,597
GEICO $1,304 $2,142 $2,516 $1,677
Liberty Mutual $1,865 $2,674 $2,759 $2,497
Nationwide $3,957 $4,577 $5,608 $4,577
Progressive $2,539 $3,103 $2,643 $2,838
State Farm $1,844 $2,203 $2,023 $2,023
USAA $1,491 $1,884 $2,547 $1,701

Cheapest Janesville, WI Car Insurance for Teen Drivers

Teen car insurance in Janesville, WI can be expensive. Take a look at rates from the top car insurance companies in Janesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Janesville, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,178 $9,181
American Family $2,880 $3,154
Farmers $8,871 $9,189
GEICO $3,920 $4,223
Liberty Mutual $5,151 $5,770
Nationwide $6,740 $10,393
Progressive $6,128 $6,882
State Farm $3,773 $4,740
USAA $3,263 $3,770

Cheapest Janesville, WI Car Insurance for Seniors

Take a look at Janesville, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Janesville, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,988 $2,190
American Family $857 $858
Farmers $1,609 $1,710
GEICO $1,206 $1,415
Liberty Mutual $1,164 $1,318
Nationwide $2,642 $2,774
Progressive $1,240 $1,301
State Farm $1,111 $1,111
USAA $1,146 $1,158

Cheapest Janesville, WI Car Insurance Rates After a DUI

A DUI in Janesville, WI increases car insurance rates. Compare Janesville, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Janesville, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,872
American Family $1,489
Farmers $3,812
GEICO $2,516
Liberty Mutual $2,759
Nationwide $5,608
Progressive $2,643
State Farm $2,023
USAA $2,547

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Cheapest Janesville, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Janesville, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Janesville, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,591 $3,768
American Family $1,443 $1,493
Farmers $3,655 $3,655
GEICO $1,874 $1,945
Liberty Mutual $2,449 $2,449
Nationwide $4,680 $4,680
Progressive $2,781 $2,781
State Farm $1,973 $2,074
USAA $1,881 $1,930

Cheapest Janesville, WI Car Insurance Rates by ZIP Code

Janesville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Janesville, WI.

Annual Car Insurance Rates by ZIP Code in Janesville, Wisconsin

ZIP Code Average Annual Rates
53545 $2,673
53546 $2,676
53548 $2,688

The Best Cheap Car Insurance Companies in Janesville, WI

Take a look at a side-by-side comparison of the top car insurance companies in Janesville, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Janesville, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,680
American Family $1,468
Farmers $3,655
GEICO $1,910
Liberty Mutual $2,449
Nationwide $4,680
Progressive $2,781
State Farm $2,023
USAA $1,906

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Category Winners: Cheapest Car Insurance in Janesville, Wisconsin

Find the cheapest car insurance companies in Janesville, WI for each category right here.

Best Annual Car Insurance Rates by Company in Janesville, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Cheapest Janesville, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Janesville car insurance rates. Find the cheapest Janesville, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Janesville, Wisconsin

Insurance Company Low Medium High
Allstate $3,519 $3,671 $3,850
American Family $1,443 $1,482 $1,478
Farmers $3,350 $3,628 $3,988
GEICO $1,755 $1,910 $2,064
Liberty Mutual $2,229 $2,476 $2,641
Nationwide $4,522 $4,681 $4,836
Progressive $2,583 $2,809 $2,951
State Farm $1,892 $2,031 $2,146
USAA $1,831 $1,907 $1,978

What affects car insurance rates in Janesville, Wisconsin?

What factors can have an impact on Janesville, WI car insurance? There are several reasons why Janesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Janesville, Wisconsin.

Car Theft in Janesville

High levels of vehicle theft can make car insurance more expensive. Janesville, WI car theft statistics from the FBI indicate 64 vehicle thefts a year.

Commute Time in Janesville

The more time you spend in your car the higher the risk of an accident. The average commute length in Janesville, WI is 21.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Janesville, WI

Ready to find affordable Janesville, Wisconsin car insurance today? Enter your ZIP code for fast, free Janesville, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State