Compare Karnack, TX Car Insurance Rates (2021)

Car insurance in Karnack, TX averages $331 a month. Karnack, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Karnack car insurance rates, compare quotes from the top car insurance companies in Karnack, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Karnack, TX after a DUI are $4,528/year
  • The cheapest car insurance company in Karnack is USAA
  • Average car insurance rates in Karnack, TX are $3,972/year

If you need to buy Karnack, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Karnack, TX is right here.

You’ll find Karnack car insurance rates, the cheapest Karnack, TX car insurance companies, and information on Texas car insurance laws. You can also compare Karnack, Texas car insurance rates to San Antonio car insurance rates, Arlington car insurance rates, and Houston car insurance rates.

Ready to find affordable Karnack, TX car insurance today? Enter your ZIP code for fast, free Karnack car insurance quotes.

Cheapest Karnack, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Karnack, TX car insurance rates? Every Karnack, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Karnack, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,870 $3,923 $3,825 $3,825 $9,901 $12,014 $4,796 $5,027
American Family $2,586 $2,873 $2,402 $2,746 $6,721 $8,796 $3,687 $4,198
GEICO $2,343 $2,530 $2,273 $2,585 $5,037 $5,212 $2,525 $2,502
Nationwide $2,463 $2,504 $2,175 $2,303 $7,037 $9,032 $2,899 $3,136
Progressive $2,579 $2,439 $2,295 $2,339 $10,880 $12,127 $3,048 $3,080
State Farm $2,124 $2,124 $1,889 $1,889 $5,088 $6,485 $2,309 $2,382
USAA $1,714 $1,726 $1,639 $1,628 $4,846 $5,279 $2,291 $2,458

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Minimum Car Insurance in Karnack, TX

Every driver must carry the minimum car insurance in Karnack, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Karnack, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Karnack, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Karnack, TX. Compare credit history car insurance rates in Karnack from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Karnack, Texas

Insurance Company Poor Fair Good
Allstate $7,517 $5,488 $4,688
American Family $5,850 $3,681 $3,222
GEICO $4,819 $2,733 $1,826
Nationwide $4,734 $3,799 $3,298
Progressive $5,456 $4,717 $4,372
State Farm $4,303 $2,676 $2,130
USAA $3,960 $2,290 $1,843

Cheapest Karnack, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Karnack, TX to rates for a clean record with top companies.

Annual Karnack, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,650 $7,011 $7,279 $4,650
American Family $3,887 $4,911 $4,320 $3,887
GEICO $2,655 $3,491 $2,933 $3,426
Nationwide $3,420 $3,420 $5,071 $3,864
Progressive $4,224 $5,477 $4,937 $4,756
State Farm $2,699 $3,094 $3,654 $2,699
USAA $2,008 $2,972 $3,504 $2,307

Cheapest Karnack, TX Car Insurance for Teen Drivers

Teen car insurance in Karnack, TX can be expensive. Take a look at rates from the top car insurance companies in Karnack for teenagers.

Annual Car Insurance Rates for Teen Drivers in Karnack, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,901 $12,014
American Family $6,721 $8,796
GEICO $5,037 $5,212
Nationwide $7,037 $9,032
Progressive $10,880 $12,127
State Farm $5,088 $6,485
USAA $4,846 $5,279

Cheapest Karnack, TX Car Insurance for Seniors

Take a look at Karnack, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Karnack, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,825
American Family $2,402 $2,746
GEICO $2,273 $2,585
Nationwide $2,175 $2,303
Progressive $2,295 $2,339
State Farm $1,889 $1,889
USAA $1,639 $1,628

Cheapest Karnack, TX Car Insurance Rates After a DUI

A DUI in Karnack, TX increases car insurance rates. Compare Karnack, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Karnack, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,279
American Family $4,320
GEICO $2,933
Nationwide $5,071
Progressive $4,937
State Farm $3,654
USAA $3,504

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Cheapest Karnack, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Karnack, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Karnack, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,761 $6,035
American Family $4,251 $4,251
GEICO $3,065 $3,187
Nationwide $3,944 $3,944
Progressive $4,848 $4,848
State Farm $3,036 $3,036
USAA $2,663 $2,732

The Best Cheap Car Insurance Companies in Karnack, TX

Take a look at a side-by-side comparison of the top car insurance companies in Karnack, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Karnack, Texas

Insurance Company Average Annual Rates
Allstate $5,898
American Family $4,251
GEICO $3,126
Nationwide $3,944
Progressive $4,848
State Farm $3,036
USAA $2,698

Category Winners: Cheapest Car Insurance in Karnack, Texas

Find the cheapest car insurance companies in Karnack, TX for each category right here.

Best Annual Car Insurance Rates by Company in Karnack, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Karnack, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Karnack car insurance rates. Find the cheapest Karnack, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Karnack, Texas

Insurance Company Low Medium High
Allstate $5,774 $5,851 $6,067
American Family $3,943 $4,088 $4,722
GEICO $2,936 $3,074 $3,368
Nationwide $4,245 $3,773 $3,813
Progressive $4,594 $4,823 $5,128
State Farm $2,881 $3,025 $3,203
USAA $2,602 $2,685 $2,806

Compare Car Insurance Quotes in Karnack, TX

Ready to find affordable Karnack, Texas car insurance today? Enter your ZIP code for fast, free Karnack, TX car insurance quotes.

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