Compare Longwood, FL Car Insurance Rates (2021)

Car insurance in Longwood, FL averages $351 a month. Longwood, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Longwood car insurance rates, compare quotes from the top car insurance companies in Longwood, FL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Longwood, FL after a DUI are $5,043/year
  • The cheapest ZIP code in Longwood is 32750
  • The cheapest car insurance company in Longwood for teen drivers is USAA

If you need to buy Longwood, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Longwood, FL is right here.

You’ll find Longwood car insurance rates, the cheapest Longwood, FL car insurance companies, and information on Florida car insurance laws. You can also compare Longwood, Florida car insurance rates to St. Petersburg car insurance rates, Cape Coral car insurance rates, and Orlando car insurance rates.

Ready to find affordable Longwood, FL car insurance today? Enter your ZIP code for fast, free Longwood car insurance quotes.

Cheapest Longwood, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Longwood, FL car insurance rates? Every Longwood, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Longwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,390 $3,213 $2,928 $3,118 $9,629 $10,482 $4,099 $3,917
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

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Minimum Car Insurance in Longwood, FL

Every driver must carry the minimum car insurance in Longwood, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Longwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Longwood, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Longwood, FL. Compare credit history car insurance rates in Longwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Longwood, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,638 $4,714 $3,939
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

Cheapest Longwood, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Longwood, FL to rates for a clean record with top companies.

Annual Longwood, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $4,010 $5,962 $5,013 $5,404
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Cheapest Longwood, FL Car Insurance for Teen Drivers

Teen car insurance in Longwood, FL can be expensive. Take a look at rates from the top car insurance companies in Longwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Longwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,629 $10,482
State Farm $5,666 $7,244
USAA $5,128 $5,941

Cheapest Longwood, FL Car Insurance for Seniors

Take a look at Longwood, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Longwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,928 $3,118
State Farm $1,753 $1,753
USAA $1,395 $1,380

Cheapest Longwood, FL Car Insurance Rates After a DUI

A DUI in Longwood, FL increases car insurance rates. Compare Longwood, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Longwood, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,013
State Farm $3,090
USAA $3,702

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Cheapest Longwood, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Longwood, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Longwood, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,097 $5,097
State Farm $2,985 $3,195
USAA $2,553 $2,612

Cheapest Longwood, FL Car Insurance Rates by ZIP Code

Longwood car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Longwood, FL.

Annual Car Insurance Rates by ZIP Code in Longwood, Florida

ZIP Code Average Annual Rates
32750 $3,248
32779 $3,251

The Best Cheap Car Insurance Companies in Longwood, FL

Take a look at a side-by-side comparison of the top car insurance companies in Longwood, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Longwood, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,097
State Farm $3,090
USAA $2,583

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Category Winners: Cheapest Car Insurance in Longwood, Florida

Find the cheapest car insurance companies in Longwood, FL for each category right here.

Best Annual Car Insurance Rates by Company in Longwood, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Longwood, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Longwood car insurance rates. Find the cheapest Longwood, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Longwood, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,288 $5,215 $5,789
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

What affects car insurance rates in Longwood, Florida?

What factors can have an impact on Longwood, FL car insurance? There are several reasons why Longwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Longwood, Florida.

Car Theft in Longwood

High levels of vehicle theft can make car insurance more expensive. Longwood, FL car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in Longwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Longwood, FL is 27.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Longwood, FL

Ready to find affordable Longwood, Florida car insurance today? Enter your ZIP code for fast, free Longwood, FL car insurance quotes.

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